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  • FIRST POST
    • DB1234
    • By DB1234 6th Sep 17, 8:17 PM
    • 1Posts
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    DB1234
    LISA Limit Reached
    • #1
    • 6th Sep 17, 8:17 PM
    LISA Limit Reached 6th Sep 17 at 8:17 PM
    Hi folks,

    Opened my LISA (Hargreaves Lansdown) earlier this year and I'm now about to reach my 4k Limit for the year (+ Transfered my H2B balance across).

    How do I go about about utilising my remaining 16k? Do I need to open another stocks and shares ISA with HL, or can I continue paying into my LISA except I obviously won't receive any further bonus.

    Cheers,
Page 1
    • Ed-1
    • By Ed-1 6th Sep 17, 8:37 PM
    • 2,256 Posts
    • 1,205 Thanks
    Ed-1
    • #2
    • 6th Sep 17, 8:37 PM
    • #2
    • 6th Sep 17, 8:37 PM
    Hi folks,

    Opened my LISA (Hargreaves Lansdown) earlier this year and I'm now about to reach my 4k Limit for the year (+ Transfered my H2B balance across).

    How do I go about about utilising my remaining 16k? Do I need to open another stocks and shares ISA with HL, or can I continue paying into my LISA except I obviously won't receive any further bonus.

    Cheers,
    Originally posted by DB1234
    You can't pay any more than 4k a year into the LISA.

    You can use either cash ISA, stocks and shares ISA or innovative finance ISA for up to another 16k.
    • Alexland
    • By Alexland 8th Sep 17, 8:01 PM
    • 2,705 Posts
    • 2,055 Thanks
    Alexland
    • #3
    • 8th Sep 17, 8:01 PM
    • #3
    • 8th Sep 17, 8:01 PM
    Also if you want to put up to 16k in a s&s isa it doesn't have to be with the same provider so you could consider AJ Bell for a cheaper DIY or Vanguard or M&G for a cheaper direct fund manager isa.
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