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  • FIRST POST
    • WannabeFree
    • By WannabeFree 21st Nov 17, 11:04 AM
    • 1,756Posts
    • 15,230Thanks
    WannabeFree
    ôRock bottom became the solid foundation on which I rebuilt my life.ö
    • #1
    • 21st Nov 17, 11:04 AM
    ôRock bottom became the solid foundation on which I rebuilt my life.ö 21st Nov 17 at 11:04 AM
    Back in May this year I decided things had to change. I turned to here and received an amazing amount of help and advice. Here I am making a fresh start.

    Debt 09/05/2017

    Council Tax ú2092.71
    Court Fine ú1250
    Court Fine ú200
    Person 1 ú1000
    Person 2 ú1000
    Person 3 ú1379
    Person 4 ú427
    Debt Total ú7348.71

    Rent Arrears ú3381.28

    Total ú10729.99

    *Person 4 ú575
    *New Debt ú732
    *Debt 1 ú387.29
    *Debt 2 ú1451.40
    *Debt 3 ú1137.73
    *EDF ú3140.65

    Total ú18154.06

    *As more comes out from under the carpet I will update here.
    Last edited by WannabeFree; 21-11-2017 at 12:21 PM.
Page 114
    • Toni'sfriend
    • By Toni'sfriend 12th Aug 18, 4:14 PM
    • 1,519 Posts
    • 14,425 Thanks
    Toni'sfriend
    Tempted to order take away for dinner with some of it
    Treat yourselves. You weren't expecting it, you're not feeling great and you deserve a treat. xxx
    • UncannyScot
    • By UncannyScot 12th Aug 18, 5:18 PM
    • 1,571 Posts
    • 8,687 Thanks
    UncannyScot
    Agreed ^^^^ treat yourself, you deserve a wee treat (((((HUGS)))))
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • earthgirl
    • By earthgirl 12th Aug 18, 5:40 PM
    • 2,123 Posts
    • 23,568 Thanks
    earthgirl
    Glad you had an unexpected ú30 in even if it was yours already! Theatre sounds great!
    15/5/12 Paid off Mortgage 1 (ú220k) Bought Dream House Dec 13 - Mortage 2 -ú116,508. 15/7/18 Mortgage Free Again
    Kids savings 13,578/36k
    2k Monthly buffer 2k/2k 5k Travel budget ú2384/5k
    • Sun Addict
    • By Sun Addict 12th Aug 18, 5:45 PM
    • 5,997 Posts
    • 40,124 Thanks
    Sun Addict
    Glad you all enjoyed the theatre. My two used to love going when they were little.

    Treat yourself to a takeaway
    Virtual Sealed Pot 2018 ú376.59
    Debt ú2240
    Weight loss 2/6LBS
    Emergency Fund ú4000/ú10,000
    • WannabeFree
    • By WannabeFree 12th Aug 18, 7:30 PM
    • 1,756 Posts
    • 15,230 Thanks
    WannabeFree
    Okay smalls couldn't decide on a takeaway So I cooked the spag bol. Saves disappointment when they can't all choose the same place.

    We decided we'd use the money for a day out next weekend. We have bowling Wednesday (although it's a secret yet they don't know ) Maybe trampoline park or softplay we'll see.

    The weather is pants today! The dryer has been on all day and I have loads of ironing to catch up on

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Moguline
    • By Moguline 12th Aug 18, 8:11 PM
    • 304 Posts
    • 879 Thanks
    Moguline
    Hi WannabeFree, you are doing so well!!
    Your SOA looks great. We have about the same grocery budget for 2 adults and a 4yr old so you're doing great!
    The only thing I can see where you could save more is the satellite TV. Do you really need it or could you substitute it with Netflix or NowTV?
    We only use Netflix and BBC iPlayer and honestly don't miss normal TV!
    If you do watch it a lot though, then it's worth it, all depends on the things you like to watch - it's ok to allow yourself some luxuries
    LBM: Christmas 2017 Highest debt (01/01/2018): ú23,786 As of 30/07/2018: ú19,570.38 Total reduction in 2018: -ú4,215.90 DFD of my dreams: 31/12/2019
    • beanielou
    • By beanielou 12th Aug 18, 9:15 PM
    • 56,226 Posts
    • 227,355 Thanks
    beanielou
    Glad you had a great time
    Hope you ordered that takaway!

    I see you dident & have something to look forward to next weekend
    Last edited by beanielou; 12-08-2018 at 9:16 PM. Reason: To add
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 11 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. MFW 2018. No 144
    • WannabeFree
    • By WannabeFree 12th Aug 18, 11:00 PM
    • 1,756 Posts
    • 15,230 Thanks
    WannabeFree
    Hi WannabeFree, you are doing so well!!
    Your SOA looks great. We have about the same grocery budget for 2 adults and a 4yr old so you're doing great!
    The only thing I can see where you could save more is the satellite TV. Do you really need it or could you substitute it with Netflix or NowTV?
    We only use Netflix and BBC iPlayer and honestly don't miss normal TV!
    If you do watch it a lot though, then it's worth it, all depends on the things you like to watch - it's ok to allow yourself some luxuries
    Originally posted by Moguline
    This is really me I can't even blame the kids We do have netflix the kids really only use this. I use V!rgin for sports I really really love F1 and tennis and golf and other racing and anything that's not football BUT I do know I don't need it. I think it's something to consider (maybe in november when F1 has finished No seriously I am considering getting rid of it .. honest

    Glad you had a great time
    Hope you ordered that takaway!

    I see you dident & have something to look forward to next weekend
    Originally posted by beanielou
    The smalls all wanted different That's what happen when you ask the 3 of them what they'd like I guess

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • jwil
    • By jwil 13th Aug 18, 10:12 AM
    • 8,809 Posts
    • 27,539 Thanks
    jwil
    Glad you had a good time at the theatre
    "If you can dream it, you can do it". Walt Disney
    • WannabeFree
    • By WannabeFree 13th Aug 18, 10:16 AM
    • 1,756 Posts
    • 15,230 Thanks
    WannabeFree
    Thank you

    Morning Monday again! These holidays are going far too quickly I don't want them to have to go back to school

    Today's plan is to go and finish the bits (I say bits I think it's around ú50 needed yet) of uniform, need swim kits for the older two and underwear and leggings etc.

    Have a cheque to pay into the bank so will do that why I'm in town and will probably go to the museum to fill the afternoon with something a bit more exciting than shopping

    Hope all is well

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Purplemumof2
    • By Purplemumof2 13th Aug 18, 11:27 AM
    • 6,314 Posts
    • 23,351 Thanks
    Purplemumof2
    Morning,

    So pleased that you had fun at the theatre and it is lovely to get a nice compliment.

    Yay to unexpected money and it's nice that you are going to put it to a good use

    Have fun with the shopping and museum trip xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: ú6060.00 Cap 1: ú170.00 BC: úTBC

    POAMAYC 2018 #041 PD ú6919.86/ú7000
    Savings for Christmas ú273.72/ú400
    20p Savers 2018 ú2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • WannabeFree
    • By WannabeFree 13th Aug 18, 4:02 PM
    • 1,756 Posts
    • 15,230 Thanks
    WannabeFree
    Okay today didn't go to plan again

    We went to Ald! for the food shop. It was really needed so got it done with a list.

    We will uniform shop and go into town tomorrow. This weather is really not tempting me out the house

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Purplemumof2
    • By Purplemumof2 13th Aug 18, 4:14 PM
    • 6,314 Posts
    • 23,351 Thanks
    Purplemumof2
    Well done on the food shop.

    I hate uniform shopping so any excuse not to go and do it is fine in my book xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: ú6060.00 Cap 1: ú170.00 BC: úTBC

    POAMAYC 2018 #041 PD ú6919.86/ú7000
    Savings for Christmas ú273.72/ú400
    20p Savers 2018 ú2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • Merlin's Beard
    • By Merlin's Beard 13th Aug 18, 4:16 PM
    • 196 Posts
    • 1,714 Thanks
    Merlin's Beard
    This is really me I can't even blame the kids We do have netflix the kids really only use this. I use V!rgin for sports I really really love F1 and tennis and golf and other racing and anything that's not football BUT I do know I don't need it. I think it's something to consider (maybe in november when F1 has finished No seriously I am considering getting rid of it .. honest



    The smalls all wanted different That's what happen when you ask the 3 of them what they'd like I guess

    x
    Originally posted by WannabeFree
    When it comes to the F1 - which is costing you ú468 a year at the minute... could you live with the highlights only? Channel 4's pretty good (I know plenty of people that watch that instead of Sky when both are live) and a cheap freeview recorder box if you're out or busy would probably only cost you 1 month's worth of satellite TV. I only do C4 via the aerial because I refuse to pay ridiculous prices for 21 races a year! (and I supplement it with lower series that offer free livestreams)

    Failing that, would internet + Now TV day passes for the races be cheaper? Day pass is ú7.99, so at 21 races is less than ú170 for a season. That plus any internet costing ú24 or less a month would cost you less than the satellite TV over 12 months..

    Other alternatives for general non-football sport would be internet + Amazon Prime (ú79 for a year) + Eurosport Player (ú4.99 a month), which would give you tennis + Le Mans 24H + superbikes + athletics + cycling. Again, ú140 to get Eurosport, so any internet ú27 or less would be cheaper than the satellite TV.... (no F1 that way, but Prime TV/films would be included).
    • Sun Addict
    • By Sun Addict 13th Aug 18, 8:58 PM
    • 5,997 Posts
    • 40,124 Thanks
    Sun Addict
    Great food for thought there WF. A lot of the time F1 is on Freeview. I would just go for Freeview if it wan't for Mr SA,it would save me a fortune.
    Virtual Sealed Pot 2018 ú376.59
    Debt ú2240
    Weight loss 2/6LBS
    Emergency Fund ú4000/ú10,000
    • WannabeFree
    • By WannabeFree 13th Aug 18, 11:13 PM
    • 1,756 Posts
    • 15,230 Thanks
    WannabeFree
    Thank you I will have a look at all of them tonight.

    I have always just watched C4 Highlights/racing until this season. I literally watch the whole 3 days worth now I have it available. Even the 'boring' bits from interviews to pit lane build up etc. However it isn't really worth the cost when it's laid out in black and white I'm going to look into those other options now and still might just consider going back to just the highlights.

    Thank you for your help I'd never have known I could get similar elsewhere other than the other big company that's just as expensive.

    Thank you SA something I need to wake up and admit it's an expense we don't really need
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Purplemumof2
    • By Purplemumof2 14th Aug 18, 8:17 AM
    • 6,314 Posts
    • 23,351 Thanks
    Purplemumof2
    Morning Wannabe,

    Have a lovely day xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: ú6060.00 Cap 1: ú170.00 BC: úTBC

    POAMAYC 2018 #041 PD ú6919.86/ú7000
    Savings for Christmas ú273.72/ú400
    20p Savers 2018 ú2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • WannabeFree
    • By WannabeFree 14th Aug 18, 2:40 PM
    • 1,756 Posts
    • 15,230 Thanks
    WannabeFree
    Thank you PMO2 x

    Afternoon

    We haven't done anything out the house yet waiting for amazon delivery and have baked cakes and biscuits. Girls are playing with the dolls house now. They had the right idea of doing all the good bits of baking then wandering off to the dolls house when it came to cleaning up

    Should be a NSD today - unless the takeaway is still pulling me in later

    Hope all is well

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Merlin's Beard
    • By Merlin's Beard 14th Aug 18, 4:09 PM
    • 196 Posts
    • 1,714 Thanks
    Merlin's Beard
    Thank you I will have a look at all of them tonight.

    I have always just watched C4 Highlights/racing until this season. I literally watch the whole 3 days worth now I have it available. Even the 'boring' bits from interviews to pit lane build up etc. However it isn't really worth the cost when it's laid out in black and white I'm going to look into those other options now and still might just consider going back to just the highlights.

    Thank you for your help I'd never have known I could get similar elsewhere other than the other big company that's just as expensive.

    Thank you SA something I need to wake up and admit it's an expense we don't really need
    Originally posted by WannabeFree
    Next season, the only place to get any live F1 will be Sky, but the rumour is that Channel 4 will keep the highlights... I'm a bit like you and will watch all the free practices/interviews/build up/analysis (or at least, on C4 weekends), but I still don't think I'll be able to justify paying for it. I can watch Formula 3 on their Youtube channel and Le Mans on their website and touring cars on ITV4 and rally cars on Channel 5... I'll manage to keep myself busy
    • Toni'sfriend
    • By Toni'sfriend 14th Aug 18, 4:36 PM
    • 1,519 Posts
    • 14,425 Thanks
    Toni'sfriend
    Hello W,
    Can I ask how much the Netflix costs?
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