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    • Checkingitsafe
    • By Checkingitsafe 10th Oct 17, 2:09 PM
    • 2Posts
    • 0Thanks
    Card Protection
    • #1
    • 10th Oct 17, 2:09 PM
    Card Protection 10th Oct 17 at 2:09 PM
    I have a "Card Protection" policy with a well known organisation. It's the kind that you register all your cards, passport and so on - if they get lost/stolen they'll do all the cancellations and replacements for you.
    I'm not sure if this approach is necessary. What I'm most concerned about is Identity Theft. Apart from signing up to Experian for a monthly fee, is there any other way to watch out/protect my identity? I'm aware of good practice with using credit cards and online shopping etc.
    Any helpful comments would be appreciated.
Page 1
    • StopIt
    • By StopIt 10th Oct 17, 2:22 PM
    • 1,394 Posts
    • 1,250 Thanks
    • #2
    • 10th Oct 17, 2:22 PM
    • #2
    • 10th Oct 17, 2:22 PM
    The process for cancelling credit cards because they're lost and stolen are usually pretty clear and I'd not be paying for that.

    I have similar cover as part of a packaged account and have my passport registered on that along with my partners but I wouldn't have paid for the account just for that (The mobile phone cover however, was cheaper than anywhere else, the rest was a bonus).

    Also, you get no identity theft protection by paying Experian. And you can keep up with your credit files for free via the MSE Credit Club, ClearScore and Noddle to cover all 3.
    • Checkingitsafe
    • By Checkingitsafe 10th Oct 17, 3:05 PM
    • 2 Posts
    • 0 Thanks
    • #3
    • 10th Oct 17, 3:05 PM
    • #3
    • 10th Oct 17, 3:05 PM
    Thanks for this.
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