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  • FIRST POST
    • Leggy1982
    • By Leggy1982 13th Nov 17, 5:46 PM
    • 2Posts
    • 1Thanks
    Leggy1982
    Barclaycard - reduce your interest
    • #1
    • 13th Nov 17, 5:46 PM
    Barclaycard - reduce your interest 13th Nov 17 at 5:46 PM
    Hi all, I couldn't get a balance transfer to move debt from my barclaycard. Interest was on standard rate 18.6%.

    What to do- I called barclaycard and told them I had been offered 36mths interest free from another company and asked what they could do to keep me as I didn't want to leave them.

    They offered me 2 years at 6.9% a massive saving for me. I also haggled one month interest free. Go for it!!
Page 1
    • Camille2017
    • By Camille2017 10th Dec 17, 4:41 PM
    • 2 Posts
    • 1 Thanks
    Camille2017
    • #2
    • 10th Dec 17, 4:41 PM
    • #2
    • 10th Dec 17, 4:41 PM
    Hi, I called Barclaycard yesterday for the same reason, and they refused to reduce my interest rate at all, even though I said I'd found a 0% interest deal elsewhere. I'm just curious if you said anything specific to get that offer out of them?
    • Timberflake1983
    • By Timberflake1983 20th Dec 17, 2:46 PM
    • 30 Posts
    • 7 Thanks
    Timberflake1983
    • #3
    • 20th Dec 17, 2:46 PM
    • #3
    • 20th Dec 17, 2:46 PM
    I've just tried this and got the same offer - 6.9% for 2 years.

    Not for the entire balance though, but about 70% of it. Still that will be a big saving each month for the sake of a phone call.

    Thanks for the advice Leggy1982!!
    • MABLE
    • By MABLE 21st Dec 17, 8:40 AM
    • 3,569 Posts
    • 1,875 Thanks
    MABLE
    • #4
    • 21st Dec 17, 8:40 AM
    • #4
    • 21st Dec 17, 8:40 AM
    I normally find by saying I am going to close my account spurs them into action for a better deal. However with me I do receive lots of deals each month.
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