Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • pennypincher3562
    • By pennypincher3562 6th Sep 17, 7:38 PM
    • 2,115Posts
    • 3,401Thanks
    pennypincher3562
    Plevin Cardiff Pinnacle/Alliance Leicester Mortgage Payment Protection
    • #1
    • 6th Sep 17, 7:38 PM
    Plevin Cardiff Pinnacle/Alliance Leicester Mortgage Payment Protection 6th Sep 17 at 7:38 PM
    Hi

    I've watched Martin's video on the Plevin topic, however am still not 100% sure as to whether I'm eligible for a PPI refund.

    I took out Mortgage Payment Protection around 2008, and paid into it for around 6 years. The mortgage was from Alliance and Leicester, and the insurance provider Cardiff Pinnacle.

    I don't believe that I was mis-sold the PPI. I actively sought it out as I had just just changed jobs, and it was period of 'financial uncertainty' for me.

    Can I try a Plevin PPI type claim for the above, or am I wasting my time?

    Thanks.
Page 1
    • dunstonh
    • By dunstonh 6th Sep 17, 7:51 PM
    • 92,580 Posts
    • 59,889 Thanks
    dunstonh
    • #2
    • 6th Sep 17, 7:51 PM
    • #2
    • 6th Sep 17, 7:51 PM
    an I try a Plevin PPI type claim for the above, or am I wasting my time?
    Almost certainly wasting your time.

    Technically, mortgage PPI is not covered under the plevin ruling for mortgages taken out after October 2004. Only mortgages before that date. However, in the FCA publication, it was acknowledged that the vast majority of regular premium PPI (that is the good type) is below the 50% tipping point.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

135Posts Today

1,303Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line? https://t.co/kwjvtd75YU

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin