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    • lad22
    • By lad22 9th Sep 17, 7:46 PM
    • 41Posts
    • 6Thanks
    Now living overseas - do any ISA providers accept transfers?
    • #1
    • 9th Sep 17, 7:46 PM
    Now living overseas - do any ISA providers accept transfers? 9th Sep 17 at 7:46 PM

    I am now working overseas. It seems that technically whilst I can't now open a new ISA, I can transfer it to a provider as long as they don't mind that I am now living overseas.

    (I found this and other similar advice online:

    "While transferring is allowed by HM Revenue and Customs, most savings providers will not allow non-residents to open a new account, even if it is the transfer of an already established cash Isa. ")

    Read more:

    Does anyone know of a provider which either accepts this, or doesn't ask the question on the form 'are you UK resident?"

    Thanks in advance!
Page 1
    • lad22
    • By lad22 13th Sep 17, 10:27 AM
    • 41 Posts
    • 6 Thanks
    • #2
    • 13th Sep 17, 10:27 AM
    Re: Isa transfer for someone now overseas
    • #2
    • 13th Sep 17, 10:27 AM
    Hello, does no-one have any idea on this? :-(
    • chiang mai
    • By chiang mai 13th Sep 17, 10:45 AM
    • 88 Posts
    • 17 Thanks
    chiang mai
    • #3
    • 13th Sep 17, 10:45 AM
    • #3
    • 13th Sep 17, 10:45 AM
    I can't answer your specific question but since I've lived overseas for the past fifteen years I can tell you with certainty that hardly any of the UK financial services will want to play ball with you, despite what legislation and government bodies may say to the contrary. Banks, Building Societies, IFA's Insurance agents/brokers, pension services, share dealers and platforms, etc. etc., none will be helpful to non-UK residents. I spent two years trying to find an onshore IFA who would take my business without success, I even took the matter to the FCA and The Pension Service who stated there was no reason why onshore IFA's cannot act for you. At the heart of the problem is money laundering regulations, US FATCA and tax avoidance laws. Is it possible to transfer your ISA to an offshore bank perhaps, Santander can be helpful.
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