Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • thriftylass
    • By thriftylass 29th Aug 17, 3:16 PM
    • 3,358Posts
    • 27,561Thanks
    NST Super September Scrimping challenge
    • #1
    • 29th Aug 17, 3:16 PM
    NST Super September Scrimping challenge 29th Aug 17 at 3:16 PM
    A warm and fuzzy autumnal welcome to the NST Super September Scrimping challenge, for newbies and seasoned debt busters alike.

    (Don!!!8217;t want the following to sound too harsh but I need it this month)

    September means for many getting back into the swing of new school and work routines. Also, the colder months are looming and we should maybe consider starting to get ready for winter and the festivities or at least start a wee bit of forward planning.

    The whole idea of this challenge is for you to start looking to where you WANT to be, consider why you aren!!!8217;t at that point and start realising what is going WRONG. And also, I need you to help me because when I have people to answer to I won!!!8217;t spend anything!

    Seriously though !!!8211; you can!!!8217;t save for a house if you have debt. You can!!!8217;t have a new kitchen if you can!!!8217;t afford the food to put in it!!!8230;!!!8230;!!!8230;!!!8230;!!!8230;. you need to get a debt free day graved in stone and start aiming for it. Enough is enough. Christmas is but 16 weeks away !!!8211; are you ready for that little charmer?

    So again, I!!!8217;d like to go back to basics and a few stricter rules back form NinjasavingKat!!!8217;s days.

    These are the rules!!!8230;.. clear and simple!

    *This challenge starts on the 1st September at 00:01 and closes on the 30th September at 00:00.

    *Try and check in once a day with your progress !

    *Get a little notebook that you can fit in your bag, or a slip of paper! Write down everything you spend - good and bad!!

    *You will aim for 18 SFDs!(Spend Free Days). If purchases of !!!8220;yellow sticker delights!!!8221; are made without full price items this is an SFD. Medication and normal monthly DD!!!8217;s or CC payments are exempt and you may class these days as SFD!!!8217;s also.

    *Pay you debts and bills first, budget to live off what is left!

    *You must decide on a budget for food now. This must be stuck to rigidly until the last day of the month ! Consider how much you REALLY need to feed your family, make meal plans, limit snacking with the kids or tell them !!!8220;when it!!!8217;s gone that!!!8217;s it until next week!!!8221;. Mine is £350.

    *Try and eat everything in your cupboards and freezer BEFORE buying any more. Money spent each week will be for essentials !!!8211; bread, milk and fruit & veg before buying more. Get right down to the bottom of that chest freezer, get out those nearly out of date packets of rice. Stop stock piling for Armageddon and wasting money. I don!!!8217;t care if you are prepping for visitors or a !!!8220;just in case!!!8221; situation! (note to mainly myself: STOP SPENDING SO MUCH ON FOOD!) I need to defrost my freezer and clean my fridge so this rule will help

    *You must bring your lunch to work every day. No coffee shops, no work canteen, no cafes, no sandwiches !!!8211; NOTHING. You will waste SO many precious £££!!!8217;s when something better can be created at home. If you think it doesn!!!8217;t matter and I won!!!8217;t find out !!!8211; you are right. But you are cheating yourself.

    *Plot the course of your social life now before the beginning of September. Make sure you have a budget planned for meals that can!!!8217;t be wormed out of and birthdays etc. Money placed aside for holidays can be classed as !!!8220;no spend days!!!8221; !!!8211; anything over the budget will ruin that SFD!! Cancel something you really don!!!8217;t want to go to !!!8211;you HAVE to start making sacrifices now.

    *Decide on your DFD!!!!8211; when do you want to start doing what you want to do???

    *You will accomplish some sort of exercise per week, 3 sessions of 20 minutes anyway you want. Walk someone!!!8217;s pooch, walk to work, walk around your block 5 times!!!8230; anything!

    *Beauty spends are not allowed to exceed £10. That includes you boys as well. Use up all that you have in the house BEFORE spending anything more on beauty bits !!!8211; seriously how many body moisturisers do you need ladies?

    *Make time for yourself this month. Even if it!!!8217;s only 10 minutes a day do something for yourself whether that is going for a walk, having a bath with loads of bubbles or sitting outside with a drink !!!8211; we need to make the most of the evenings.

    *Keep the heating off as long as possible, put a jumper on etc. We live in the north of Scotland in an 80s bungalow with metal windows. So it might be a challenge

    That!!!8217;s it!!!8230; think you can keep up?

    1. thriftylass
    2. apple muncher
    3. greent
    4. DawnW
    5. determined new ms
    6. Calling14
    7. jojitsui
    8. misstara
    9. f0xh0les
    10. Tempus01
    11. 1LuckyLady
    12. cybertortoise
    13. dizzyblnd
    14. mothernerd
    15. Shakey87
    16. clippy_girl
    17. Fmess
    18. stoplurking
    19. ChasingSunshine
    20. Eager_Elephant
    21. Tjzdazz
    22. Kerry Woman
    23. FurryBeastOz
    24. Buffethedebtslayer
    25. bizzie
    26. squanderscouse
    27. Sun Addict
    28. LD_13
    29. NelliePie
    30. vintagebrighton
    31. indigowarrior
    32. crazy_cat_lady
    33. LollyPop0312
    34. foxgloves
    35. redofromstart
    36. Lauralozzle
    37. Abundant
    38. ooitsme
    39. threepenny bit

    This Forum tip was included in's weekly email!
    Last edited by MSE Andrea; 13-09-2017 at 9:13 AM.
    NST June
    SFD 5/20 spends 474 (incl MOT which I might claw back form savings if needed)/540
    Exercise 5/20
    Debt - all 0% 1015 to go from 5290
    DFD 11/2018 Mortgage 109343 (04/17) 102400 (07/18) OP 0
Page 18
    • clippy_girl
    • By clippy_girl 11th Sep 17, 9:12 PM
    • 2,253 Posts
    • 8,777 Thanks
    Vintage Brighton I'm in east anglia. It's not freezing, just feels really cold when I'm sitting around!

    lol everyone, no way did I have a full body wax
    • thriftylass
    • By thriftylass 11th Sep 17, 9:26 PM
    • 3,358 Posts
    • 27,561 Thanks
    mothernerd I hope you feel better soon.

    Went for a run at lunch and had HM Chinese for dinner. Another LO lunch in the freezer. That's a record 9 lunches ready. That should keep us going a while. Need to keep that up. Also got a swede and carrots from the garden to make veg sticks to go with the humus i made for snack tomorrow.

    Weather should be milder and dryer tomorrow so i hope my washing will dry fine. Heating stays off.

    Bit of reading now to relax
    Last edited by thriftylass; 11-09-2017 at 9:29 PM.
    NST June
    SFD 5/20 spends 474 (incl MOT which I might claw back form savings if needed)/540
    Exercise 5/20
    Debt - all 0% 1015 to go from 5290
    DFD 11/2018 Mortgage 109343 (04/17) 102400 (07/18) OP 0
    • stoplurking
    • By stoplurking 11th Sep 17, 10:41 PM
    • 349 Posts
    • 2,330 Thanks
    Check in day 11, sorry I missed yesterday, thought I had checked in but doesn't look like I did.
    SFD lost for the sake of a bag of crisps, what a waste. Still on 5/18. Lunch to work 7/21.
    Heating off, scarf on. Well done everyone who is racking up the SFDs.
    LBM Oct12 Debts at LBM £17715.93.
    Orig DFD Apr15 DFD 24/12/13
    3-6monthEFC#9 £1193/4000 29.8%
    • bizzie
    • By bizzie 11th Sep 17, 11:57 PM
    • 169 Posts
    • 2,031 Thanks
    Check in #11.

    Went through my online shopping baskets but having problem with online payment so didn't spend anything today by default so now at NSD #9/18.
    Food was from a trawl through the cupboards/fridge with enough for some lunches tomorrow.
    Grocery delivery booked for tomorrow.

    Heating still off and chased around the garden with todays laundry on the wash rack to catch the sunshine in between the showers.
    Groceries 90.13/300.00 Personal Spend /100.00
    NST July #19 NSD 6/13 @09/07/18
    Goals for 2018: Balance in
    Self: Health: Wealth :
    • Fmess
    • By Fmess 12th Sep 17, 6:12 AM
    • 2,714 Posts
    • 26,032 Thanks
    Morning all,

    Sorry for my absence I was busy decorating on Sunday and then working yesterday. SFDs are now up to 8 The heating has started to kick in in the mornings now, I begrudge the heating but having a not damp towel after a shower is much nicer than trying to get dry with a damp one! Dog walking completed everyday I guess I'd better get to work,have a good day.
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New Car and Roof Debt £0/£19033
    DecNST #2 SFD 13/15 Food 105/120 Personal 380/350 Petrol 80.01/80
    • misstara
    • By misstara 12th Sep 17, 7:47 AM
    • 2,795 Posts
    • 19,785 Thanks
    Sorry not checked in for a few days.

    Sunday - NSD 6/18

    Yesterday - £10.10 spent on a wee top up shop and £15.49 on vitamins. Went to the gym after work. Heating went on last night to help dry some clothes.

    Today - hopefully another NSD although need to go into the phone shop after work as my phone is not picking up a WiFi signal. It's definitely not a problem with the WiFi in the flat as it's working fine on OH's phone and the laptop. Very annoying as I rely on the WiFi at home to keep my data charges low. Think I'm also going for a run with a friend later but just waiting to see what the weather does.

    Using up stuff - LO gammon for the roast last Sunday made into pea and ham soup, enough for lunches all week, using one of OH's shower gels that he isn't keen on, cutting off the top of my body lotion (no more lotion coming through the pump but there's probably a weeks worth of lotion left at the bottom), smoothie for breakfast using up various slightly squishy fruit.

    Me time - gym and watching a film
    Debt at LBM Jan 2014 £10458.09 Now £0
    New flat debt Jan 2017 £2302.75 Now £678.01 (70.6% paid)
    Car debt Nov 2017 £797.68 Now £471.72 (40.9% paid) + monthly payments £146.82 7/60
    Emergency fund - £50/£1000. Car fund - £122/£1000.
    Mini Targets in July
    Exercise target - 5/16. Groceries target £150.93/£200. NSD target 5/13.
    • f0xh0les
    • By f0xh0les 12th Sep 17, 7:54 AM
    • 1,548 Posts
    • 12,788 Thanks
    SFD s up to 8 now.

    Got drenched at picking up time at school, so funny. Was grateful for a coat in the boot and a really rubbish tiny umbrella that I hoped was there, but was not sure.... proper Autumn rain, lovely.

    I hate Summer and am glad that it is over for another year. Not that it was a particularly bad one, I just love dark evenings and dark mornings and colder weather. Yeah, I'm that one.

    Does burning candles count as using things up? If so, I am using up stuff, Got out the candle holders and tealight metal structures and with the main light off I can't see that the wallpaper needs replacing and the places that need replastering.

    Today I am also getting my tumble dryer fixed for free in its 11th month of the 12 month warranty - I am sure if I had a 'normal ' sized family it would have been just out of time.

    And I told the call centre person to stop trying to upsell insurance. It was blatant, but after the second time I said no thank-you and then they started AGAIN, I know it is an awful job, and they are told to upsell, but 3 times?? On a free repair under warranty? I dunno.

    Right, time to get these kids to school. Hopefully no shoes will need to be retrieved from the school roof today....
    MFW START DATE May 16 £118,340 : Oct17 - £109,495.00Dec17 £108,800Jan 18 £108,392.98 March 18 £108,504.72April £108,099May £106,999June 105,999.99
    July 105,300.00
    NEXT GOAL is sub £105k before JulyMortgage-free wannabe 2018 #65
    • vintagebrighton
    • By vintagebrighton 12th Sep 17, 8:58 AM
    • 556 Posts
    • 1,692 Thanks
    Check in 12/30

    Yesterday was indeed a NSD, today won't be! I have eBay posting to do and need fresh veg topping up. Both budgeted for so I just need to remember my self imposed financial limitations when I go out.

    I'm a bit cash poor right now anyway. DD sent an SOS for a top up. She's travelling with her partner and needs a large amount in her account to enter Australia. They both have jobs and friends when they get there so it's not a problem - just means a slight cash flow issue for me (it shouldn't matter if I'm not going to spend it anyway but it makes me very nervous having empty accounts!)

    Anyway, heating still off

    NSD remain at 6

    Me time - not sure although crochet and netflix sounds good. I feel like I have a lot of 'me time' now anyway with all the kids left home and no outside work. I still haven't got over the feeling that I'm being incredibly lazy

    Freezer food for dinner (the fresh veg are for my brekkies)

    Exercise - will go for a long walk while I'm out

    Think that's all, have a lovely day scrimpers

    VB x
    Australia (1% Challenge #6) ~ 0/100
    Weight Loss Challenge ~ 0/42
    Save 12k in 2018 #32 ~ 4000/6000
    • thriftylass
    • By thriftylass 12th Sep 17, 9:17 AM
    • 3,358 Posts
    • 27,561 Thanks
    Good morning fellow Scrimpers!

    Finally a nice sunny autumnal day. I'm with you f0xgl0ves on really liking the darker season and the comfy-ness it brings with it. Although I wouldn't say I hate summer (it's not really a summer up here anyway , not like where I was born, 35C plus ).

    Didn't get much done yesterday as I took the kids home, fed them and then had to go out again to pick DH up. Managed to convince DS though to get his first homework of the year done all yesterday rather than putting it off till later in the week.

    NSD numer 9 today and ok, I was exaggerating yesterday when I said nearly halfway though the month, but more than a third is done and look how many NSD have already been racked up.

    HM soup for lunch and bike at the gym.

    More later
    NST June
    SFD 5/20 spends 474 (incl MOT which I might claw back form savings if needed)/540
    Exercise 5/20
    Debt - all 0% 1015 to go from 5290
    DFD 11/2018 Mortgage 109343 (04/17) 102400 (07/18) OP 0
    • greent
    • By greent 12th Sep 17, 10:52 AM
    • 7,148 Posts
    • 72,743 Thanks
    Just popping in to say a beautiful sunny Autumn morning here. Have washing on the line in the hope it will get mainly dry (due to rain this afternoon) Have been very organised this morning and made a try of flapjacks, a tray of fridge cake and a huge pan of bolognaise all before the 8.30 school run Have since been out for a walk along the canal path and picked blackberries in the sun

    Back later with a proper update - am hoping for another SFD, but it's too early to say for sure!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £2772.47/£4000
    Net sales 2018 £542.92/£1000 PAYDOX18 (#15) Done £18918.90
    • dizzyblnd
    • By dizzyblnd 12th Sep 17, 12:27 PM
    • 408 Posts
    • 3,689 Thanks
    Foxgloves and thrifty- I've never liked the dark nights and mornings- what do you like about them?
    NST2018 mortgage-free wannabe #145
    • thriftylass
    • By thriftylass 12th Sep 17, 1:06 PM
    • 3,358 Posts
    • 27,561 Thanks
    Foxgloves and thrifty- I've never liked the dark nights and mornings- what do you like about them?
    Originally posted by dizzyblnd
    It's cozy. Makes most cities look less harsh and dirty because you can't see it as everything is tinted yellow by the street light. Give's me an excuse to snuggle up on the couch and or cook nice soup. Can't fully explain it. Also I rather wear warm comfy clothes, than shorts and t-shirt. Christmas is not far now either

    P.S. plus if you don't like short days and long nights which happen 2/3 of the year it's not much fun living in Scotland
    Last edited by thriftylass; 12-09-2017 at 1:10 PM.
    NST June
    SFD 5/20 spends 474 (incl MOT which I might claw back form savings if needed)/540
    Exercise 5/20
    Debt - all 0% 1015 to go from 5290
    DFD 11/2018 Mortgage 109343 (04/17) 102400 (07/18) OP 0
    • Calling14
    • By Calling14 12th Sep 17, 1:39 PM
    • 2,724 Posts
    • 19,812 Thanks
    I love Autumn, trees gorgeous colours, love snuggling down on the couch, candles, blankets, warming hotpots, hot puddings. Nice walks with a hot flask are ace.

    Hate the wind living on top of a hill can be annoying and it's horrid getting out of bed when it's still dark outside.

    Bought a candle today - yes ruined a SFD for that, I do need milk however, get that on the way home. Candle was cute yankee home inspiration one and smells divine.

    Managed still without my heating on, probably milder here in Wales however.
    Cooked chicken dinner last night so guess what's for dinner tonight?
    Followed by apple pie now it's autumn

    Todays jobs - if I write it down may do it!!!!!
    Empty a chest of drawers and use new one from my spare bedroom as drawers are collapsing inside. I don't need to buy a new one.
    Clean my bathroom - and wash ceiling - mould starting to form.
    Walk - must achieve 10k so lazy this week.
    LBM 13039 1.1.13 Start 2018 £5552 NOW £1912
    EEK house repairs pushed it back up end of last yr

    PAYDBX 2018 #16 £3639/£5552 DFD 12/18
    Fund #9 £120/£1,000
    1 x 100 days challenge

    • dizzyblnd
    • By dizzyblnd 12th Sep 17, 2:42 PM
    • 408 Posts
    • 3,689 Thanks
    Ooh winter food beats summer food. I love warm pies and soups. Yum.

    Dark mornings r horrible tho.
    NST2018 mortgage-free wannabe #145
    • determined new ms
    • By determined new ms 12th Sep 17, 5:02 PM
    • 6,880 Posts
    • 40,371 Thanks
    determined new ms
    I LOVE summer, the hot days, energy in abundance, spur of the moment get togethers. Just LOVE it. But I also really like the changing of the season from Summer to Autumn. The crisp morning, change in smell of air, getting the dressing gown on again, snuggling down after work. Once we're knee deep in Winter though the enjoyment of all of the above diminishes rapidly!

    check in 12/30

    SFD - according to my milk is excluded rules so now 4/18

    took lunch to work - was lo sandwich from when I went out on Sunday

    Tea is lo soup from last night

    did 18 mins hula hooping & 10 min power walk to school. Think I'll do another 10 mins hula hooping or on the bike later as feeling motivated
    DF as at 30/12/16
    Wombling 2017 £3016.55/Roadkill £8.73
    Wombling 2018 £145.73/RK £0.04
    • foxgloves
    • By foxgloves 12th Sep 17, 5:31 PM
    • 4,143 Posts
    • 21,507 Thanks
    Hi all,
    Check-in 12/30
    Autumn definitely my favourite time of year, though all seasons have something lovely to offer.
    Good day on the financial front. Not a SFD, but only bought what was on my list & all spends paid in cash from correct budget. Parked on outskirts of town for free & walked in. That saved £2.80 for starters & also ensured I overshot my exercise goal of 7,000 steps today, as I've already done over 10,000.
    No further beauty spends. Didn't even look at anything of this type. Used the very last of a lipstick this morning by scraping the last tiny scrap out & applying with brush. Good money saving habits continued this afternoon as have been harvesting lots of fruit & veg from our garden & also had a walk round to assess what stuff is still to come. Will be building that into meal planning.
    Me time - I've enjoyed all of today.......working in the garden is a big stress-reliever for me, & I enjoyed sitting quietly in Waitrose coffee bar & having my free coffee......which I got when I went in to see if a certain brand of ground coffee had been had, so I bought three.....£1.74 a bag instead of over £3, which is doubtless why the shelves were empty last time I was in there! Have made a big chicken stew for tonight's dinner using leftovers, home grown veg & a damn good round-up of the bottom of the fridge. Feeling motivated. Another free tv & knitting night for to get some stuff made for this knitting stall if I want to earn some pennies.
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = £470-01
    Payment received from surveys: 2015 = £320 2016 = £210 2017 = £304 2018 = £264
    • greent
    • By greent 12th Sep 17, 5:43 PM
    • 7,148 Posts
    • 72,743 Thanks
    Day 12......
    SFDs - now 6/18. - another one achieved today

    Extra monies/ debt repayment - nothing today.

    Food - running total £185.21/ £450

    Eating up/ using up stuff - yep. All meals from home stuff today. Made fridge cake using up Be1vita biscuits which OH has gone off. Made flapjack using a rat(ion) pack of apple & cinnamon muesli from DS1's cadet camp, dried fruit & seeds from DD's uni halls and a banana from the freezer (and it is bloomin' gorgeous - had the weird end piece for breakfast ) and a huuuuuge pan of bolognaise using YS mince, HG frozen tomatoes, 2 tins of tomatoes from DD's uni halls, my mum's HG peppers, courgette & a chilli, YS spinach, leftover mushrooms from the weekend, 1/2 tub of passata from a week ago, the last 1/3rd of a jar of red pesto (also brought back from DD's uni halls!) and some other bits.
    Using up - in the same vein (sort of - using what we already have) - it is Roald Dahl dress up day at school tomorrow. Lots of DS3's classmates have had specific Willy Wonka/ Fantastic Mr Fox/ Matilda etc outfits bought for them. DS3 is going as George - wearing a red polo top and jeans from his wardrobe and taking an empty water bottle filled with water and food colouring (and glitter flakes, because they were in the baking supplies and it finished the tub off) and a colourful hand drawn/ coloured in label made by himself saying 'Marvellous Medicine' No cost whatsoever and nothing which shan't be worn again

    Lunches taken - 3 x packed lunches for children today.

    Social life - none

    Exercise - 1/3. Went for a walk earlier.

    Beauty - £2.73/ £10

    Time for self - read a few chapters last night of book. Will do the same tonight

    Heating off - yep.

    * my mum picking DS3 up from school (I had a half hour training session at work)
    * using bits n pieces up and making yummy things with them
    * the boys all enjoying school
    * lovely people met along the canal path when walking earlier
    * warm weather to get one load of washing dry
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £2772.47/£4000
    Net sales 2018 £542.92/£1000 PAYDOX18 (#15) Done £18918.90
    • Lauralozzle
    • By Lauralozzle 12th Sep 17, 6:42 PM
    • 560 Posts
    • 4,955 Thanks
    Today has been a NSD. I'm at 5/18 now - plan on having them for the rest of the working week. Had a massive lunch at work from the fuddle, won't want a full dinner so might just have some eggs on toast or something later.

    Finished work early-ish today - left the office at about 4:40 PM so I imagine I'll have to finish a bit later tomorrow. I must visit the bank tomorrow as I have a cheque that needs to go into the account. Must fund the time to do that during my work day.

    Still no heating although the temperature is dropping. Slippers have now been deployed.

    I'm grateful for the fuddle at work today - free food
    Credit Card 1: £0.00 (0%) | Credit Card 2: £1,951.50 (0%) | Credit Card 3: £764.20 (0%) Car Finance: £7,491 (7.9% APR) | Mortgage: £110,794 (2.79% APR) | Emergency Fund: £69.68/£1000 | Honeymoon Fund: £1,042
    • Sun Addict
    • By Sun Addict 12th Sep 17, 7:20 PM
    • 5,912 Posts
    • 39,188 Thanks
    Sun Addict
    Day 12.

    SFD 6/18 Can't remember the last time I did this many in a month.

    Plasterer came round to quote for hall, stairs, landing and DD's room - I predict a very big spend day coming soon! All coming out of house renovation pot so accounted for.

    No heating yet but it's forecast to get colder, might have to cave in.
    Virtual Sealed Pot 2018 £296.07
    Debt £2300
    Weight loss 1/6LBS
    Emergency Fund £4000/£10,000
    • Kerry Woman
    • By Kerry Woman 12th Sep 17, 7:21 PM
    • 2,380 Posts
    • 23,146 Thanks
    Kerry Woman
    Day 12
    Managed to get another SFD today so now on 6/18.
    Did my usual 20 minute walk, took my lunch to work and read my book.
    Managed to get a job interview for a permanent office job. It is going to held on a Saturday, so will not have to take a day off my temp job.
    Trying to take it easy when I get home from work as I am getting tired early on in the evening. First time in ages working full time, also it usually takes me an 1 hour and a half to travel to and from work.
    Food for today has been all from things already in.
    Frugal Living Challenge 2018
    Mortgage free as of 1st August 2013
    NST 07/2018 - Survive July! NSD 12/20
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

125Posts Today

1,914Users online

Martin's Twitter
  • Donald Trump has apologised and admits he said would when he meant "wouldn't" when siding with Putin over US inte?

  • About to watch #AckleyBridge on C4+1. I do enjoy it, even though I always feel somewhat stressed and depressed after watching.

  • RT @stevenowottny: 19/30 UK airports now charge you for spending 10 mins dropping someone off at the terminal - good investigation from @je?

  • Follow Martin