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    • SteveJW
    • By SteveJW 12th Sep 17, 10:21 AM
    • 502Posts
    • 301Thanks
    Lost property covered by two policies
    • #1
    • 12th Sep 17, 10:21 AM
    Lost property covered by two policies 12th Sep 17 at 10:21 AM
    Item appears to be covered on our home and holoday insurance (seperate policies)

    Arriving home from holiday earlier in the week, my wife discovered she has lost a gold watch (value aprox. 1,000)
    She remembers replacing it on her wrist after passing through security at the departure airport
    She believes the most probable place it was lost was at baggage reclaim at Leeds Bradford
    We have registered on the airlines / airport lost property web site

    How do we proceed to claim, don't want to be accused of making a double claim

    Thanks in anticipation
Page 1
    • Quentin
    • By Quentin 12th Sep 17, 11:14 AM
    • 36,343 Posts
    • 20,591 Thanks
    • #2
    • 12th Sep 17, 11:14 AM
    • #2
    • 12th Sep 17, 11:14 AM
    Claim against the policy with the lowest excess.

    The insurers will sort out this dual cover between themselves

    Are you sure your holiday insurance will cover the 1000 watch?? (And the house insurance covers valuables away from home)
    • SteveJW
    • By SteveJW 16th Sep 17, 11:38 AM
    • 502 Posts
    • 301 Thanks
    • #3
    • 16th Sep 17, 11:38 AM
    • #3
    • 16th Sep 17, 11:38 AM
    Thanks for the reply, item turned up, it had fallen off her wrist into the bottom of a carrier bag

    Travel insurance had words like "Cover for luggage and personal items 2,800" Definately covered by home insurance
    Panic over
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