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  • FIRST POST
    • TBC15
    • By TBC15 29th Sep 17, 1:37 PM
    • 495Posts
    • 251Thanks
    TBC15
    Great British Invest off or Passive V Active Discussion
    • #1
    • 29th Sep 17, 1:37 PM
    Great British Invest off or Passive V Active Discussion 29th Sep 17 at 1:37 PM
    For those who are curious to compare their Passive or Active investment strategies I!!!8217;m starting a new thread today with monthly updates (Bottom lines only in £).

    Portfolios rebased to £100000 starting on the last active day of trading on the 29th Sept as a start point and constituents followable on Trustnet .

    Ideally the portfolios should mirror the investor!!!8217;s actual holdings as near as possible with Trustnet. This is not really a fantasy league.

    If you are interested please leave details of your Portfolios here
    http://forums.moneysavingexpert.com/showthread.php?p=73192270#post73192270

    and monthly updates here.
    http://forums.moneysavingexpert.com/showthread.php?p=73192349#post73192349

    It should be interesting to see how strategies fair over the months ahead.
    Last edited by TBC15; 29-09-2017 at 2:10 PM. Reason: Links
Page 4
    • bostonerimus
    • By bostonerimus 1st Dec 17, 4:52 PM
    • 1,948 Posts
    • 1,283 Thanks
    bostonerimus
    Bostonerimus, Linton. There is obviously problems with us brits getting our heads around $ based returns. If its OK with you Bostonerimus I!!!8217;ll put in a passive fund Bostoner£ ( I!!!8217;ll do the conversion if that!!!8217;s OK with you) that reflects your returns for a UK investor in £. This would make it simpler for folks from the mother country to take on board and stop a lot of getting out the calculator.
    Originally posted by TBC15
    The percentage returns are what should be compared., I'm up 3.18% so far, someone with 3.8% return for a UK based portfolio has done a bit better. I've chosen my portfolio for the US, not the UK. The percentages are what we should look at to compare overall strategies such as active vs passive. If you want to convert to pounds that's ok, but my portfolio hasn't been designed with any thought for producing GBP denominated returns. A UK investor could use a similar lazy indexing portfolio, but the funds would not be the same.
    Last edited by bostonerimus; 01-12-2017 at 4:58 PM.
    Misanthrope in search of similar for mutual loathing
    • TBC15
    • By TBC15 1st Dec 17, 5:12 PM
    • 495 Posts
    • 251 Thanks
    TBC15
    I think we should add a 100% Bitcoin portfolio, starting December 1st.......might make an intersting counterpoint / reference??
    Originally posted by k6chris
    Go for it.

    I appear to have missed your current portfolio, care to join?

    The coverage bitcoin is getting at the moment is considerable.

    I personally can!!!8217;t get my head around it. Not sure how this would fit in with the original concept that portfolios should reflect ones holdings.

    I can!!!8217;t help thinking someone who invests a substantial amount of his capital in bit coins is fundamentally so far ahead of the game I!!!8217;m unable to grasp the far sighted concepts involved, or in 2 weeks will he be enquiring if I have the latest Big Issue.
    Last edited by TBC15; 01-12-2017 at 5:21 PM.
    • TBC15
    • By TBC15 1st Dec 17, 5:18 PM
    • 495 Posts
    • 251 Thanks
    TBC15
    The percentage returns are what should be compared., I'm up 3.18% so far, someone with 3.8% return for a UK based portfolio has done a bit better. I've chosen my portfolio for the US, not the UK. The percentages are what we should look at to compare overall strategies such as active vs passive. If you want to convert to pounds that's ok, but my portfolio hasn't been designed with any thought for producing GBP denominated returns. A UK investor could use a similar lazy indexing portfolio, but the funds would not be the same.
    Originally posted by bostonerimus
    Bottom line I include Bostoner£ happy Yes/No
    • k6chris
    • By k6chris 1st Dec 17, 6:56 PM
    • 222 Posts
    • 385 Thanks
    k6chris
    Go for it.

    I appear to have missed your current portfolio, care to join?
    Originally posted by TBC15
    Not sure how I join this, but I propose the hypothetical "10-Bit" portfolio, starting on Dec 1st, which (as the price of a single bit coin was $10,000) stands at $100,000. We can track % rise easily (Bitcoins only rise).
    EatingSoup
    • bostonerimus
    • By bostonerimus 1st Dec 17, 9:34 PM
    • 1,948 Posts
    • 1,283 Thanks
    bostonerimus
    Bottom line I include Bostoner£ happy Yes/No
    Originally posted by TBC15
    I'm not bothered either way.
    Misanthrope in search of similar for mutual loathing
    • TBC15
    • By TBC15 2nd Dec 17, 2:32 AM
    • 495 Posts
    • 251 Thanks
    TBC15
    Not sure how I join this, but I propose the hypothetical "10-Bit" portfolio, starting on Dec 1st, which (as the price of a single bit coin was $10,000) stands at $100,000. We can track % rise easily (Bitcoins only rise).
    Originally posted by k6chris
    Full details in OP.

    As mentioned portfolios should reflect actual holdings.

    Bitcoins only rise, not on the graphs Iíve been looking at.
    • TBC15
    • By TBC15 30th Dec 17, 4:04 AM
    • 495 Posts
    • 251 Thanks
    TBC15
    The results for December are starting to come in.

    http://forums.moneysavingexpert.com/showthread.php?t=5719527

    Well not a bad end to 2017 with TBC15 showing 8.1% over the last 3 months.

    I usually have a good look at how things have been performing in the portfolio at this time of year.

    I was seriously considering showing Stewart Investors Global Emerging Markets Leaders B GBP Acc the door due to its lack lustre performance over the years and replacing it with Lindsell Train IT plc.

    But as Stewart Investors Global Emerging Markets Leaders B GBP Acc has returned 8.2% over the last 3 months, I think I might just keep a good eye on it in 2018.

    A Happy and prosperous New Year To you all.
    • bostonerimus
    • By bostonerimus 8th Jan 18, 5:33 PM
    • 1,948 Posts
    • 1,283 Thanks
    bostonerimus
    At 4.3% I'm only beating a couple of the active portfolios, but it will be interesting to see if my 30% bond allocation will be useful next year as a hedge against a downturn.

    I am looking at the pound return for my portfolio an I question the numbers in the table as on Oct 1st I have the exchange rate as 1 pound = $1.34 and on Dec 31st it was $1.35.
    Misanthrope in search of similar for mutual loathing
    • TBC15
    • By TBC15 8th Jan 18, 5:52 PM
    • 495 Posts
    • 251 Thanks
    TBC15
    I!!!8217;m sure the downturn is on the horizon, making money has been far too easy for the last 5yrs.

    When it all goes sideways again is when things will start to get interesting.

    I!!!8217;ve been using

    https://www.poundsterlinglive.com/best-exchange-rates/british-pound-to-us-dollar-exchange-rate-on-2017-09-29

    Spot inter-bank rates average for the day for £ conversions, do feel free to post your own rates and I!!!8217;ll update if required.
    • TBC15
    • By TBC15 9th Jan 18, 12:57 AM
    • 495 Posts
    • 251 Thanks
    TBC15
    You are quite right there are some dodgy numbers there for OCT(1.5) and NOV(1.4) they should be 2.7% and 2.5%, bit of finger trouble on my part I suspect. I!!!8217;ll update if your happy with that.
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