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    • gemmylouise
    • By gemmylouise 9th Sep 17, 11:43 AM
    • 85Posts
    • 24Thanks
    DMP Can I offer a percentage payment to close credit card
    • #1
    • 9th Sep 17, 11:43 AM
    DMP Can I offer a percentage payment to close credit card 9th Sep 17 at 11:43 AM
    I've been in a DMP for 2 years and I have paid off over 8k of my debt (nearly half). I have 3 credit cards on my plan. The lowest one is for M&S with just over 1000. My relative is gifting me some money soon. Can I write to M&S with a percentage offer to clear the debt and close the account? If I can is there a standard template or acceptable percentage to offer them? Outnofnthe 3 credit cards M&S are the worst for putting defaults on my credit report so would like it closed asap. Can anyone advise me. Thanks a lot
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    • sourcrates
    • By sourcrates 9th Sep 17, 12:00 PM
    • 14,559 Posts
    • 13,703 Thanks
    • #2
    • 9th Sep 17, 12:00 PM
    • #2
    • 9th Sep 17, 12:00 PM
    See reply on DFW.
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    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to Any views are mine and not the official line of

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
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