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  • FIRST POST
    • ZTD
    • By ZTD 25th Sep 17, 6:40 PM
    • 23,730Posts
    • 42,858Thanks
    ZTD
    And now the fuse is lit...
    • #1
    • 25th Sep 17, 6:40 PM
    And now the fuse is lit... 25th Sep 17 at 6:40 PM
    Well...

    I have a house. And a mortgage. Took years and cost a fortune, as Batman said once.

    Don't talk to me about surveys (though this one at "so so" was better than many). Or surveyors (I wouldn't use this one again - seemed scared of ladders). Or vendors (though this one was great). Or estate agents (this one was truly dreadful). Or solicitors (though this one was great).

    I don't suppose this diary is going to be much about finances or mortgages, because let's face it, apart from a little kerfuffle once a month (when I get paid) nothing much seems to happen. It'll probably just being rude about things, and encouraging others to be rude too...

    Welcome aboard the mortgage diary. Hopefully it will be an express elevator to hell - going down!

    Twenty five years seems a long time otherwise...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
Page 36
    • ZTD
    • By ZTD 29th Mar 18, 8:31 PM
    • 23,730 Posts
    • 42,858 Thanks
    ZTD
    Next you'll be bragging you're that talking horse
    Originally posted by boredofbeingathome3
    Mr Ed? Or "Glue" as we call him now...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • ZTD
    • By ZTD 29th Mar 18, 8:45 PM
    • 23,730 Posts
    • 42,858 Thanks
    ZTD
    And for those who follow these sorts of things, the Chinese are performing an April Fool's Day jolly-jape for half the planet.

    https://www.youtube.com/watch?v=hB1ogyMgt_Q

    Fortunately, there's advantages to being oop north...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • beanielou
    • By beanielou 29th Mar 18, 9:00 PM
    • 52,878 Posts
    • 208,060 Thanks
    beanielou
    Too late - they're gone...
    Originally posted by ZTD
    I am currently eating tablet
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • ZTD
    • By ZTD 29th Mar 18, 9:14 PM
    • 23,730 Posts
    • 42,858 Thanks
    ZTD
    I am currently eating tablet
    Originally posted by beanielou
    That's bad for you - didn't you know? Causes all sorts of something.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • beanielou
    • By beanielou 29th Mar 18, 9:38 PM
    • 52,878 Posts
    • 208,060 Thanks
    beanielou
    That's bad for you - didn't you know? Causes all sorts of something.
    Originally posted by ZTD

    Causes my teeth to rot that's for sure.
    Not as good as el's either!!
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • ZTD
    • By ZTD 1st Apr 18, 10:08 PM
    • 23,730 Posts
    • 42,858 Thanks
    ZTD
    It's 2C out there, and snow is due...

    Let's party like it's March!
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • beanielou
    • By beanielou 2nd Apr 18, 8:09 PM
    • 52,878 Posts
    • 208,060 Thanks
    beanielou
    It's 2C out there, and snow is due...

    Let's party like it's March!
    Originally posted by ZTD
    It is snowing here
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • ZTD
    • By ZTD 2nd Apr 18, 8:17 PM
    • 23,730 Posts
    • 42,858 Thanks
    ZTD
    It is snowing here
    Originally posted by beanielou
    It snowed last night here, and has been snowing just about all day.

    It has improved though...

    It's now just sleeting...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • Karmacat
    • By Karmacat 3rd Apr 18, 11:09 AM
    • 29,004 Posts
    • 165,101 Thanks
    Karmacat
    We're just getting wave after wave of bad weather, aren't we but at least mine was just rain. Heavy rain, but rain. Sleet, otoh ... yuck!
    Retired August 2016
    • ZTD
    • By ZTD 3rd Apr 18, 7:41 PM
    • 23,730 Posts
    • 42,858 Thanks
    ZTD
    We're just getting wave after wave of bad weather, aren't we but at least mine was just rain. Heavy rain, but rain. Sleet, otoh ... yuck!
    Originally posted by Karmacat
    It hasn't been that bad really. I've only worn my wax jacket once this winter. Hands don't seem to be able to take the cold like they used to though.

    It's probably the "half way" point now for spring(for various inaccurate definitions of "half"), so that the cold half of the spring is over, and the wet half is to begin.

    The sun did come out today though.

    It burned the fog away...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • ZTD
    • By ZTD 3rd Apr 18, 7:49 PM
    • 23,730 Posts
    • 42,858 Thanks
    ZTD
    Well, I've now transferred all the money back into the ISA, and I'm now waiting for the Financial Year to tick around, when it all comes back out again.

    In the meanwhile...
    1. Don't spend anything
    2. No, not even that...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • ZTD
    • By ZTD 4th Apr 18, 8:17 PM
    • 23,730 Posts
    • 42,858 Thanks
    ZTD
    It's probably the "half way" point now for spring(for various inaccurate definitions of "half"), so that the cold half of the spring is over, and the wet half is to begin.
    Originally posted by ZTD
    Nope, it's snowing...

    The kind of thick, wet snow which blocks all the drains and leads to large puddles of surface water.

    The town at the bottom of the hill is flooding, though that's like saying oxygen has been found in the air...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • Karmacat
    • By Karmacat 4th Apr 18, 8:44 PM
    • 29,004 Posts
    • 165,101 Thanks
    Karmacat
    Omigod. Stay warm, Z, hope your boiler's a good'un.
    Retired August 2016
    • ZTD
    • By ZTD 4th Apr 18, 9:11 PM
    • 23,730 Posts
    • 42,858 Thanks
    ZTD
    Omigod. Stay warm, Z, hope your boiler's a good'un.
    Originally posted by Karmacat
    I should be OK.

    Looks all Christmassy though...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • beanielou
    • By beanielou 4th Apr 18, 9:27 PM
    • 52,878 Posts
    • 208,060 Thanks
    beanielou
    I should be OK.

    Looks all Christmassy though...
    Originally posted by ZTD
    It can bleeping do one.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • ZTD
    • By ZTD 4th Apr 18, 9:47 PM
    • 23,730 Posts
    • 42,858 Thanks
    ZTD
    It can bleeping do one.
    Originally posted by beanielou
    Do you wanna build a snowman?
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • beanielou
    • By beanielou 4th Apr 18, 9:57 PM
    • 52,878 Posts
    • 208,060 Thanks
    beanielou
    Do you wanna build a snowman?
    Originally posted by ZTD
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
    • ZTD
    • By ZTD 9th Apr 18, 8:29 PM
    • 23,730 Posts
    • 42,858 Thanks
    ZTD
    So then, changed to summer tyres over the weekend. Yes, I know there's strong rumours of snow at the end of the month, but they were shot, and needs must as the devil drives.

    I can't say it was a learning experience, but more of a re-emphasis event.
    1. My summer wheels are *heavy*. Not that much rubber, but lots of aluminium.
    2. They're sticky. Trying to slide them sideways to meet up with the wheel hub was zero sliding and quite a bit of kicking.
    3. Wheel nuts loosen off on the front after initial use much more than the back - to what seems a frightening degree...
    4. Sports tyres "feel" the road. All the roads need resurfacing. 'Nuff said...
    5. I need to replace the winter tyres. The first step in that is reading tyre reviews - for I am Mr Rock-n-Roll. They're truly riveting....

    Four new tyres should cost around 360 plus about 40 fitting.

    I may need to replace one of my summer tyres. More tyre reviews!!




    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • ZTD
    • By ZTD 9th Apr 18, 8:31 PM
    • 23,730 Posts
    • 42,858 Thanks
    ZTD
    The complicate train of financial events has come to an end, and I'm in a state where the mortgage is paid, and the current account relatively flush. I just need to "top up" other accounts, and all will be happy once more.

    No...it didn't go smoothly. When same-day "Faster Payments" aren't available, you really do miss them...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
    • beanielou
    • By beanielou 9th Apr 18, 8:38 PM
    • 52,878 Posts
    • 208,060 Thanks
    beanielou
    The complicate train of financial events has come to an end, and I'm in a state where the mortgage is paid, and the current account relatively flush. I just need to "top up" other accounts, and all will be happy once more.

    No...it didn't go smoothly. When same-day "Faster Payments" aren't available, you really do miss them...
    Originally posted by ZTD
    As long as it was worth it.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger.
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