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  • FIRST POST
    • LadyLouise
    • By LadyLouise 6th Oct 17, 12:16 PM
    • 36Posts
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    LadyLouise
    1953 National Savings Certificate
    • #1
    • 6th Oct 17, 12:16 PM
    1953 National Savings Certificate 6th Oct 17 at 12:16 PM
    I have just found an ancient NS Certificate which belonged to my mum. It was taken out in 1953 for 15 and says it is worth 20 after 7 years. Is that what it is still worth or would any form of interest been applied to it in the 57 years since it matured?
Page 1
    • PeacefulWaters
    • By PeacefulWaters 6th Oct 17, 1:15 PM
    • 8,318 Posts
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    PeacefulWaters
    • #2
    • 6th Oct 17, 1:15 PM
    • #2
    • 6th Oct 17, 1:15 PM
    What did National Savings say when you asked them?
    • alanq
    • By alanq 6th Oct 17, 1:24 PM
    • 4,010 Posts
    • 2,615 Thanks
    alanq
    • #3
    • 6th Oct 17, 1:24 PM
    • #3
    • 6th Oct 17, 1:24 PM
    Before the current situation, where certificates are automatically reinvested in new issues, after maturity they earned a lower of interest applicable at the time (General Exension Rate). Recently this has been about 0.10%. I don't know the current rate.

    http://www.thisismoney.co.uk/money/saving/article-2387978/NS-I-simplify-old-Savings-Certificates-November.html

    The above assumes that the certificate has not previously been reported lost and the funds already paid out.
    Last edited by alanq; 06-10-2017 at 1:40 PM.
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