Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • WannabeFree
    • By WannabeFree 21st Nov 17, 11:04 AM
    • 2,028Posts
    • 18,472Thanks
    WannabeFree
    ôRock bottom became the solid foundation on which I rebuilt my life.ö
    • #1
    • 21st Nov 17, 11:04 AM
    ôRock bottom became the solid foundation on which I rebuilt my life.ö 21st Nov 17 at 11:04 AM
    Back in May this year I decided things had to change. I turned to here and received an amazing amount of help and advice. Here I am making a fresh start.

    Debt 09/05/2017

    Council Tax ú2092.71
    Court Fine ú1250
    Court Fine ú200
    Person 1 ú1000
    Person 2 ú1000
    Person 3 ú1379
    Person 4 ú427
    Debt Total ú7348.71

    Rent Arrears ú3381.28

    Total ú10729.99

    *Person 4 ú575
    *New Debt ú732
    *Debt 1 ú387.29
    *Debt 2 ú1451.40
    *Debt 3 ú1137.73
    *EDF ú3140.65

    Total ú18154.06

    *As more comes out from under the carpet I will update here.
    Last edited by WannabeFree; 21-11-2017 at 12:21 PM.
Page 111
    • Sun Addict
    • By Sun Addict 5th Aug 18, 7:32 AM
    • 6,422 Posts
    • 44,814 Thanks
    Sun Addict
    You have to make the most of your children being young, they grow up so fast. You're making some fabulous memories for them. You could spend the summer holidays stuck at home bored and not spending anything or you could put the budgeting on hold for a short time and have a lovely summer to remember, I know what I'd rather do.
    Virtual Sealed Pot 2010 ú21.63
    Debt ú1880
    Weight loss 0/6LBS
    Emergency Fund ú4000/ú10,000
    • WannabeFree
    • By WannabeFree 5th Aug 18, 12:11 PM
    • 2,028 Posts
    • 18,472 Thanks
    WannabeFree
    Thank you Makes me happy reading nice replies

    Cumbria glad they helped. If I find any more local bargains I'll let you know

    I've ordered a family and friends rail card (ú24) Sort of budgeted, I've taken it from holiday savings. It will save us more than the ú24 over the next month and then another ú100 or so in September/October. So well worth having. I can cashout on PA this week so will use this to cover it and pay it back to the savings. Also waiting on Populuslive cheque. I'll probably send this over to the holiday savings too

    I also used a code from work to get 12 months free on Kidspass. This has discounts on quite a few places we would like to visit while on holiday and discounts on eating out etc. Not sure how it works but for free I can't complain

    Sunday again which means Sunday roast has to be done Roast beef today at smalls request. Will use up the all the sorry looking fresh bits in soup too.

    I don't really have much planned this week. Smalls want to go to Salvation army for breakfast one morning (ú5) and I think I will do the library and the aquarium on feed day *both of these are free* I hope the weather stays good enough to fit the park in too.

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • WannabeFree
    • By WannabeFree 5th Aug 18, 12:13 PM
    • 2,028 Posts
    • 18,472 Thanks
    WannabeFree
    Oh I rambled that much I missed out answering about the new dog.

    The new dog is brilliant. She's calmed down a lot and is now fully house trained. We've had a few things chewed but fingers crossed nothing important and she seems to understand only her own things are for chewing not mine

    Old dogs, well Old but pup has brought out a whole new energy in her and the pair of them are best friends

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Toni'sfriend
    • By Toni'sfriend 5th Aug 18, 1:08 PM
    • 1,707 Posts
    • 16,717 Thanks
    Toni'sfriend
    Smalls want to go to Salvation army for breakfast
    I used to go to ours on a Saturday morning when my boy was little. He loved it. I have an elderly gentleman (even more elderly than me) upstairs who lives alone and goes there every day for their pensioners lunch. He says, although, he is not a religious person, he has made lots of friends and once a week he even collects an old lady (in her nineties) to go there for lunch and some company.

    What kind of dog is the new one.
    • WannabeFree
    • By WannabeFree 5th Aug 18, 1:12 PM
    • 2,028 Posts
    • 18,472 Thanks
    WannabeFree
    Smalls love the fuss that gets made over them TF. They are all so lovely. It's less than ú5 for all 3 breakfast and a drink and me a coffee. I don't really like eating out usually I get a takeaway coffee and drink it alone outside but I feel quite comfortable sitting in the SA.

    Pup is a staffy too x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Cumbria lass
    • By Cumbria lass 5th Aug 18, 1:48 PM
    • 2,497 Posts
    • 15,573 Thanks
    Cumbria lass
    Oh I rambled that much I missed out answering about the new dog.

    The new dog is brilliant. She's calmed down a lot and is now fully house trained. We've had a few things chewed but fingers crossed nothing important and she seems to understand only her own things are for chewing not mine

    Old dogs, well Old but pup has brought out a whole new energy in her and the pair of them are best friends

    x
    Originally posted by WannabeFree
    Glad to hear they get on well together . Have a good week.
    • Toni'sfriend
    • By Toni'sfriend 5th Aug 18, 2:07 PM
    • 1,707 Posts
    • 16,717 Thanks
    Toni'sfriend
    They are really lovely people.

    Another little Staffy - how lovely. I would love to have a wee dog but they are a huge responsibility and I can't in all honesty commit to the amount of time required to take care of one properly. We go away on holiday a lot (now that we're retired) and I wouldn't want to put it into kennels for the length of time we wouldn't be here. I bet the wee ones love their dogs though.
    • WannabeFree
    • By WannabeFree 5th Aug 18, 7:25 PM
    • 2,028 Posts
    • 18,472 Thanks
    WannabeFree
    Evening

    Smalls all in bed.

    I watched Greatest Showman last night because DS has been asking me for weeks to watch (He watched with a friend and though I'd like it) It was okay. The message is good but far too musical for me DS also asked me to watch Wonder which I really enjoyed.

    We've had a quite day again really. Still struggling to do much - it takes ages to get anything done. Nothing worse than knowing it needs doing and you should be able to do it but can't/or it takes 5 times as long. Oh well. Is what it is and I got done what I wanted. More than some can do I guess.

    No plans for tomorrow so might head to the cafe in the morning. Depending how early we are up.

    Hope everyone's had a good day

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • WannabeFree
    • By WannabeFree 6th Aug 18, 8:35 AM
    • 2,028 Posts
    • 18,472 Thanks
    WannabeFree
    Morning

    Well today's plans have changed as it seems DD has a sickness bug

    So another lazy day I think!

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • abba1772
    • By abba1772 6th Aug 18, 8:41 AM
    • 5,400 Posts
    • 20,298 Thanks
    abba1772
    Oh no hope the little one is ok xx
    NEXT TARGET ARGOS WAS Dec 18 ú391.95 NOW ú384.72
    POAMAYC 2011 ú6382.66 POAMAYC 2012 ú5000.78
    POAMAYC 2013 ú3480.04 POAMAYC 2014 ú4085.14
    POAMAYC 2015 ú7565.24 POAMAYC 2016 ú8000.90
    POAMAYC 2017 ú7278.80 POAMAYC 2018 ú12924.32
    • WannabeFree
    • By WannabeFree 6th Aug 18, 8:57 AM
    • 2,028 Posts
    • 18,472 Thanks
    WannabeFree
    It's not a school holiday in our house unless 1 of them gets sick

    She seems okay but I won't risk spreading it if it is a bug Probably too much popcorn and sweets

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Purplemumof2
    • By Purplemumof2 6th Aug 18, 9:12 AM
    • 6,561 Posts
    • 24,769 Thanks
    Purplemumof2
    Hope DD feels better soon xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: ú5660.00 Lloyds: ú9878.75 BC: GONE Cap One: GONE
    OD ú0/ú500 LC ú371.25/ú1500 Washer PAID
    POAMAYC 2018 #041 PD ú7219.86/ú7000
    Savings for Christmas ú385.36/ú400
    20p Savers 2018 ú2 Savers 2018 50p Savers 2018 SPC 12 2019 #003
    • jwil
    • By jwil 6th Aug 18, 9:41 AM
    • 9,357 Posts
    • 30,275 Thanks
    jwil
    Hope DD feels better soon.
    "If you can dream it, you can do it". Walt Disney
    • Toni'sfriend
    • By Toni'sfriend 6th Aug 18, 10:10 AM
    • 1,707 Posts
    • 16,717 Thanks
    Toni'sfriend
    So another lazy day I think!
    Nothing wrong with a lazy day! Hope to wee one is better soon but it's wise not to risk spreading it if it is a bug.
    • WannabeFree
    • By WannabeFree 6th Aug 18, 11:11 AM
    • 2,028 Posts
    • 18,472 Thanks
    WannabeFree
    Don't know if I confessed my sins on here but...

    I bought the girls a TV from a well know pawn store online. Total bargain I think ú40 delivered for a 24" smart TV with built in DVD player too. It's just arrived and in amazing condition and works perfectly. So DD is happy in bed now with a TV to watch. This replaced the cheap pink TV from eBay which has lasted well for the price but has had no sound for months.
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • beanielou
    • By beanielou 6th Aug 18, 11:16 AM
    • 58,909 Posts
    • 244,506 Thanks
    beanielou
    A good buy for your household
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • WannabeFree
    • By WannabeFree 6th Aug 18, 11:17 AM
    • 2,028 Posts
    • 18,472 Thanks
    WannabeFree
    I think I'll be needing to have sleep overs in the girls room
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
    • Purplemumof2
    • By Purplemumof2 6th Aug 18, 11:22 AM
    • 6,561 Posts
    • 24,769 Thanks
    Purplemumof2
    That's a great buy hun x
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: ú5660.00 Lloyds: ú9878.75 BC: GONE Cap One: GONE
    OD ú0/ú500 LC ú371.25/ú1500 Washer PAID
    POAMAYC 2018 #041 PD ú7219.86/ú7000
    Savings for Christmas ú385.36/ú400
    20p Savers 2018 ú2 Savers 2018 50p Savers 2018 SPC 12 2019 #003
    • beanielou
    • By beanielou 6th Aug 18, 11:26 AM
    • 58,909 Posts
    • 244,506 Thanks
    beanielou
    I think I'll be needing to have sleep overs in the girls room
    Originally posted by WannabeFree

    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • WannabeFree
    • By WannabeFree 6th Aug 18, 8:55 PM
    • 2,028 Posts
    • 18,472 Thanks
    WannabeFree
    Think I can declare today as a NSD finally

    Spent the day cleaning and playing with the dolls house with youngest. Have started to make a list for the dreaded C word Soon be here! Then it will be their birthdays. I think I might start a separate savings now for their birthday parties. Even if it's only the odd pound here and there. All 3 birthdays over the 2 weeks is expensive so close to Christmas.

    Always good to have a plan

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.ö
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,353Posts Today

7,490Users online

Martin's Twitter