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    • Ahmsbelkz
    • By Ahmsbelkz 6th Sep 17, 5:07 PM
    • 40Posts
    • 3Thanks
    Declined everywhere I go
    • #1
    • 6th Sep 17, 5:07 PM
    Declined everywhere I go 6th Sep 17 at 5:07 PM
    Hi guys, I am severly depressed as I cannot get a frickin bank account anywhere. I was a victim of fraud which took place on my bank account a year ago and now I feel like im drowning in a dark hole.

    I am working on getting my name removed from CIFAS but it just seems a very long and stubborn proccess.

    Every high street bank dont allow me to even open the simplest of accounts. And the bad news is I tried to open a cashplus prepaid account just to get my wages sent in and even they denied me. I am depressed and frustrated and feel like I have no meaning anymore.

    What do I do?
Page 3
    • JuicyJesus
    • By JuicyJesus 7th Sep 17, 8:12 AM
    • 3,079 Posts
    • 3,226 Thanks
    It seems if there is fraud on an account, banks will automatically register a category 6 first party fraud loading with CIFAS regardless.

    It's then up to the customer to complain and get them to overturn the decision to a victim of fraud category.
    Originally posted by Ed-1
    I can confidently state that this is not the case. If you've got a cat 6 loading, you're going to have done something naughty - forged cheques, obvious money laundering, pay at pump fraud etc.

    For what it's worth, I've also never heard about a blanket prohibition on third party salaries being paid into accounts, but I imagine that would lead to some "interesting" discussions with the tax/benefits authorities were it to come to light, and you'd need to trust the other person a lot as legally when the money hits their account, it's theirs.
    Last edited by JuicyJesus; 07-09-2017 at 8:15 AM.
    urs sinserly,
    ~~joosy jeezus~~
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