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Results: Could you live without cash?


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164 votes in total.

    • MSE Andrea
    • By MSE Andrea 12th Sep 17, 12:03 PM
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    MSE Andrea
    Could you live without cash?
    • #1
    • 12th Sep 17, 12:03 PM
    Could you live without cash? 12th Sep 17 at 12:03 PM

    Hi everyone!

    The BBC thinks Sweden is coming close to being a cashless society.

    Do you think that would work in the UK?

    Could you live without cash?

    Could your kids? Do they need to learn about all money including coins?

    Do you think it's inevitable we'll eventually go cashless?

    What do you use coins for now that you don't think you could do without if they didn't exist?

    Why Sweden is close to becoming a cashless economy

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    Last edited by MSE Andrea; 12-09-2017 at 12:35 PM.
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    • Frugalista
    • By Frugalista 22nd Sep 17, 11:42 AM
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    A fairly superficial point but cash must be a major spreader of bacteria and whatnot. A lot (can't remember the %) of notes test positive for cocaine, meaning they've also been up someone's filthy hooter. Then there's the cashpoint keyboards. Using contactless cards/phone avoids a lot of that grime at a stroke.
    Originally posted by coffeehound
    This made me laugh! I work in a fuel station and cannot begin to tell you how many people stand there filling up with their cards in their mouth. They then come in and shove it in our card machine - saliva and all - and pick up all the residue from the previous card sucker. Makes me want to vomit .
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    • jackieblack
    • By jackieblack 24th Sep 17, 8:19 AM
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    I would imagine that for those wgo live and work in a city/major town, being cashless is a more practical proposition.

    For those of us who live in areas with poor/unreliable mobile signals and/or broadband, cash is still needed on a regular basis.
    For example, around here, cash is still needed for car park machines, bus fares, local taxi, window cleaner etc etc. Card payment/payment via app is not an option.
    While stores belonging to national chains do accept cards without extra charges, smaller/local stores/services often have a minimum transaction value or make an additional charge if they accept cards at all.
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    • Savvy_Sue
    • By Savvy_Sue 25th Sep 17, 11:19 PM
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    Our buses are supposed to take contactless payments. Didn't work for us on Sunday, didn't work for DS1 later. And the website is very clear: if your contactless payment doesn't work, you pay cash or don't get on the bus!
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    • AubreyMac
    • By AubreyMac 2nd Oct 17, 12:29 AM
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    Not read all posts so I'll just answer the titled question.

    for me I budget better with cash as I can only spend what I have on me. I find cards more difficult to stay disciplined (as there's more wriggle room) but if cash disappeared I'll get used to being totally reliant on cards.

    There's a history of gambling addiction in my family, and again cash is easier to make someone see the damage & losses more than digits appearing on screen.
    • Jojo the Tightfisted
    • By Jojo the Tightfisted 2nd Oct 17, 9:23 PM
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    Jojo the Tightfisted
    Absolutely not ever cashless.

    If the banking computer systems fall over, as they do from time to time, or the shops have power cuts/telephone faults, you can't buy food until they're fixed. It's pretty pointless going to buy cheap fruit and veggies at a market without cash as well.

    The only time I'd countenance not using cash is in the event of a Zombie Apocalypse - as you'd need to have things to barter instead, what with money having no meaning anymore. And as that's fairly unlikely (although the nutters threatening to hoy nuclear missles at one another could achieve something of similar impact through electromagnetic pulses knocking out the systems permanently), I'll stick to getting x amount out of the cash machine and keeping it on me at all times.
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    Originally posted by colinw
    • LameWolf
    • By LameWolf 6th Oct 17, 2:14 PM
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    I don't have a smartphone and don't want one, so couldn't use that for paying for anything.
    I do use credit cards for two of the supermarkets I use, but always pay cash in @ldi.
    I also use cash for:
    Mr LW's Saturday newspaper.
    Drinks if we visit the pub .
    Small charitable donations (you know the sort of thing, loose change in the collecting box on the bar).
    Small purchases - say under a fiver when it's not worth putting on the credit card.
    Paying for goods at the Farmers Market and the F&V stall in Central MK - none of the traders are set up for cards afaik.
    Charity shop purchases.

    So no, I couldn't cope with going totally cashless
    Last edited by LameWolf; 06-10-2017 at 2:18 PM. Reason: Thought of another instance when I use cash
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    • badmemory
    • By badmemory 6th Oct 17, 6:32 PM
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    Apart from anything else - why would I want some computer to know how many litres of whisky I drink in a week? I mean can you imagine the deluge of emails? 50% trying to sell me more & 50% trying to get me to go teetotal, absolute nightmare!
    • takman
    • By takman 7th Oct 17, 6:52 PM
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    Apart from anything else - why would I want some computer to know how many litres of whisky I drink in a week? I mean can you imagine the deluge of emails? 50% trying to sell me more & 50% trying to get me to go teetotal, absolute nightmare!
    Originally posted by badmemory
    Paying by card for a purchase doesn't record what items you are buying. Although loyalty cards such as Tesco Clubcard and Nectar card are designed for exactly this reason and lots of people use them when paying in cash only.
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