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  • FIRST POST
    • determined new ms
    • By determined new ms 4th Sep 17, 6:39 AM
    • 6,880Posts
    • 40,371Thanks
    determined new ms
    What small DFW things will you do this week? w/c 4 September
    • #1
    • 4th Sep 17, 6:39 AM
    What small DFW things will you do this week? w/c 4 September 4th Sep 17 at 6:39 AM
    What small DFW things will you do this week - w/c 4 September
    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

    But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

    Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

    So be proud of those small steps, they really are important
    DF as at 30/12/16
    Wombling 2017 £3016.55/Roadkill £8.73
    Wombling 2018 £145.73/RK £0.04
Page 4
    • FatVonD
    • By FatVonD 8th Sep 17, 12:54 PM
    • 5,120 Posts
    • 20,658 Thanks
    FatVonD
    Afternoon all, a late start for me as I've been catching up on some much needed sleep, it's all good though, I had promised myself that today was for 'me' time and that I wouldn't work.

    I was planning on doing some gardening but it's wet and miserable out there which also puts the kibosh on photographing stuff.

    Lots of the craft bits arrived this morning, I need to think about the best way to store/organise it all.

    I'm going to move furniture out of the way ready for the carpenter tomorrow and take a couple of shelves off the wall, I'll hand onto them and reposition once he's done and I know how I'm going to organise the space.

    I need to hoover the landing for as long as long as the Hoover will work, I spent a long time brushing the cat in order to get hairs straight from cat to bin without the intermediate carpet stage! Both of mine have long hair, one is fine and silky and easy to pick up, the other is more fuzzy and that stuff sticks to everything!

    Lunch today might be an omelette as I enjoyed last night's one so much, or even omelette in a sandwich with ketchup, yummy. Need to buy butter though.

    I have everything in for a roast tonight but will need to check whether DS will be home.

    I really wish I hadn't booked to work next week as I've loved being off this week

    Have a good day everyone
    Make £25 a day in April £0/£750 (March £584, February £602, January £883.66)

    December £361.54, November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54) Total for 2017 - £2,495.10
    • DawnW
    • By DawnW 8th Sep 17, 2:03 PM
    • 5,101 Posts
    • 40,327 Thanks
    DawnW
    Afternoon all
    Been to my sales unit this morning, and managed to fit in a bagful of new bits, so have had some sales Walked for free exercise.

    Apart from that:
    HG raspberries for breakfast
    Failed again at a NSD as I bought a top in a CS in town, also some coasters and a box of nice soaps. Spent all of £6.75 on this - I will have to confess all on the September scrimping thread I am normally quite good at NSDs, but have seen too many bargains so far this month
    Need to pick raspberries Done
    And carrots for dinner, plus whatever else needs picking Found a huge cucumber
    Also make soup Done, courgette, pea and pesto, made loads
    Do the ironing Well, I have got as far as getting the ironing board out......
    Water salads in greenhouse Done
    Chicken to roast for dinner Done
    Check for surveys Done, but will look again in a minute
    Check banks Not yet
    Sew a button on the CS top I bought yesterday - it is fine apart from that - though I do think that £4.25 for a CS top with a missing button is a bit expensive! Not yet

    Better get on with some of that lot I think!
    Last edited by DawnW; 08-09-2017 at 8:13 PM.
    July NSDs - 4 / 13
    Groceries, toiletries, cleaning supplies and pet supplies - £170.56 / £250.00
    • FatVonD
    • By FatVonD 8th Sep 17, 3:23 PM
    • 5,120 Posts
    • 20,658 Thanks
    FatVonD
    I have been offered the SM job I applied for, working three days a week The wages from this will cover all my direct debits etc each month which is a weight off my mind and then I can spend the rest of my time building my fledgling business. I love it when a plan comes together
    Make £25 a day in April £0/£750 (March £584, February £602, January £883.66)

    December £361.54, November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54) Total for 2017 - £2,495.10
    • Happy Kitties
    • By Happy Kitties 8th Sep 17, 5:13 PM
    • 544 Posts
    • 4,232 Thanks
    Happy Kitties
    That's is brilliant news FVD I always think if it was meant to be it was meant to be, and it's obviously happening for you-I love great news
    And again the same with DD with uni. I remember being so desperate to leave home to go to uni, it didn't help that I had to take a year out from 6th form due to health problems which made things worse. I see the same with DD, she was ready to go last year. It's hard, bittersweet and I will probably be a blubbering mess next friday but I had an amazing time at uni, it is a true life experience and I know DD will find it the same.......FVD u reminded me, had loads of tea bags for her, but no coffee or hot chocolate, bought some today.

    Been a busy day. Hospital today 3 1/2 hour round trip so fitted things inbetween including picking up above bits and quilt I had ordered for DD.
    My tablet has been out of action after deciding to jump out of my hand from the stair lift a couple of weeks ago
    I prefer it to listen to the radio and do other bits on it. A very nice young man saved me a fortune fixing it in the shop so it didn't have to be sent away......so relieved and happy it is working
    Spent the last of my DIY budget on a bathmat.Had a look round M@talan when picking up DD quilt. Time for me to get saving again ready for the next round of bits to be done.
    Have a great evening everyone
    2017 birthday savings shopping frugally = 481.15:money. 2018 birthday savings so far=359.51
    • foxgloves
    • By foxgloves 8th Sep 17, 7:03 PM
    • 4,143 Posts
    • 21,507 Thanks
    foxgloves
    Hello Friday Frugalistas,
    Busy day today getting all the camping gear back upstairs ready to go back in its cupboard, laundry, so many jobs that it feels like we've been away weeks instead of a few days! Anyway, we are both really on the same page with having a careful autumn on the financial front. Here are today's small contributions:
    *Did meal plans & shopping list over breakfast, prioritising homegrown produce which needs using & stuff in freezer.
    *Grocery shopping came in at about £30. Only 2 outstanding items - coffee & vegetable stock cubes. Will be able to pick both up tomorrow in town & still be within this week's grocery budget which is £46.
    *Pegged out the laundry I did overnight & got it dry in the sunshine. Did have to bring it in for 20 mins when we had a brisk shower but I was determined not to cave in to the heated airer. Washer set on timer again for another cheap load on overnight tariff.
    *Talked mr f into defrosting the freezer. Made a thorough freezer inventory while we were put it all back. Lots of meals & useful ingredients in there.
    *Rounded up all the containers of blackberries in the freezer & divided them up according to what I want to do with them. Put 500g back to make blackberry vodka soon, also a small bag earmarked for a fruit sponge. Used some with 500g of our huge pear crop to make a base for a big crumble which I froze to use next time I need to feed a lot of people. Stewed some into compote to have with porridge (froze). FInally, used all the remaining ones to make 10 jars of blackberry & pear jam. It's come out really nice - better than when I last made it. I cooked the fruit for longer & it seems to have made all the difference to the consistency. Will use 2 or 3 jars of this for gifts.
    *Picked 4 more courgettes, another 2lbs tomatoes & another green pepper. mr f using lots of this tonight to make 'Cheesy Bean Thing' (which isn't really called that, but we've been making it for so long that we can't remember what the original recipe was called)
    *Picked up more windfall pears. Found a pear recipe I might make tomorrow if I have time
    *Paid 12 x 50p pieces into my sealed pot.
    *Sorted out all the shopping vouchers on kitchen board. Some potentially useful ones I'd forgotten about.
    *Will knit later - am trying to get a few pairs of socks knitted to sell on my sister's knitting stall. Can't see me getting more than 3 pairs done at the most. Yarn from stash so no outlay just my time. Sold quite a few pairs last year & early this year.
    *Another £5 of survey income (updated my signature as I keep a tally of survey earnings). Think will put it towards a Christmas present.
    *Free expensive skincare serum in free magazine (John Lewis 'Edition', if anyone usually picks up a copy of this). I'm not supposed to spend more than £10 on beauty type products this month because I'm doing the September scrimpy challenge. I spent £6.50 today so will now need to be careful with making things last. I do really like nice skincare.
    I think that's all for today. Must update the September Challenge now. I am absolutely not going to get anywhere near hitting 18 NSDs,but I am working hard on not spending anything that hasn't been budgeted for & on generally cracking down. It's focusing me, anyway.
    Love to all,
    F x
    Oh....Purplefairy - yes, we were ok, thanks. We did have one very bad night weatherwise in out tent. We went out one night & got back in a real downpour (quite high winds too) which continued for 5 hours. We started getting water dripping through the seams on the tent, & then seeping through in other places. The 'bedroom' was dry so we decided to go to bed & see if we could sleep through it (which we did) & next morning, it had already all dried out & all was fine. Shall have to investigate re-waterproofing the seams. Had a lovely few days, anyway x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = £470-01
    Payment received from surveys: 2015 = £320 2016 = £210 2017 = £304 2018 = £264
    • DawnW
    • By DawnW 8th Sep 17, 7:34 PM
    • 5,101 Posts
    • 40,327 Thanks
    DawnW
    I'm not going to manage 18 SFDs (NSDs) either this month Foxgloves I have managed to track down a few items from my list in charity shops /car boot sales, some of which I have been looking for longterm. Others I am always looking for, such as tops that I like (and which fit) and nice soaps!
    July NSDs - 4 / 13
    Groceries, toiletries, cleaning supplies and pet supplies - £170.56 / £250.00
    • determined new ms
    • By determined new ms 9th Sep 17, 7:33 AM
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    determined new ms
    Morning I too don't think I'll hit the 18 SFDs target and am thinking I'll pull out of the challenge because of it! Yesterday as I was in town & went into Debenham$ and bought a jacket and a pair off black trousers. I got £15 off of the trousers so they were £20 instead of £35 but the jacket was £58. It's a lot for me to spend on clothes - I don't think I've bought anything new since last November! But I LOVE both of the them, are great additions to my wardrobe - tried trousers on with everything last night so no regrets (gotta do more stuff that brings me joy!)

    I then spoke to my bff who I haven't seen a lot of these last few months and we have organised to get together on 3 separate occasions over the next few weeks So again I'll miss that target but again no regrets!

    There is stuff on the challenge that is good. Am loving making an effort to get at least 20 mins of exercise a day - already seeing results I'm one of those people who only have to walk past a gym to start seeing results

    Anyway yippee it's the weekend managed to *sleep in* until 6.40 planning on getting ready and going to the allotment in the next hour

    What else?

    * load of washing on & hang out when finished
    * do another load - need to get school uniform washed
    * go through fridge and make sure everything is used up
    * NSD hopefully
    * exercise target met from digging, weeding, raking and hoeing
    * not sure what we'll do as a family but when I get back we'll get ready and go out. Might go for a walk as haven't done that in a while
    * oh watching football this afternoon so might take madam to the library and park to give him some peace!
    * finally list some things on fleabay

    Oh my I think that's all I need to do! Possibly more things will come along....

    FVD amazing news on the job. I've found the transition from well paid ft job to pt job really easy on some levels and harder on others. The hardest thing is not having the money *in case* I wanted to spend it, iykwim? If I am invited out to several things that cost it's hard now to have to think what I can afford to do and say no to others. But the time to pursue things for myself, have space to think and breathe is priceless!

    Happy weekend y'all!
    DF as at 30/12/16
    Wombling 2017 £3016.55/Roadkill £8.73
    Wombling 2018 £145.73/RK £0.04
    • determined new ms
    • By determined new ms 9th Sep 17, 7:35 AM
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    • 40,371 Thanks
    determined new ms
    Purps I still can't get my head around your littlest is starting school same as madam. I honestly thought she was much older. But I realised your littlest must be an older child in the year - madam only recently turned 4 - and that she didn't come to us until she was 1. So that accounts for it! Head got around it now!
    DF as at 30/12/16
    Wombling 2017 £3016.55/Roadkill £8.73
    Wombling 2018 £145.73/RK £0.04
    • DawnW
    • By DawnW 9th Sep 17, 8:15 AM
    • 5,101 Posts
    • 40,327 Thanks
    DawnW
    Morning all
    I am not going to give up the challenge DNMS, even though I am going to fail on the NSD front - I find the exercise rule useful, and the grocery spending challenge, also the one about writing down all spends. And even the NSD rule makes me think about spending - I usually do better, but have had the luck (or otherwise) to find several things from my wants list for good prices this month But all in all, spending is going to be down for this month - until the end, when OH's golf club fees are due -wonder how that will go down?

    Anyway, today's small things:
    Load of washing to be dried on line (hopefully, forecast isn't great) Done, finished on airer
    Process a load of French beans for freezer Done
    All food from home Lunch done, though nice food at party for last night
    Ironing (keep putting this off ) Done
    Should be a NSD Not done, OH bought fuel for the car I think I am probably being stricter than most others on the September challenge thread, but to me a NSD is when we don't spend anything (apart from the direct debit bills and OH frittering his personal spends, which I have no control over)
    Supposed to be going to a 50th birthday party tonight, and already have some nice wine to give as a present and a card in my stash. Might end up babysitting instead so that DD and her OH can go - don't mind either way, not mad on parties. Will send my love and the wine etc with OH (they are more his friends than mine, and work colleagues of DD's) We did go, weren't late back, but glad we showed our faces
    Rinsed out another shower gel container to use in lieu of bath foam - DS left several of these in the spare room ensuite and asked me to throw them in the bin Almost all used up and in recycling now!

    Happy Saturday everyone
    PS, is Ally back from holiday yet?
    Last edited by DawnW; 10-09-2017 at 10:36 AM.
    July NSDs - 4 / 13
    Groceries, toiletries, cleaning supplies and pet supplies - £170.56 / £250.00
    • La escocesa
    • By La escocesa 9th Sep 17, 9:08 AM
    • 2,934 Posts
    • 18,576 Thanks
    La escocesa
    Well hello there pals

    See, what did I tell ya, when you start tracking what 'not to do' that inner rebel finds a way. That's the case for me anyway.

    FVD - well done on the job! That is awesome that you can make sure all your bills are covered and then have time to focus on your biz. Also, you can always do contracting in your current industry if you need something to fall back on...right? #winwin

    DNMS - nice find on the perfect clothes!

    1LL - defo make sure you get yourself supported!

    My latest splurge was on a bellabeat - mum halved in with me so it *only* cost me £56.99. Anyway, so far I prefer it to my fitbit (which I got for free so it's not like that was a wasted purchase ), I can wear my regular watch that I love and my necklace buzzes if I don't move every hour - that'll keep me going today as I'm quite enjoying my current sofa set up...

    It is chucking it down here!! PJ day on the cards!!! I really want to clean the conservatory (rock and roll ) and generally get the place sorted out.

    OH is away today - should be back around 9pm - so I'll be head chef and bottle washer too.

    STILL need to sort home insurance!! Kinda wanted to do it with OH here as he'll be the one saying 'my bike is worth this, my camera is worth that...'

    Also need to scan and send an application form to an NHS dentist...

    Also need to sort out job#2 Need to renew website domain, update website, bit of advertising, email folk etc...

    Right, just a cuppa first and then I'll start (but I've just put netflix on...)
    • crazy_cat_lady
    • By crazy_cat_lady 9th Sep 17, 10:26 AM
    • 3,600 Posts
    • 30,856 Thanks
    crazy_cat_lady
    Morning all
    Was so tired that I just slept as soon as I got home from work the past couple of days. I'm exhausted - first week back, new classes, new classroom, new role etc. It's had more positives than negatives but I'm really, really tired. I don't cope well with a lot of change at once and my stress levels are quite high.
    So today's plans are not that much. I've put the rubbish out, started the washing, washed the dishes and finished the online grocery order for the week ahead. I now plan to relax on my new sofa, try and finish a couple of crochet things I have on the go and rest. I'll have a day off and think about work again tomorrow.
    Might even nap when the boys go out to watch Sunderland lose at football later.
    June Odessy NSD 6/10 DFD 6 Nov 15 - paid £28,447
    • La escocesa
    • By La escocesa 9th Sep 17, 10:38 AM
    • 2,934 Posts
    • 18,576 Thanks
    La escocesa
    My latest splurge was on a bellabeat - mum halved in with me so it *only* cost me £56.99. Anyway, so far I prefer it to my fitbit (which I got for free so it's not like that was a wasted purchase ), I can wear my regular watch that I love and my necklace buzzes if I don't move every hour - that'll keep me going today as I'm quite enjoying my current sofa set up...
    Originally posted by La escocesa
    I've had 3 buzzes so far this morning.. Must go turn off that feature

    Oooh, I like your style CCL - defo take it easy and then a nice little nap - sounds perfect!
    • FatVonD
    • By FatVonD 9th Sep 17, 11:21 AM
    • 5,120 Posts
    • 20,658 Thanks
    FatVonD
    I'm waiting for the carpenter, he's late, and I've been up since 9am, on a Saturday!

    Once he arrives and I'm sure he knows exactly what I want I'm going to take myself upstairs to do some ironing and clothes putting away.

    I popped to the shop earlier for some crumpets for breakfast/bin liners etc and managed to pay for it all with the last of the change from my boot sale. I never usually carry cash but this has allowed me to give my card a bit of a rest

    I hope the carpenter doesn't take too long, he said half a day but if he can get it done in a couple of hours I'll be delighted, I can then paint it (I have some duck egg blue paint in garden store left by previous owners.) Tomorrow I should be able to set the computer back up and get a bit organised.

    Have a good Saturday everyone!
    Make £25 a day in April £0/£750 (March £584, February £602, January £883.66)

    December £361.54, November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54) Total for 2017 - £2,495.10
    • foxgloves
    • By foxgloves 9th Sep 17, 4:46 PM
    • 4,143 Posts
    • 21,507 Thanks
    foxgloves
    Dawn/DNMS,
    I've been thinking quite a lot about the Challenge & why NSDs don't seem to be much of a motivator for me on the money-saving front. Before the LBM (I was a naughty spendy girl for many, many years....), the concept of a NSD would have been incredible......defo only would have happened if I was too physically poorly to get to the shops, like if I had flu or anything! I've thought about NSDs as a motivator so much this last few days, it's almost become like an essay question: "The NSD is a highly useful money-saving tool - Discuss". I'm going to stay in the September Challenge because I needed re-focussing & it's definitely helping with that. However, I won't hit that NSD target, mostly because I'm not really trying as my budgeting/money ethos doesn't really hinge on how many NSDs I have but on how effectively I stick to my budgets over the course of a month. So, on 27th Aug, I set our September budget. If we stick to each & every pot of money within that overall budget during September, then we will be ok & finish with a surplus. Although mr f & I are vastly reformed characters these days, there have been quite a few little things creeping in where I've said " Oh, let's stick it on visa debit.....our account can stand it". And that's true. I wouldn't say it if it would make us overdrawn, but what happens is that our surplus, the 'cushion' of money I leave there each month for emergencies, is eroded by stuff we didn't really need, or which could have waited until the next month's budget. So, I have no problem spending some money every day AS LONG AS it has already been committed to the relevant budget. The September Challenge is definitely helping re-focus me, but I think that for October, I will set a personal challenge for our own household budget that after I have set the figures for each part of the budget......groceries, personal spends, etc, then NO additional money will be spent, so as to maximise surplus for rebuilding savings (badly hit by some remedial building work, a new washing machine & vacuum). I think i could be quite strict with this. It's easy just to spend £3 or £4 on a little craft spend or a little bit of a vintage item from the charity shop, but they do add up, so for October, I will abandon any target for NSDs & kind of work my own system. Interesting to read that you are both feeling kind of similar with the NSDs. I am staying with the challenge though, as other parts of it are helping.......am a bit wobbly over the £10 beauty spend, but doing ok & sticking to it!
    Better kick my list on now.
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = £470-01
    Payment received from surveys: 2015 = £320 2016 = £210 2017 = £304 2018 = £264
    • foxgloves
    • By foxgloves 9th Sep 17, 4:59 PM
    • 4,143 Posts
    • 21,507 Thanks
    foxgloves
    Hello Saturday Savers,
    Quite a good day today. Having said that, we are treating ourselves to a takeaway tonight......an 'end of holiday' treat. Zero effect on bank account though as we both agreed that if we were to have one, we would each kick in the relevant money from our Personal Spends. Anyway, here's today's little wins:
    *Got the last few groceries for the week ahead - still £5 under this week's budget.
    *Did a few surveys.
    *Paid in a cheque.
    *Used 1 kg of our homegrown tomatoes to make soup for lunch - froze 4 extra portions.
    *Golden lentil soup currently in the slow cooker, using up some ham stock found while defrosting the ice-monster's home yesterday.
    *Did a load of laundry overnight on cheap tariff. No chance of line-drying with all the showers today, so gave it a morning on the heated airer to start drying for free before switching it on to do the job properly.
    *Paid 2 more 50ps into my sealed pot & rounded up small change for shrapnel jar.
    *Updated grocery budget sheet, which lives in the front of my diary along with the meal plans.
    *Moved some funds around to keep other budgets straight.
    *Energy bill arrived......we are in credit, but I'm not sure why it says that it's a 'replacement bill'. Will investigate this when I have more time.
    *Water greenhouse veggies - I'm off to do this next. Everything's getting to the end in there now, but I am still picking tomatoes, peppers, chillies, basil & grapes, so it's worth keeping it all happy.
    *Knit for craft stall. Will defo do this tonight. I can knit socks without looking at the pattern, so will be able to watch something good on TV too, or maybe start a boxset or something. Life is very stressful at the moment with my Dad so poorly, so I'm trying to do something relaxing in the evenings to try to stop my brain going round in circles over stuff I simply can't change.
    OK, off to the greenhouse. Have a nice evening all.
    F xx
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = £470-01
    Payment received from surveys: 2015 = £320 2016 = £210 2017 = £304 2018 = £264
    • Lottebear
    • By Lottebear 9th Sep 17, 8:06 PM
    • 784 Posts
    • 3,606 Thanks
    Lottebear
    Hello,

    Had a good few days

    Popped to the cinema with DD £2.50 at our local cinema, compared with £11.50 at the multiplex. Two people parking drinks and Sweets all for under tenner and supported a local business too.

    Picked up 4 packs of lean minced beef for 95p each in reduced section and a chicken breast in sauce, filled the freezer.

    Read the meters to ensure accurate billing, although it is cold here so I have put the heating on.

    Surveys ongoing for Christmas spending money.

    Agreed a start date for new job, one more week of being a lady of leisure and long list of jobs to do.
    • La escocesa
    • By La escocesa 9th Sep 17, 8:39 PM
    • 2,934 Posts
    • 18,576 Thanks
    La escocesa
    Evenin' kidz

    Wow, 1LL - that's some weight loss

    I had a more productiveday than I originally thought.

    Tackled the conservatory - wow, what a lot to do... I'll need to post a before and after (when I get there!) as you wouldn't believe it!

    Walked the dog - free exercise and all that

    Need to chop up some YS lemons (35p for 4) that I got yesterday for the freezer - the only way I have lemons in the house these days.

    WM on quick wash; drying on airer rather than TD

    OH got home early so he's cooking tonight

    Just watching TV and drinking some vino now. Might read my free ebook later.

    Can't actually think of any more of that 'productive' stuff I mentioned earlier

    xx
    • crazy_cat_lady
    • By crazy_cat_lady 10th Sep 17, 8:37 AM
    • 3,600 Posts
    • 30,856 Thanks
    crazy_cat_lady
    Morning all
    Yesterday went as planned - I didn't even leave the house It was nice, bestie came over for coffee and a catch up (and a slob on the new sofa) and then the boys went to watch Sunderland lose at football (nothing ever changes there). I sat on my bum and watched tv with dd and did a load of crochet, which was lovely. Mr T brought the big shop, with £4.65 taken off in brand match savings. Happy days.
    Today has to include a bit of school work unfortunately but I did have the day off yesterday. Hopefully it will only be an hour or two. I'm also going to visit my mam for a catch up - going to take my crochet with me to do as I have a lot to do between now and Christmas and I don't want to stress out.
    1LL - congratulations on the new you. It must be such a good feeling to buy clothes in a smaller size. I hope to get there one day.
    Foxgloves - I desperately need some of your love of growing and cooking food. I bet your food tastes amazing. I wish I could find a love for it.
    June Odessy NSD 6/10 DFD 6 Nov 15 - paid £28,447
    • allydowd
    • By allydowd 10th Sep 17, 9:06 AM
    • 4,180 Posts
    • 26,834 Thanks
    allydowd
    Hi All,

    Had a lovely holiday...and now back to trying to sort out Housing-ma-geddon:



    Debt Free-Nillionaire Continuity Plan Year Three:

    * Added more of our unwanted things to Freecycle. Why do people say they'll come and collect stuff and then pull out or not show up?

    * Viewing a flat to rent in the next town to fix housing problem. Taking a list of questions with me. We're viewing another tomorrow. I think I would prefer Property A and DW would prefer Property B.

    * Using up what's in the freezer.

    * Try to keep my emotions under control and try and just keep moving forward.




    Onwards and upwards.
    Last edited by allydowd; 10-09-2017 at 9:24 AM.
    Debt-free day: 8th May 2015
    The Joy Account: £50

    Bold Bicycle Bonanza: 103.49 km
    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
    • determined new ms
    • By determined new ms 10th Sep 17, 9:09 AM
    • 6,880 Posts
    • 40,371 Thanks
    determined new ms
    Morning 1LL & cat and everyone else who comes along. Ahhhhhhhhhhhhhh day 2 of 3 days off. We're off out to a working farm with a play park with friends shortly. It's free to go and I'll take snacks and drinks (although they ask you not to )

    Will check tyre pressure

    Will go to the allotment for a bit. Need to get on top of it! Might beg oh to come as well as always get a lot done when he's there.

    School uniform drying on line. It's set to drizzle lightly around 2 so must get it in then!

    All meals from stores - meat(less)balls for dinner. Make extra for oh's lunch tomorrow

    bake apple cake & courgette cake & freeze some

    make batch of courgette curry ala Mrs F

    list some items on fleabay

    games this afternoon/evening

    exercise for free

    Ok that'll do! Happy Sunday guys
    DF as at 30/12/16
    Wombling 2017 £3016.55/Roadkill £8.73
    Wombling 2018 £145.73/RK £0.04
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