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  • FIRST POST
    • WannabeFree
    • By WannabeFree 21st Nov 17, 11:04 AM
    • 3,155Posts
    • 28,874Thanks
    WannabeFree
    ôRock bottom became the solid foundation on which I rebuilt my life.ö
    • #1
    • 21st Nov 17, 11:04 AM
    ôRock bottom became the solid foundation on which I rebuilt my life.ö 21st Nov 17 at 11:04 AM
    Back in May this year I decided things had to change. I turned to here and received an amazing amount of help and advice. Here I am making a fresh start.

    Debt 09/05/2017

    Council Tax ú2092.71
    Court Fine ú1250
    Court Fine ú200
    Person 1 ú1000
    Person 2 ú1000
    Person 3 ú1379
    Person 4 ú427
    Debt Total ú7348.71

    Rent Arrears ú3381.28

    Total ú10729.99

    *Person 4 ú575
    *New Debt ú732
    *Debt 1 ú387.29
    *Debt 2 ú1451.40
    *Debt 3 ú1137.73
    *EDF ú3140.65

    Total ú18154.06

    *As more comes out from under the carpet I will update here.
    Last edited by WannabeFree; 21-11-2017 at 12:21 PM.
Page 106
    • Toni'sfriend
    • By Toni'sfriend 29th Jun 18, 6:03 PM
    • 1,786 Posts
    • 17,677 Thanks
    Toni'sfriend
    If there are other demons you are battling that just makes you even more of a heroine!
    Absolutley!
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 29th Jun 18, 6:33 PM
    • 9,495 Posts
    • 58,875 Thanks
    please-let-me-be-lucky
    Sending hugs Xx
    Debts @ LBM ú23,729.31. Debts @ 08/04/2016 ú0

    Best win so far - holiday to Florida
    • Cumbria lass
    • By Cumbria lass 29th Jun 18, 6:38 PM
    • 2,855 Posts
    • 18,205 Thanks
    Cumbria lass
    Sending you good vibes WF , hope you're feeling more yourself soon. Plus not sure if the moor fire is out yet , the one in your area but hope you aren't affected by it. The smoke from the other one was around for days. Could do with a downpour now.
    CC1 ú2980 Feb 2019.
    • UncannyScot
    • By UncannyScot 29th Jun 18, 7:33 PM
    • 1,784 Posts
    • 9,983 Thanks
    UncannyScot
    What's "normal"? It means all things to all men. Be yourself. Don't aspire to be someone else or what you think people expect you to be. You are a wonderful mother, an absolute marvel at sorting out your finances and (I think) a thoroughly nice person. Give yourself some credit for all you've done. You are still very young and have lots of time to change your life and achieve your ambitions. Stick to your goal. One day you will look back and be very proud of what you have achieved.
    Originally posted by Toni'sfriend
    Absolutely ^^^^
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • Sun Addict
    • By Sun Addict 30th Jun 18, 7:17 AM
    • 6,742 Posts
    • 48,257 Thanks
    Sun Addict
    Totally agree with Toni's Friend. You're young and there's plenty of time to change your life. When I feel like this I think about what's wrong then list the things I can do something about and the things I can't. I make a plan to change the things I can and live with those I can't. My life is far from "normal" but I try not to think about it too much and just plod on and make the best of it.

    Hope you feel more positive soon xx
    Virtual Sealed Pot 2019 ú115.68
    Debt ú1070
    Weight loss 3.5/9LBS
    Emergency Fund ú3260/ú10,000
    • beanielou
    • By beanielou 30th Jun 18, 10:33 AM
    • 61,192 Posts
    • 260,766 Thanks
    beanielou
    Keep plodding
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 2nd Jul 18, 9:40 PM
    • 7,849 Posts
    • 59,621 Thanks
    HairyHandofDartmoor
    I hope you feel more cheerful soon Wannabe. Keep plodding as Beanie says .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = ú58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • Cherryfudge
    • By Cherryfudge 2nd Jul 18, 9:48 PM
    • 2,445 Posts
    • 14,970 Thanks
    Cherryfudge
    Big hugs from me too. All I can say is 'This too will pass'. Hang on in there and give your kids a cuddle. x
    MFW #30 Overpaid by ú4,100.58/ú3000 in 2018
    Overpaid by ú260.82/2,880.00 in 2019
    Decluttered in 2019: 250/2019 as of 8/2/19
    • beanielou
    • By beanielou 2nd Jul 18, 9:57 PM
    • 61,192 Posts
    • 260,766 Thanks
    beanielou
    Hope that you are plodding
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • DrSpendLittle
    • By DrSpendLittle 3rd Jul 18, 12:04 AM
    • 459 Posts
    • 1,559 Thanks
    DrSpendLittle
    Keep on keeping on, Wannabe. This too shall pass.
    Original Debt: ú13,915.17 | Repayments: ú11,922.53 (85.68%) | Outstanding Debt: ú1,992.64 | Savings: ú622.30 | S&S ISA: ú150
    • earthgirl
    • By earthgirl 5th Jul 18, 6:30 PM
    • 2,347 Posts
    • 25,299 Thanks
    earthgirl
    Just waving, hi!

    Hope all is ok x
    15/5/12 Paid off Mortgage 1 (ú220k) Bought Dream House Dec 13 - Mortage 2 -ú116,508. 15/7/18 Mortgage Free Again
    Kids savings 13,578/36k
    2k Monthly buffer 2k/2k Travel savings ú19,185
    • Sun Addict
    • By Sun Addict 6th Jul 18, 9:47 PM
    • 6,742 Posts
    • 48,257 Thanks
    Sun Addict
    Another one hoping all is ok xx
    Virtual Sealed Pot 2019 ú115.68
    Debt ú1070
    Weight loss 3.5/9LBS
    Emergency Fund ú3260/ú10,000
    • jwil
    • By jwil 9th Jul 18, 2:02 PM
    • 9,885 Posts
    • 33,518 Thanks
    jwil
    Hope you are feeling a bit better x
    "If you can dream it, you can do it". Walt Disney
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 9th Jul 18, 8:52 PM
    • 7,849 Posts
    • 59,621 Thanks
    HairyHandofDartmoor
    How are things Wannabe? Hope you're okay, we miss your updates.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = ú58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • beanielou
    • By beanielou 9th Jul 18, 9:21 PM
    • 61,192 Posts
    • 260,766 Thanks
    beanielou
    Hope all as well as it can be in your world.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • Cherryfudge
    • By Cherryfudge 9th Jul 18, 11:41 PM
    • 2,445 Posts
    • 14,970 Thanks
    Cherryfudge
    Sending hugs xx We think of you lots, but understand if you don't want to post xx
    MFW #30 Overpaid by ú4,100.58/ú3000 in 2018
    Overpaid by ú260.82/2,880.00 in 2019
    Decluttered in 2019: 250/2019 as of 8/2/19
    • Eager_Elephant
    • By Eager_Elephant 10th Jul 18, 5:53 PM
    • 4,550 Posts
    • 26,808 Thanks
    Eager_Elephant
    I have been in contact with Wannabe and she has agreed I can post - she is about but not posting as struggling a lot - she hopes to be back on soon.
    Ninja Saving Turtle No.15 for January
    NSD - /20
    (up to 1/1/19)
    My Diary is here - http://forums.moneysavingexpert.com/showthread.php?t=2175629 (Eager Elephants Effective Everyday Excursion)
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 10th Jul 18, 6:01 PM
    • 9,495 Posts
    • 58,875 Thanks
    please-let-me-be-lucky
    Thanks for the update EE.

    Big hugs wannabe. Here when you need/want us Xx
    Debts @ LBM ú23,729.31. Debts @ 08/04/2016 ú0

    Best win so far - holiday to Florida
    • Toni'sfriend
    • By Toni'sfriend 10th Jul 18, 6:04 PM
    • 1,786 Posts
    • 17,677 Thanks
    Toni'sfriend
    Thanks EE. Was worrying about her. Hope she'll be ok. Anything I can do to help please let me know.
    • UncannyScot
    • By UncannyScot 17th Jul 18, 8:59 AM
    • 1,784 Posts
    • 9,983 Thanks
    UncannyScot
    Morning missus.

    Thinking of you and hoping you and the bairns are all ok.
    Everyone here who follows you are always on hand to help if and when you need us so please remember you are not alone ok
    (((((HUGS)))))
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
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