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  • FIRST POST
    • DancingUnicorn
    • By DancingUnicorn 12th Nov 17, 4:53 PM
    • 153Posts
    • 591Thanks
    DancingUnicorn
    Life's a Rollercoaster
    • #1
    • 12th Nov 17, 4:53 PM
    Life's a Rollercoaster 12th Nov 17 at 4:53 PM
    Third time lucky for this here diary. SOA to follow.
    LBM: October 2016: 20,130 / Current: January 2018: 17,320 13.9%
    DFD: February 2024
    SPC#577 (2017: 60.58)
Page 2
    • erniethecat
    • By erniethecat 30th Dec 17, 2:41 PM
    • 31 Posts
    • 95 Thanks
    erniethecat
    Congratulations on moving into together :-)
    • DancingUnicorn
    • By DancingUnicorn 2nd Jan 18, 8:25 PM
    • 153 Posts
    • 591 Thanks
    DancingUnicorn
    Thanks erniethecat. We've not quite moved in together yet but knowing it's on the cards is definitely a step in the right direction. One of the reasons I've been renting alone and got further into debt is because my ex was supposed to move in with me but kept fobbing me off with ridiculous excuses while living with his ex! I'd budgetted this place on both our incomes and I was suddenly doing it alone when I ditched him (sick of the excuses and realised I deserved better!).

    Anyhoo...
    I've been back in my old job today and will be for the next 2 days. It's so lovely going back to something I feel so confident at and seeing all my old friends but I am still so glad I've moved on to develop into a career gal.

    Things to buy: (we're having a proper look at the remaining sales over the next couple of days to hopefully get these!)
    - Chair
    - Microwave
    - Bookcase

    Things to do: (massively slacking on these January jobs and not long until I go back to proper work - eek!)
    - Re-organise books into alphabetical order
    - Re-organise DVD's into alphabetical order
    - Deep clean bathroom
    - Deep clean kitchen
    - Organise clothes
    - Build bedside cabinet
    - Organise living room storage
    - Move rug to spare room
    - Organise bedding and towels
    - Wipe down skirting boards and dado rail

    Weekly spends: 8.40/20 (potted 1.60 change)

    Savings: 297.20
    PA: 22.48 (no studies yet this year!)
    TCB: 53.23
    Clubcard: 15.50
    Receipt Hog: 984/1500 (getting so close to this!)
    YouGov: 1450/5000
    LBM: October 2016: 20,130 / Current: January 2018: 17,320 13.9%
    DFD: February 2024
    SPC#577 (2017: 60.58)
    • DancingUnicorn
    • By DancingUnicorn 6th Jan 18, 1:05 PM
    • 153 Posts
    • 591 Thanks
    DancingUnicorn
    Had a lovely three days back at my old job but kind of regretting it now, looking at the mountain of planning I have to do and the fact I've not finished my essay!
    The OH is out with a friend tonight, though, so I've got all evening to myself to crack on, as well as most of Sunday as he'll no doubt be in bed with a hangover.

    Signed myself up to a Couch to 5k club that starts on Monday, so I'm thinking of taking myself on a run today to set myself a goal to beat each month. I'm determined to shift some weight as well as some debt this year!

    Things to buy:
    - Chair
    - Microwave
    - Bookcase

    Things to do:
    - Re-organise books into alphabetical order
    - Re-organise DVD's into alphabetical order
    - Deep clean bathroom
    - Deep clean kitchen
    - Organise clothes
    - Build bedside cabinet
    - Organise living room storage
    - Move rug to spare room
    - Organise bedding and towels
    - Wipe down skirting boards and dado rail

    Weekly spends: 0/20

    Savings: 237.54
    PA: 22.98
    TCB: 53.55
    Clubcard: 15.50
    Receipt Hog: 999/1500
    YouGov: 1600/5000
    LBM: October 2016: 20,130 / Current: January 2018: 17,320 13.9%
    DFD: February 2024
    SPC#577 (2017: 60.58)
    • DancingUnicorn
    • By DancingUnicorn 14th Jan 18, 12:37 AM
    • 153 Posts
    • 591 Thanks
    DancingUnicorn
    Couch to 5k training is going well. Managed 2/3 runs as well as my usual dance class despite it being a very hectic week at school!
    Got my essay in on time, so now waiting for feedback (as long as I pass, I'm happy!) and getting started on the next one.
    Definitely been slacking around the house so I've amended my list to include JUST the things I want to get done by next weekend.

    Things to do:
    - Re-organise DVD's into alphabetical order
    - Deep clean bathroom
    - Build bedside cabinet
    - Move rug to spare room
    - Organise bedding and towels

    The savings look like they've gone down a lot but this is because I've transferred that into my student loan savings account. This means I only need to save 420 before September in order to get through and I should have at least another 100 coming by the end of January for the work I did just after Christmas so it'll start adding up again soon

    Weekly spends: 0/20

    Savings: 32.55
    PA: 22.98
    TCB: 83.90 (FINALLY a referral cleared)
    Clubcard: 18
    Receipt Hog: 1044/1500
    YouGov: 1600/5000
    LBM: October 2016: 20,130 / Current: January 2018: 17,320 13.9%
    DFD: February 2024
    SPC#577 (2017: 60.58)
    • DancingUnicorn
    • By DancingUnicorn 21st Jan 18, 1:53 PM
    • 153 Posts
    • 591 Thanks
    DancingUnicorn
    Couch to 5k training went rapidly down-hill. I managed Monday and Wednesday but finished work too late to make Friday. This week, I had a cold on Monday and spent most of the evening in bed and by Wednesday this had gone onto my chest and my asthma has been too bad to go running. I am hoping that one more week to rest should clear it and I can begin again the following week.

    Didn't tick anything off my to-do list which I just keep adding to. Today I am aiming to get AT LEAST two done and the others throughout the week.

    Things to do:
    - Re-organise DVD's into alphabetical order
    - Deep clean bathroom
    - Build bedside cabinet
    - Move rug to spare room
    - Organise bedding and towels

    Again, the savings aren't looking great. However, I have bought the main present for the OH's birthday next weekend.
    I had to replace some money in my "sealed pot" that I'd used to pay for dance for the next 10 weeks. When I replaced this I had a sneaky peak (I'm using an old coffee pot rather than an actual sealed pot) and just in notes I have over 100 in there. I need to resist the temptation to count up the change and need to not look again before November! - Don't tell Sue!

    Weekly spends: 0/20

    Savings: 3.84
    PA: 27.23
    TCB: 73.55
    Clubcard: 18
    Receipt Hog: 1109/1500
    Shoppix: 1055/3200
    YouGov: 1625/5000
    Last edited by DancingUnicorn; 21-01-2018 at 1:58 PM.
    LBM: October 2016: 20,130 / Current: January 2018: 17,320 13.9%
    DFD: February 2024
    SPC#577 (2017: 60.58)
    • DancingUnicorn
    • By DancingUnicorn 24th Jan 18, 5:34 PM
    • 153 Posts
    • 591 Thanks
    DancingUnicorn
    Work is just so busy at the minute so I'm just not getting any time to do anything - including spending money which can only be a positive I suppose!

    Things to do:
    - Re-organise DVD's into alphabetical order
    - Deep clean bathroom
    - Build bedside cabinet
    - Move rug to spare room
    - Organise bedding and towels

    Finally got paid for the 3 days I worked just after Christmas - still getting taxed 20% on this so I'm hoping I'm due a fair amount back in April!

    Weekly spends: 0/20

    Savings: 143.04
    PA: 27.23
    TCB: 73.55
    Clubcard: 18
    Receipt Hog: 1109/1500
    Shoppix: 1055/3200
    YouGov: 1625/5000
    LBM: October 2016: 20,130 / Current: January 2018: 17,320 13.9%
    DFD: February 2024
    SPC#577 (2017: 60.58)
    • DancingUnicorn
    • By DancingUnicorn 3rd Feb 18, 3:15 PM
    • 153 Posts
    • 591 Thanks
    DancingUnicorn
    Today I got my assignment score back for my first PGCE assignment. I got a 68 so I'm absolutely buzzing! I think that's better than I ever scored in my undergrad.

    Sorted out getting my tax back today too - I think I'm due around 600 back but apparently owe them 92.
    I still need 600 to get through September, but with savings, TCB, PA, and remaining tax refund this should be covered with around 200 left over which is an amazing feeling!

    B]Savings: [/B]172.20
    PA: 27.53
    TCB: 73.55
    Clubcard: 18
    Receipt Hog: 1169/1500
    Shoppix: 1560/3200
    YouGov: 1625/5000
    LBM: October 2016: 20,130 / Current: January 2018: 17,320 13.9%
    DFD: February 2024
    SPC#577 (2017: 60.58)
    • DancingUnicorn
    • By DancingUnicorn 9th Feb 18, 11:17 PM
    • 153 Posts
    • 591 Thanks
    DancingUnicorn
    Soooo... the first lot of tax refund came through today! I've managed to put enough into savings account #2 to cover my September expenses. Now I can work on an emergency fund and savings for my MOT and any associated repairs in April.

    Another 10.30 into the sealed pot tonight and it's looking nice and healthy.

    Come September, I'm hoping to have some savings to begin a H2B ISA and offer some F&F settlements on these debts. Once I have a job I can finally stop this emergency mode and start shifting the debt and I can't wait!
    LBM: October 2016: 20,130 / Current: January 2018: 17,320 13.9%
    DFD: February 2024
    SPC#577 (2017: 60.58)
    • DancingUnicorn
    • By DancingUnicorn 17th Feb 18, 2:48 PM
    • 153 Posts
    • 591 Thanks
    DancingUnicorn
    A 20 note and some change went into the pot over the last week so that's looking great. Hoping to make the 500 I set myself as a goal in there by November, but who knows!

    We've had a very busy half term, but it's been lovely. Kind of looking forward to getting back to school and having more routine though.

    Waiting for payday on Friday for my final tax refund. From this, I should be able to pay what I owe them and have a little left over to go into an emergency fund. I then shouldn't have to touch this money, so it should raise monthly unless Murphy hits.

    I withdrew my PA and TCB accounts for spending money on our trip away, but building them up again already. I also took a little from the savings for a wedding gift.

    Savings: 62.96
    PA: 8.70
    TCB: 60.32
    Clubcard: 18
    Receipt Hog: 1297/1500
    Shoppix: 3420/3200 (this is enough for a 5 voucher, but I'm going to hold out for 6000 tokens and a 10 voucher as this has been accumulated in 2 months).
    YouGov: 1800/5000
    LBM: October 2016: 20,130 / Current: January 2018: 17,320 13.9%
    DFD: February 2024
    SPC#577 (2017: 60.58)
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