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    • N20Y1D
    • By N20Y1D 13th Sep 17, 9:09 AM
    • 1,981Posts
    • 6,734Thanks
    First Direct Mortgage - Agreement in principal.
    • #1
    • 13th Sep 17, 9:09 AM
    First Direct Mortgage - Agreement in principal. 13th Sep 17 at 9:09 AM
    Called FD last night and got an agreement in principal.

    Thing is i have pet insurance and home insurance to renew within next couple of weeks.

    If i take out new policies I assume they'd do credit history searches just wondering would this have an impact on my mortgage application?

    Have also got 3 mobile contracts to sort but these can wait.
    TESCO EVERY LITTLE change to the t&cs HELPS
Page 1
    • Rich2808
    • By Rich2808 13th Sep 17, 6:23 PM
    • 629 Posts
    • 477 Thanks
    • #2
    • 13th Sep 17, 6:23 PM
    • #2
    • 13th Sep 17, 6:23 PM
    Home insurance and pet insurance policies wont appear on your credit record - assuming you pay for them up front.

    And I think mortgage lenders are quite keen on their customers having home insurance - so it shouldn't be an issue at all.

    As for your pets - as long as you can afford to keep them and pay your mortgage that is fine as well.
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