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    • Somerset La La La
    • By Somerset La La La 7th Oct 17, 10:55 AM
    • 532Posts
    • 168Thanks
    Somerset La La La
    Capital One Subprime - Maximum Limit 4k?
    • #1
    • 7th Oct 17, 10:55 AM
    Capital One Subprime - Maximum Limit 4k? 7th Oct 17 at 10:55 AM
    Anyone know the maximum limit for the Capital One sub-prime cards (e.g. Classic, Classic Complete, 'Platinum' etc) - basically every card that isn't on their site as needing a good credit rating (which is just the 0% BT one at the moment).

    I've asked, several times, in several different ways, what the maximum limit is - can't seem to get any sense out of them!!

    I've hit 4k, and it says I've reached the maximum for my card. But when I had a card @ 500 (1 x 3.5k, 1 x 500) it also said the same on that 500, which obviously isn't correct.

    So I've reached the maximum for my profile rather than card.... My question is whether the 4k limit is based on my circumstances, so will eventually go up - or whether it's a hard 4k limit until you qualify (and open) the 'excellent credit' range of cards??

    Anyone got any higher than 4k combined on Cap1 with the adverse/sub-prime/credit building range?

    More out of curiosity than anything - although if it could go above 4k, I'd open a lower interest one and transfer (consolidate) the lot to that! - 'just incase' as they say....
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