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  • FIRST POST
    • Sue-UU
    • By Sue-UU 3rd Nov 17, 12:05 AM
    • 8,743Posts
    • 48,710Thanks
    Sue-UU
    Sealed Pot Challenge ~ 11
    • #1
    • 3rd Nov 17, 12:05 AM
    Sealed Pot Challenge ~ 11 3rd Nov 17 at 12:05 AM
    Hello again Potters and welcome aboard to any new members, I never thought we would have been running THIS long, but here we are starting off with "SPC "No 11"!!! Where have all the years gone since it first began, apparently very fast for sure! It's very hard to believe that we have now been running for a full decade and are now on the way into our 11th year!!!! We've had 10 amazingly money-saving years, but it's all purely because of the determined saving of you all - many thanks to you amazing folk who have made SPC what it is!!


    For all newcomers...yes "Old Timers" too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, please be sure to Join the forum first in order to be able to join the challenge - if you haven't already! For ALL SPC members, please chat away on this SPC 10 thread about your conquests, money-saving ideas etc from Post 4 (below) onward, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger.

    For all newcomers - a really huge heartfelt welcome! We're a terrific bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year will be to open our pots on Thursday the 1st November 2018. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us put in the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything. If money's tight then use any pot for now, I.e. A sweet tin, coffee jar..extremely MSE!! Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit in. Later on, if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops! They're usually about a POUND from a £ store!!

    It can also be interesting and challenging to make yourself a Papier Mach! Pig (or any animal) etc by using Frugaldom's recipe by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread papier mach! Animal here. Many thanks to Frugaldom.

    After selecting your pot, seal round the lid with sellotape or superglue if necessary. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Papier Mach! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 10 years...and at the end of each year's (since 2009 when I graduated from a carton!) challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way.


    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money given as a gift (other than Birthdays, Christmas etc) i.e.. Inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from small second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook or similar can be saved.

    Also it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC.

    2/
    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway.

    3/ You can ask me to put a Target on for you to try to meet (it goes alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, it doesn't matter at all, at least you will have tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others.... Ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year!
    If you are hoping for a particular amount by Declaration Day but still want a nice surprise come November, work out what amount you would like, then work out how much you will need to save (pot) on a weekly or monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come November!
    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2017. However, over the last 9 years we've had some members who needed theirs at sometime throughout the year for bills, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved!
    Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle for others it's obviously easy. However, it's the pleasure we all receive from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on November 1st. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
    If anyone has any other queries, then please sing out...though not too loudly.....you might shatter your pot/s!

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 1st November to declare those Totals to me.
    Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.

    7/ KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it as it wouldn't be the first time that members have forgotten where they've hidden it!

    8/ "Holding Pots": To anyone concerned about putting money into their pot...then possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": With regards to this all important question, here's vital help from girl at play: "I bank with Bank of Scotland and they accept as many change bags as you have, as long as you take them to the business banking counter." Thank you so much GAP, it's so handy for members to know. This applies to many banks, I suspect most banks/building societies are the same if truth be known. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!!

    10/ Members who do not return by the end of November of any year will sadly now lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember, then - come on back and ask for another number, you will always be be more than welcome!

    On the 2 posts below is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts I declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 1st November please.

    Just a quiet word of warning to all those in the Cambridge area - forget ever thinking of looking for roadkill there as jakes-mum will even tackle you the ground to get to it first! Though, how about challenging her!!

    Once again, we've just had a fantastic year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 1st Nov is the closing date for 2018, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 1st, thank you kindly.

    Anyone wishing to join us please post on the thread to ask and I'll give you a number and an official welcome so you can join in the fun......and please do note that...time means any time of year!

    It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! However.......you can always return to the fold and be made very welcome!

    Many thanks for reading
    , Sue
    Last edited by Sue-UU; 04-11-2017 at 6:50 PM.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £46,279.29!!!!

Page 56
    • apricity
    • By apricity 28th Jul 18, 8:49 PM
    • 125 Posts
    • 338 Thanks
    apricity
    May I join please?

    I have 2 pots on the go
    #1 - New house fund , total unknown
    #2 - my jar that i'm not opening up until it gets full or when my 101 things in 1001 days challenge is over.

    I have just put £10.80 in my 101 pot .
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 29th Jul 18, 1:17 PM
    • 823 Posts
    • 5,125 Thanks
    swimminginaseaofdebt
    May I join please?

    I have 2 pots on the go
    #1 - New house fund , total unknown
    #2 - my jar that i'm not opening up until it gets full or when my 101 things in 1001 days challenge is over.

    I have just put £10.80 in my 101 pot .
    Originally posted by apricity

    Welcome, welcome, Sue will pop along and give you a number soon Iím sure. In the meantime let us know how youíre getting on and have a nosey to see how everyone else is doing while youíre here!
    SPC11 #564 - £186.83
    SPC12 #22 - In Progress
    Stars from Sue -
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 29th Jul 18, 1:21 PM
    • 823 Posts
    • 5,125 Thanks
    swimminginaseaofdebt
    Afternoon everyone,

    Sold two of the little ones toys (for a bargain of £5 each, my Facebook messenger was going mad with messages about them ) so have popped the note into my pot. Itís seen nothing but change lately so Iím sure itíll be a very happy bunny .
    SPC11 #564 - £186.83
    SPC12 #22 - In Progress
    Stars from Sue -
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 29th Jul 18, 1:24 PM
    • 823 Posts
    • 5,125 Thanks
    swimminginaseaofdebt
    Oh forgot to say katsoocam congratulations on the new arrival!
    SPC11 #564 - £186.83
    SPC12 #22 - In Progress
    Stars from Sue -
    • apricity
    • By apricity 29th Jul 18, 2:27 PM
    • 125 Posts
    • 338 Thanks
    apricity
    Thank you , swimminginaseaofdebt
    I sure will be post here as and when applicable. I never really have cash on me but will try to with next month's pay.

    and [B]congratulations , katsoocam[/B]!
    I'm terrified of when we want to start a family!
    We're in talks of it and in talks of getting a bigger house to accommodate for a family unit (we live in a teeney house, i struggle with us 2) after we get married or during the final stages.
    Thoughts about finances just sends me into panic about it already and we're not even trying for one!
    :lol:

    £1.00 has gone into our new house fund.
    I'll start with £1.00 and take that off what ever is in our jar;
    I'll be taking the jar into the bank on Wednesday so I will update with the total then.

    as i said above, we're in talks of moving to a bigger house in the near future.
    He wants to get a bank loan for it so he can pay it off bit by bit and still put other money in savings...
    I don't know hoe i feel about this... I do want to have some money behind us for this
    SPC #017 - £0.50
    • katsoocam
    • By katsoocam 30th Jul 18, 12:36 AM
    • 91 Posts
    • 275 Thanks
    katsoocam
    Will you be buying or renting a new house apricity?
    • Lost2
    • By Lost2 31st Jul 18, 9:08 AM
    • 14,463 Posts
    • 29,727 Thanks
    Lost2
    Hope everyone is well
    its that time of the month once again
    and I have just potted for the month £4.41 I had a Birthday and Anniversary this month
    oh and I potted a £ that I found
    Sealed Pot Number 262009..£950.50 2010..£256 2011..£526 2012..£548.80 2013...£758.882014..£510 2015...£604.782016...£704.50 2017...£4752018...£1979.12 2019...£

    SwagBucks £615
    • jakes-mum
    • By jakes-mum 31st Jul 18, 4:09 PM
    • 4,445 Posts
    • 43,061 Thanks
    jakes-mum
    Afternoon potters

    DH made the mistake of walking past me and jingling, a quick trouser rummage procured over £11 for the pot that I kinda swapped for a £10er (as in I took it out the bank and forgot to give it to him )

    Second pots are slowly starting to get heavier
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) 0/£1000
    Total Wins Of 2012 = £3015.03 Wins Of 2013 = £4427.11 Wins of 2014 = £2361.97 Wins of 2015 = £1754.90 Wins of 2016 £267.98 Wins of 2017 £25 Wins of 2018 £59
    • apricity
    • By apricity 31st Jul 18, 6:58 PM
    • 125 Posts
    • 338 Thanks
    apricity
    will be combining both pots as tomorrow i am depositing the new house fund into my bank account.

    Today I got fired and need all cash.
    I applied for 5 jobs already and will be going job hunting in town tomorrow.

    So you may not hear much from me.
    SPC #017 - £0.50
    • Saver-upper
    • By Saver-upper 1st Aug 18, 2:01 AM
    • 1,820 Posts
    • 13,722 Thanks
    Saver-upper
    I am about to pot £8 in £2 coins that I have collected in change over the last few days .
    SPC #155 x 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





    • apricity
    • By apricity 1st Aug 18, 10:24 PM
    • 125 Posts
    • 338 Thanks
    apricity
    Will you be buying or renting a new house apricity?
    Originally posted by katsoocam
    looking to rent a new house with an extra bedroom or so as we were in talks of starting our own family after getting married next year whilst we save for a forever home.
    SPC #017 - £0.50
    • apricity
    • By apricity 3rd Aug 18, 8:40 AM
    • 125 Posts
    • 338 Thanks
    apricity
    I deposited my change - it came to a total of
    £49.81
    SPC #017 - £0.50
    • Chutney86
    • By Chutney86 4th Aug 18, 7:39 PM
    • 298 Posts
    • 2,723 Thanks
    Chutney86
    £4 potted for me today
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75 / 2018 = £295.50
    MFW #93 - 2017 = £1942.84/£1900 / 2018 = £8591.23/£9050
    MFiT-T4 #28
    • apricity
    • By apricity 4th Aug 18, 8:21 PM
    • 125 Posts
    • 338 Thanks
    apricity
    2p added to my pot . Found as i was cleaning our bedroom

    I put the £49 into our wedding fund , it is on hold,
    but things are looking up so i may not need to touch it
    SPC #017 - £0.50
    • Saver-upper
    • By Saver-upper 5th Aug 18, 11:58 PM
    • 1,820 Posts
    • 13,722 Thanks
    Saver-upper
    Yesterday I potted two £2 coins I found while tidying the kitchen .
    SPC #155 x 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





    • dustydigger
    • By dustydigger 6th Aug 18, 1:25 PM
    • 705 Posts
    • 2,391 Thanks
    dustydigger
    Only £5.74 when I emptied the purse at the end of the fortnight.But I did put over £20 in dribs and drabs onto my Asd@,Icel@nd,and Tesc* Xmas savings cards. I expect to save about £70 by the end of November,nice little help with the extra Xmas food bills.
    Hope I can count it in as part of my pot?
    SPC 2019 # 012 - £2 Savers 2018 #19 £218 House & Home Fund 2019 - £20 (+ c/f from 2018= £531) AF Mar-Nov 269 days+ Dec 16/24 Books read 2018:153 Prolific £3.45 /
    total savings 2018:£1992card xmas savings 2018:£145

    • VickyA
    • By VickyA 6th Aug 18, 8:55 PM
    • 4,427 Posts
    • 21,515 Thanks
    VickyA
    Well hellooooooooooooooooooo everyone

    I know, I know, I've been completely shoddy at posting, but you'll be delighted to hear that I haven't been as shoddy with my potting. Absolutely no idea at how much I've got - that'll be discovered in November - but let's just say that DH has been really quite careless occasionally... He popped a pair of shorts in the washing basket and I discovered near enough £5 jangling in those pockets. Needless to say, those coins were released into the sealed pot!
    SPC 8 #021 975.71 #9 £881.44 #10 £961.13 #11 £782.13 declared
    • apricity
    • By apricity 6th Aug 18, 9:53 PM
    • 125 Posts
    • 338 Thanks
    apricity
    5p potted ,
    found whilst clearing out wardrobe
    SPC #017 - £0.50
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 9th Aug 18, 11:44 AM
    • 823 Posts
    • 5,125 Thanks
    swimminginaseaofdebt
    Morning everyone

    Sold the little ones walker that heís grown out of and a bundle of his too small trousers. Duly potted the money of both sales.
    SPC11 #564 - £186.83
    SPC12 #22 - In Progress
    Stars from Sue -
    • marmiterulesok
    • By marmiterulesok 10th Aug 18, 4:36 PM
    • 7,794 Posts
    • 35,442 Thanks
    marmiterulesok
    Hi everyone!Can I join in please?
    MY currency is Swiss francs and I've just added 10 centimes to the pot.
    NSD October 19/22
    Budgeting again in earnest,no excuses
    'Keep plodding,one day at a time'
    Savings: 911/2500chf
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