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  • FIRST POST
    • WannabeFree
    • By WannabeFree 21st Nov 17, 10:04 AM
    • 3,500Posts
    • 32,815Thanks
    WannabeFree
    ôRock bottom became the solid foundation on which I rebuilt my life.ö
    • #1
    • 21st Nov 17, 10:04 AM
    ôRock bottom became the solid foundation on which I rebuilt my life.ö 21st Nov 17 at 10:04 AM
    Back in May this year I decided things had to change. I turned to here and received an amazing amount of help and advice. Here I am making a fresh start.

    Debt 09/05/2017

    Council Tax ú2092.71
    Court Fine ú1250
    Court Fine ú200
    Person 1 ú1000
    Person 2 ú1000
    Person 3 ú1379
    Person 4 ú427
    Debt Total ú7348.71

    Rent Arrears ú3381.28

    Total ú10729.99

    *Person 4 ú575
    *New Debt ú732
    *Debt 1 ú387.29
    *Debt 2 ú1451.40
    *Debt 3 ú1137.73
    *EDF ú3140.65

    Total ú18154.06

    *As more comes out from under the carpet I will update here.
    Last edited by WannabeFree; 21-11-2017 at 11:21 AM.
Page 272
    • teafor2
    • By teafor2 16th Apr 19, 6:22 PM
    • 1,333 Posts
    • 9,834 Thanks
    teafor2
    Great news about the holiday. Did you manage to keep the one you'd booked and not lose the deposit?

    Have a relaxing evening and an early night xx
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 16th Apr 19, 6:40 PM
    • 8,903 Posts
    • 69,277 Thanks
    HairyHandofDartmoor
    Great news about the holiday Wannabe .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = ú58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    EMERGENCY FUND 1 = ú4,005. EMERGENCY FUND 2 = ú1,505.
    Goal - buy ú50 worth of Premium Bonds per month = ú0
    • Cherryfudge
    • By Cherryfudge 16th Apr 19, 7:11 PM
    • 2,689 Posts
    • 16,838 Thanks
    Cherryfudge
    So pleased you've got a holiday to look forward to! It sounds like quite a day today - I hope you get chance to wind down this evening.
    MFW #30 Overpaid by ú4,100.58/ú3000 in 2018 Overpaid by ú555.74/2,880.00 in 2019
    Decluttered in 2019: 543/2019 as of 17/4/19
    • mummytogirls
    • By mummytogirls 16th Apr 19, 7:17 PM
    • 6,403 Posts
    • 24,618 Thanks
    mummytogirls
    So glad you got the holiday sorted WF xx
    Mummytogirls x

    ú23164.32 - 12/12/10
    ú5419.83 - 08/04/18 - 76.61% paid off
    • WannabeFree
    • By WannabeFree 16th Apr 19, 8:26 PM
    • 3,500 Posts
    • 32,815 Thanks
    WannabeFree
    Thank you

    Not such an early night but got the cleaning and ironing done. Since the incident last weekend things have been quite tense round here We where promised more police presence but that definitely hasn't been the case. Someone has just been kicking my front door/glass panel at the side and when I went to the window they just said oh sorry wrong house? Weird. But yeah things are noticeably more tense than usual.

    Smalls are all sleeping Going to have my cuppa then get on with sorting some paperwork and things out or maybe I'll just stay stuck here and read my book

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.ö
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 16th Apr 19, 8:38 PM
    • 9,648 Posts
    • 60,268 Thanks
    please-let-me-be-lucky
    Oh sorry, wrong house . WTAF?!?!
    Debts @ LBM ú23,729.31. Debts @ 08/04/2016 ú0

    Best win so far - holiday to Florida
    • beanielou
    • By beanielou 16th Apr 19, 8:45 PM
    • 62,666 Posts
    • 271,530 Thanks
    beanielou
    Oh sorry, wrong house . WTAF?!?!
    Originally posted by please-let-me-be-lucky
    Blooming heck, I would be a nervous wreck

    Hope things went ok with the realitives x
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • Cherryfudge
    • By Cherryfudge 16th Apr 19, 8:48 PM
    • 2,689 Posts
    • 16,838 Thanks
    Cherryfudge
    You're a cool customer! At least you saw them off. Is it worth letting the police know about it?
    MFW #30 Overpaid by ú4,100.58/ú3000 in 2018 Overpaid by ú555.74/2,880.00 in 2019
    Decluttered in 2019: 543/2019 as of 17/4/19
    • beanielou
    • By beanielou 16th Apr 19, 8:50 PM
    • 62,666 Posts
    • 271,530 Thanks
    beanielou
    You're a cool customer! At least you saw them off. Is it worth letting the police know about it?
    Originally posted by Cherryfudge
    I think I would actually inform the police.Good idea,
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • WannabeFree
    • By WannabeFree 16th Apr 19, 8:53 PM
    • 3,500 Posts
    • 32,815 Thanks
    WannabeFree
    Another MSE'r has seen my area this week I'm sure they'd agree it's 'cough' rough I wouldn't ring the police Cherry then I'd be worried I'd be the 'right house' I keep myself to myself seems the best way

    It was okay Beanie - smalls didn't enjoy it as much as I thought they would. Which I feel really bad saying this but I'm kind of glad It just made me realise how right my decisions have been.

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.ö
    • beanielou
    • By beanielou 16th Apr 19, 9:02 PM
    • 62,666 Posts
    • 271,530 Thanks
    beanielou
    Another MSE'r has seen my area this week I'm sure they'd agree it's 'cough' rough I wouldn't ring the police Cherry then I'd be worried I'd be the 'right house' I keep myself to myself seems the best way

    It was okay Beanie - smalls didn't enjoy it as much as I thought they would. Which I feel really bad saying this but I'm kind of glad It just made me realise how right my decisions have been.

    x
    Originally posted by WannabeFree
    Well that's acheived a result then.
    So you know x
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • teafor2
    • By teafor2 16th Apr 19, 9:24 PM
    • 1,333 Posts
    • 9,834 Thanks
    teafor2
    Nice that you were able to see your relatives, but maybe after today you won't feel so guilty that the DC's don't see them as often.

    We live in what's considered a very nice area but somebody got stabbed round the corner from us a couple of years ago. It wasn't random, it was in a house but rumour was it was drugs related. You don't have to live in a 'rough' area any more for this sort of thing to happen. xx
    • teapot2
    • By teapot2 16th Apr 19, 9:39 PM
    • 2,038 Posts
    • 7,475 Thanks
    teapot2
    Glad you have a holiday to all look forward to - is that going to be in October?

    Scary to have people kicking at your door. Where we used to live drug dealers moved in next door and we were always getting people banging on our door or trying to get in as the doors were very close together
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 16th Apr 19, 9:40 PM
    • 9,648 Posts
    • 60,268 Thanks
    please-let-me-be-lucky
    Nice that you were able to see your relatives, but maybe after today you won't feel so guilty that the DC's don't see them as often.

    We live in what's considered a very nice area but somebody got stabbed round the corner from us a couple of years ago. It wasn't random, it was in a house but rumour was it was drugs related. You don't have to live in a 'rough' area any more for this sort of thing to happen. xx
    Originally posted by teafor2
    Totally agree. I live in a quiet village, in which the council decided to rehouse a Ĺless desirableĺ family in as a safe house. The son of said family then proceeded to cause the death of a village lad, by spraying him in the face with acid so he was unable to see and he stepped back into the path of a car (made even more desperately sad by the fact that the victimĺs cousin was driving the car ) Xx
    Debts @ LBM ú23,729.31. Debts @ 08/04/2016 ú0

    Best win so far - holiday to Florida
    • Cherryfudge
    • By Cherryfudge 16th Apr 19, 9:41 PM
    • 2,689 Posts
    • 16,838 Thanks
    Cherryfudge
    Another MSE'r has seen my area this week I'm sure they'd agree it's 'cough' rough I wouldn't ring the police Cherry then I'd be worried I'd be the 'right house' I keep myself to myself seems the best way
    Originally posted by WannabeFree
    Fair enough.

    You are probably improving the tone of the area no end anyway what with your shiny windows and sweeping round outside.
    MFW #30 Overpaid by ú4,100.58/ú3000 in 2018 Overpaid by ú555.74/2,880.00 in 2019
    Decluttered in 2019: 543/2019 as of 17/4/19
    • teafor2
    • By teafor2 16th Apr 19, 9:49 PM
    • 1,333 Posts
    • 9,834 Thanks
    teafor2
    Totally agree. I live in a quiet village, in which the council decided to rehouse a Ĺless desirableĺ family in as a safe house. The son of said family then proceeded to cause the death of a village lad, by spraying him in the face with acid so he was unable to see and he stepped back into the path of a car (made even more desperately sad by the fact that the victimĺs cousin was driving the car ) Xx
    Originally posted by please-let-me-be-lucky
    That's awful PLMBL. I hope the scumbag got re-housed at Her Majesty's Pleasure for a long time and the family got moved on. x
    • beanielou
    • By beanielou 16th Apr 19, 9:58 PM
    • 62,666 Posts
    • 271,530 Thanks
    beanielou
    Totally agree. I live in a quiet village, in which the council decided to rehouse a Ĺless desirableĺ family in as a safe house. The son of said family then proceeded to cause the death of a village lad, by spraying him in the face with acid so he was unable to see and he stepped back into the path of a car (made even more desperately sad by the fact that the victimĺs cousin was driving the car ) Xx
    Originally posted by please-let-me-be-lucky
    Beyond words
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 16th Apr 19, 10:10 PM
    • 9,648 Posts
    • 60,268 Thanks
    please-let-me-be-lucky
    That's awful PLMBL. I hope the scumbag got re-housed at Her Majesty's Pleasure for a long time and the family got moved on. x
    Originally posted by teafor2
    He got 8 years and I believe heĺs out and has reoffended if the rumours are true .

    The family were moved immediately Xx
    Debts @ LBM ú23,729.31. Debts @ 08/04/2016 ú0

    Best win so far - holiday to Florida
    • jwil
    • By jwil 17th Apr 19, 7:57 AM
    • 10,273 Posts
    • 35,666 Thanks
    jwil
    Glad the holiday is still on x
    "If you can dream it, you can do it". Walt Disney
    • pennywisepoundstupid
    • By pennywisepoundstupid 17th Apr 19, 8:17 AM
    • 5,064 Posts
    • 18,372 Thanks
    pennywisepoundstupid
    Fantastic news that you are still going on holiday.

    Take care xx
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
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