Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • thriftylass
    • By thriftylass 29th Aug 17, 3:16 PM
    • 3,358Posts
    • 27,572Thanks
    NST Super September Scrimping challenge
    • #1
    • 29th Aug 17, 3:16 PM
    NST Super September Scrimping challenge 29th Aug 17 at 3:16 PM
    A warm and fuzzy autumnal welcome to the NST Super September Scrimping challenge, for newbies and seasoned debt busters alike.

    (Don!!!8217;t want the following to sound too harsh but I need it this month)

    September means for many getting back into the swing of new school and work routines. Also, the colder months are looming and we should maybe consider starting to get ready for winter and the festivities or at least start a wee bit of forward planning.

    The whole idea of this challenge is for you to start looking to where you WANT to be, consider why you aren!!!8217;t at that point and start realising what is going WRONG. And also, I need you to help me because when I have people to answer to I won!!!8217;t spend anything!

    Seriously though !!!8211; you can!!!8217;t save for a house if you have debt. You can!!!8217;t have a new kitchen if you can!!!8217;t afford the food to put in it!!!8230;!!!8230;!!!8230;!!!8230;!!!8230;. you need to get a debt free day graved in stone and start aiming for it. Enough is enough. Christmas is but 16 weeks away !!!8211; are you ready for that little charmer?

    So again, I!!!8217;d like to go back to basics and a few stricter rules back form NinjasavingKat!!!8217;s days.

    These are the rules!!!8230;.. clear and simple!

    *This challenge starts on the 1st September at 00:01 and closes on the 30th September at 00:00.

    *Try and check in once a day with your progress !

    *Get a little notebook that you can fit in your bag, or a slip of paper! Write down everything you spend - good and bad!!

    *You will aim for 18 SFDs!(Spend Free Days). If purchases of !!!8220;yellow sticker delights!!!8221; are made without full price items this is an SFD. Medication and normal monthly DD!!!8217;s or CC payments are exempt and you may class these days as SFD!!!8217;s also.

    *Pay you debts and bills first, budget to live off what is left!

    *You must decide on a budget for food now. This must be stuck to rigidly until the last day of the month ! Consider how much you REALLY need to feed your family, make meal plans, limit snacking with the kids or tell them !!!8220;when it!!!8217;s gone that!!!8217;s it until next week!!!8221;. Mine is 350.

    *Try and eat everything in your cupboards and freezer BEFORE buying any more. Money spent each week will be for essentials !!!8211; bread, milk and fruit & veg before buying more. Get right down to the bottom of that chest freezer, get out those nearly out of date packets of rice. Stop stock piling for Armageddon and wasting money. I don!!!8217;t care if you are prepping for visitors or a !!!8220;just in case!!!8221; situation! (note to mainly myself: STOP SPENDING SO MUCH ON FOOD!) I need to defrost my freezer and clean my fridge so this rule will help

    *You must bring your lunch to work every day. No coffee shops, no work canteen, no cafes, no sandwiches !!!8211; NOTHING. You will waste SO many precious !!!8217;s when something better can be created at home. If you think it doesn!!!8217;t matter and I won!!!8217;t find out !!!8211; you are right. But you are cheating yourself.

    *Plot the course of your social life now before the beginning of September. Make sure you have a budget planned for meals that can!!!8217;t be wormed out of and birthdays etc. Money placed aside for holidays can be classed as !!!8220;no spend days!!!8221; !!!8211; anything over the budget will ruin that SFD!! Cancel something you really don!!!8217;t want to go to !!!8211;you HAVE to start making sacrifices now.

    *Decide on your DFD!!!!8211; when do you want to start doing what you want to do???

    *You will accomplish some sort of exercise per week, 3 sessions of 20 minutes anyway you want. Walk someone!!!8217;s pooch, walk to work, walk around your block 5 times!!!8230; anything!

    *Beauty spends are not allowed to exceed 10. That includes you boys as well. Use up all that you have in the house BEFORE spending anything more on beauty bits !!!8211; seriously how many body moisturisers do you need ladies?

    *Make time for yourself this month. Even if it!!!8217;s only 10 minutes a day do something for yourself whether that is going for a walk, having a bath with loads of bubbles or sitting outside with a drink !!!8211; we need to make the most of the evenings.

    *Keep the heating off as long as possible, put a jumper on etc. We live in the north of Scotland in an 80s bungalow with metal windows. So it might be a challenge

    That!!!8217;s it!!!8230; think you can keep up?

    1. thriftylass
    2. apple muncher
    3. greent
    4. DawnW
    5. determined new ms
    6. Calling14
    7. jojitsui
    8. misstara
    9. f0xh0les
    10. Tempus01
    11. 1LuckyLady
    12. cybertortoise
    13. dizzyblnd
    14. mothernerd
    15. Shakey87
    16. clippy_girl
    17. Fmess
    18. stoplurking
    19. ChasingSunshine
    20. Eager_Elephant
    21. Tjzdazz
    22. Kerry Woman
    23. FurryBeastOz
    24. Buffethedebtslayer
    25. bizzie
    26. squanderscouse
    27. Sun Addict
    28. LD_13
    29. NelliePie
    30. vintagebrighton
    31. indigowarrior
    32. crazy_cat_lady
    33. LollyPop0312
    34. foxgloves
    35. redofromstart
    36. Lauralozzle
    37. Abundant
    38. ooitsme
    39. threepenny bit

    This Forum tip was included in's weekly email!
    Last edited by MSE Andrea; 13-09-2017 at 9:13 AM.
    NST June
    SFD 5/20 spends 474 (incl MOT which I might claw back form savings if needed)/540
    Exercise 5/20
    Debt - all 0% 1015 to go from 5290
    DFD 11/2018 Mortgage 109343 (04/17) 102400 (07/18) OP 0
Page 16
    • stoplurking
    • By stoplurking 10th Sep 17, 9:04 AM
    • 349 Posts
    • 2,330 Thanks
    Missed check in yesterday, sorry. Still on 5/18 SFD as needed a birthday card and postage. Hopefully today will be spend free.

    No beauty spends so far but I think I'll need hair dye this month and that can be up to10, unless I get it on a deal. Sometimes buy one get one.

    Me time is going ok but just pottering around really, nothing in particular. Might get some crochet done today. Trying to be frugal with food -oh controls that budget so I'm not taking account of any spends there but am doubling up recipes and putting the extra in the freezer. Today will cook chicken for roast today, then it will do a risotto and hopefully a pie later this month. Making stock with the carcass too.

    Will check back later today to report if SFD achieved. Have a good day everyone.
    LBM Oct12 Debts at LBM 17715.93.
    Orig DFD Apr15 DFD 24/12/13
    3-6monthEFC#9 1193/4000 29.8%
    • Eager_Elephant
    • By Eager_Elephant 10th Sep 17, 9:28 AM
    • 4,433 Posts
    • 25,454 Thanks
    Thrifty & Eager Elephant - If you want the older version of YNAB which doesn't have to be connected to your bank account (I have the older version and didn't know this was even possible), go to the YNAB website, scroll all the way to the bottom and there's a link which says older versions. They should still be good to go.
    Originally posted by cybertortoise
    I am old school and use the old YNAB, I brought it via Steam so I don't get any annoying emails about upgrading to the new version.
    I have seen comments that the new is not as good as the old so will stick with what I have as it does the job perfectly.

    Managed 2 more NSD's which were Weds and Thurs.

    Yesterday was a spend day as collected our chicks which we are rearing on for meat.

    Today will also be a spend day as the freezer is bare except for 2 lots of milk and some pork (from our own pigs)
    Ninja Saving Turtle No. 17 for June
    NSD - 8/20
    (up to 16/6/18)
    My Diary is here - (Eager Elephants Effective Everyday Excursion)
    • DawnW
    • By DawnW 10th Sep 17, 11:59 AM
    • 5,107 Posts
    • 40,385 Thanks
    Morning all - didn't manage to check in yesterday so have lost count

    Still only 1/18 SFDs - OH bought fuel for the car yesterday and this morning I found bargainous gammon joints and unused clothing items that were on my 'needs' list, less than 15 for a dress, a pair of boots, a top and 3 gammon joints - love car boot sales Sadly the diesel for the car was a lot more

    Added gammon joints spend (10) to my total food spend in my signature, all spends recorded in my little black book. I have spent just over half of my food / toiletry / pet food etc budget, so must take care for the rest of the month. I shan't need to do another big shop though.

    Using up - I made a huge vat of courgette, pea and pesto soup from stores / garden produce yesterday, which will do for lunches for most of the week Also rinsing out almost empty shower gel containers left behind in the spare room ensuite by DS. The rinsings do very well instead of bath foam for nice bubbly baths

    Used some wine we already had as a present, and a card from my stash for a friend's birthday

    No eating or coffee out

    Exercise - well the dog got a move on this morning for a change
    No heating
    July NSDs - 6 / 13
    Groceries, toiletries, cleaning supplies and pet supplies - 195.07 / 250.00
    • f0xh0les
    • By f0xh0les 10th Sep 17, 1:14 PM
    • 1,549 Posts
    • 12,809 Thanks
    Hi threepennybit

    NSD here, hurrah. really low on milk though, the boys are eating so much cereal. Not a bad thing in itself, but the milk usage is enormous.
    Originally posted by redofromstart
    I am on the third litre of the day, and it isn't even lunchtime.

    SFDs - 7 NSDs already!!

    Extra monies - none, but did get 4 H&B vouchers that I used for 3 big packs of pretzels and two big bags of dried fruit and peel for the Xmas cake - cost 0p - bogohp and YS too, and used a loyalty card for a free gelato.

    Food - enough in the house to do the week, even if DH took every single snack bar in the house as he fears vegans die in Holland from malnution. He is there for 4 days. Drama queen.

    Eating up/ using up stuff- sad looking plums and pears in an 'orchard crumble' in the oven now, smells divine, as the oven was on, I made half a dozen scones. Lunch is from stores - tomato and red pepper soup with doughballs. Supper will probably be pizza. Cupcakes made for lunchboxes tomorrow and I made a very small seedcake cos my boys are p*rv*ts and like carraway. Also found a half full coffee jar of corn for popping, so will make a start on that with films this afternoon.

    Lunches -kids all have packed lunch, I have whatever is left over, too small for a family meal, stuff they have deemed too 'ski-dusting' to be termed 'food'

    Social life - none for the foreseeable

    Exercise - none at all due to waiting in for workmen and repairmen - I am going back to sit ups on the living room floor at this rate.

    Beauty - 0.00 - still have one mudpack, have told the kids to use the bars of soap that old people keep giving me - it seems people give old people bars of soap as gifts. The old people in question are bemused by this, but prefer bottled soap, so I must get given 20 bars a year. Some go in drawers to scent clothes/ deter moths and then migrate toward the bathroom cupboard.

    Time for self - reading (laundry does NOT count!!!) films, plenty of alone time as DH is not coming back until Sunday night and half the kids are in bed at 7 and the other half at 9, but they are staring at computers/in their own rooms so it is like being alone anyway.

    No heating on over here, and I broke the news to the kids that the heating went off in April. They had not noticed -probably why they keep putting things over the radiators to dry, and I keep taking them off and putting them in the airing cupboard.
    MFW START DATE May 16 118,340 : Oct17 - 109,495.00Dec17 108,800Jan 18 108,392.98 March 18 108,504.72April 108,099May 106,999June 105,999.99
    July 105,300.00
    NEXT GOAL is sub 105k before JulyMortgage-free wannabe 2018 #65
    • mothernerd
    • By mothernerd 10th Sep 17, 3:23 PM
    • 2,462 Posts
    • 25,740 Thanks
    When I went in the bathroom this morning the towel rail was hot, so I immediately went downstairs and turned the heating off again - best I can do other than sit beside it 24 hours per day and chase DS3 and Beloved if they come near it.

    I have been working on the kitchen and when I need to rest I am still taming the paper piles of card-making materials (two trays full gone through this morning) with short breaks in between - allowing myself to read one chapter of my book. Last one was only 5 pages long so had not even picked my drink up.

    I know I am getting old but I've just been turned into history. At yesterday's event, I bought a copy of the local archives newsletter (Apr- Jul edition). I only buy it every so often if there is something interesting on the cover. When I turned to the contents page there was an artcle on a local community paper that my ex and I were both involved with.

    It's written by someone who was there in the early years (from 1973) with much less about the later period (up to 1983) so we aren't named though I know most of those who are (from other groups and organisations I have been involved with). However one of the cartoon characters mentioned (featured in all the later episodes) was based on my husband.

    The majority of the articles are based on archive material from the 1880s (one from 1670 and one from 1909) so feeling rather ancient atm - should I be wrapped in newspaper and put away in the attic?
    This year I will be fierce
    NST Jul #10 SFD 6 /13 Food 100.54/150 Travel 17.60/15 Ent/diy 6/30
    No Debt No mortgage
    • vintagebrighton
    • By vintagebrighton 10th Sep 17, 4:35 PM
    • 557 Posts
    • 1,695 Thanks
    Check in 10/30 and NSD number 5

    Have no free airbnb nights left in September as all the cancelled nights have been rebooked. Started getting bookings for November and the first one for January 2018! That's a level of organisation I don't have

    Have been doing my budgets based on our irregular income (knowing there's freelance work till April for hubby). I've also assumed 15 airbnb booked nights a month which I don't think is over ambitious.

    I think we should be able to save about 2.5k The other 2.5k I want to save will have to come from eBay sales, surveys, crafting, MB and any other way I can find to make money at home.

    I have restrictions on what I can do but I love a plan!

    Me time - netflix and crochet

    Heating - pft, no chance

    Budgets - all sorted

    Using up stores - hubby's the cook but we're having a frugal shopping month so stores duly getting used

    Enjoy what's left of your weekend scrimpers

    VB x
    Australia (1% Challenge #6) ~ 0/100
    Weight Loss Challenge ~ 0/42
    Save 12k in 2018 #32 ~ 4250/6000
    • Kerry Woman
    • By Kerry Woman 10th Sep 17, 5:29 PM
    • 2,384 Posts
    • 23,198 Thanks
    Kerry Woman
    Day 10
    Today was a spend day. Was only a small amount-2. Brought 2 charity wristbands(different colours) at the charity walk I attended. Money spent entered into notebook.
    Did walk the 9.5k in 1 hour and 48 minutes. Was nice walking in London and seeing the sights.
    Had the sandwich that was brought yesterday.
    Going to chill out this evening and going to read some of my book.
    Breakfast and dinner from food already in.
    Frugal Living Challenge 2018
    Mortgage free as of 1st August 2013
    NST 07/2018 - Survive July! NSD 15/20
    • foxgloves
    • By foxgloves 10th Sep 17, 5:38 PM
    • 4,147 Posts
    • 21,533 Thanks
    Hi Scrimpers,
    Check-in 10/30
    And oh, my sainted trousers! A SFD. 1/18. Might even get a couple more this week!
    A bit of useful scrimpy behaviour - have put washer on timer to do a big laundry load overnight on cheap tariff, managed to get today's load almost dry outside on the line. Baked bread, picked up more windfall pears, mr f dug up enough potatoes for this week. Re-used hot bath water to soak cat's blanket. Most useful job has been synchronising our diaries, doing lots of planning inc getting my budget dates on the calendar & writing some challenging but achievable job lists for the week ahead. Oh...& I re-listed some stuff on ebay.
    Exercise - won't hit my 7000 step goal today though won't be too far off.
    Ok, must get my needles clicking if I'm to get this stuff knitted for craft stall.
    Am enjoying reading how everyone's doing.
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = 470-01
    Payment received from surveys: 2015 = 320 2016 = 210 2017 = 304 2018 = 264
    • clippy_girl
    • By clippy_girl 10th Sep 17, 6:01 PM
    • 2,253 Posts
    • 8,777 Thanks
    Evening all

    Yesterday was def not a NSD! 55 spent on massage and waxing. Normally only get back, neck and shoulder but treated myself to a full body. Back and neck not as tense as usual so I guess it it posture at desk/stress of work causing it (only been at work 6 days since last one). However my calfs were really tight and actually cried out when she did those (even though I can put up with her using her elbows and thumbs in my back) need to revisit the training on setting up my desk properly (stupid hot desking )

    Then I spent 100 on new winter boots as mine have fallen apart and feel they are already needed due to rain hopefully last two winters.

    Then went to John Lewis to test out the simba mattress as I get back pain in bed and want to replace mine. Felt great and as there is a 100 night guarantee I decided to go for it. So 599 later I bought it direct from simba though and got 20 cash back.

    Then 10 in wilco on vitamins, spotlight lightbulb and dishwasher cleaner.

    It was pouring so I didn't want to walk home in rain then back in again to meet friends later but luckily one friend was also in the city so we went to wetherspoons. I drank water though

    Then went for meal and was v nice. Did have g&t though and ice cream that's my only event planned until the last weekend of the month unless I go to cinema with a 5 vouch.

    Today has been a NSD I have made pots of squash and spinach red curry, Jamie's yellow chicken curry, leek and potato soup and beef, apricot and prune stew. Also put everything back in the cupboard so fingers crossed weevils are gone

    Bought my home insurance today and managed to get 40 cash back as well as save 165
    • FurryBeastOz
    • By FurryBeastOz 10th Sep 17, 6:13 PM
    • 1,201 Posts
    • 15,974 Thanks
    Not a NSD as planned. Diving was binned so we did our 2nd bouldering session (anniversary present to ourselves) and we are going out to dinner tonight. Fingers and toes crossed that the hospital doesn't call DH in.

    Went through the urge number of clothes I bought on Friday. About 1/2 is going back (including the 2 most expensive items). I am wearing skinny black jeans (I have legs) and a gorgeous fuzzy cardigan. Careful make-up, and I FEEL GREAT

    Exercise - Bouldering! I took Friday off as a needed rest day but otherwise I've done at least one session a day so far this month.

    Budgets - well within food budget. Massive cook-fest this weekend. Soups, cake, Breakfast bake, Turkey Casserole. Freezer now full. Managed to dissuade DH from buying steak to cook for our anniversary tomorrow night by unearthing a YS pack from freezer. Last time he cooked, he went out and bought EVERY ingredient. I could have cried. I just took the recipes off him today and pointed out substitutions etc and we have everything already.

    Me time - has been us time. Very rare and to be valued above hens teeth.

    Have a great Sunday evening people.
    Goals - Weight loss 6/26lb at 22nd Jan 18

    Mmmm. 26lb at 1/7/18. Oops
    • ChasingSunshine
    • By ChasingSunshine 10th Sep 17, 6:18 PM
    • 132 Posts
    • 1,003 Thanks
    Evening all,

    Today has been a NSD for me. Hoping to make up for some of the budget lapses earlier in the weekend. Will get there.

    I am like you clippy_girl and think my posture is suffering from how I sit at the desk at work but have just remembered have a voucher for a free full body massage so will book that in as a treat this week.
    • greent
    • By greent 10th Sep 17, 6:50 PM
    • 7,154 Posts
    • 72,838 Thanks
    SFDs - now 4/18. - achieved one today (although OH had to pop out late last night for bacon for brunch today in order to get one today! )

    Extra monies/ debt repayment - nothing today.

    Food - running total 185.21/ 450

    Eating up/ using up stuff - DD will be having chicken (roasted after freezer incident and then frozen in gravy) with leftover roasties. OH and I may just have toast - large brunch followed by a bit of party food this afternoon means we are still stuffed! ETA: Also used up 6 bars of soap to make laundry gloop

    Lunches taken - n/a today

    Social life - 5yo's party today. Already had all the present bits, card, paper, gift bag in my stash - so no cost whatsoever

    Exercise - 2/3 for this week. Will try harder next week for formal exercise

    Beauty - 2.73/ 10

    Time for self - read a few chapters last night of new book. Will do the same tonight

    Heating off - yep. Definitely cooler, though. Today I am wearing socks and a 3/4 sleeve top!

    * seeing family and friends at party
    * pregnant sister's scare being ok
    * having the items for the present already - so stuff out of the house and no cost in taking a gift
    Last edited by greent; 10-09-2017 at 8:18 PM.
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 124616 01/10 104927 01/11 89873 01/12 76317 01/13 52546 01/14 35356 01/15 12133 07/15 NIL
    BTL Mtge 12/16 69786. 2018 OPs (#18) 2772.47/4000
    Net sales 2018 558.92/1000 PAYDOX18 (#15) Done 18918.90
    • Sun Addict
    • By Sun Addict 10th Sep 17, 7:40 PM
    • 5,923 Posts
    • 39,271 Thanks
    Sun Addict
    Check in day 10.

    SFD 5/18 Despite Mr SA wanting to go to the shops this morning, I said no.

    Big batch of spicy red lentil soup made for work lunches.

    Exercise was just walking today 11k steps done. Plus finishing stripping the bedroom.

    Feeling like I might cave in on the heating if it gets any colder
    Virtual Sealed Pot 2018 296.07
    Debt 2300
    Weight loss 1/6LBS
    Emergency Fund 4000/10,000
    • redofromstart
    • By redofromstart 10th Sep 17, 7:52 PM
    • 1,842 Posts
    • 11,288 Thanks
    they are staring at computers/in their own rooms so it is like being alone anyway.
    Originally posted by f0xh0les
    Ha, ha - not just our house then

    Exercise - Bouldering!
    Originally posted by FurryBeastOz
    Sounds great, apart from my general aversion to heights. I can just about cope with belaying.

    northernnerd the history stuff sounds really interesting, I saw this morning that there is a John Merrick letter on display locally and I really want to go and have a look. Ten years ago I would have refused to go

    SD here - the milk situation went critical, and I couldn't scrape enough stuff together for DS1s cooking at school tomorrow. Might have to change my shopping day in future so that I am not second guessing what he might need. Heaven forbid they might communicate ahead what he is doing.

    Even the tumbleweed in the fridge is complaining that there is nothing to eat

    ETA, ooh tumbleweed fried with some lard and wild garlic. Now there's a thought....
    • apple muncher
    • By apple muncher 10th Sep 17, 7:53 PM
    • 7,480 Posts
    • 56,342 Thanks
    apple muncher
    Today I am grateful for kind bus drivers, for talking to some new people at church and discovering that they are the parents of someone I know, for being inside away from the wind and rain, for the raspberries still producing, for dd loving the ballet on the telly this afternoon (from 1958!), for my first vegan cake being edible, for dd exclaiming in delight at some bunny colour-combinations, for time with dd.

    Greent - good that your sister's ok. Hope there are no more scares.

    fbo - bouldering sounds exciting. Hope dh wasn't called in to work. Is his injury (was it his thumb?) fully mended?

    Clippy - how do you make a red spinach curry? To me, spinach makes everything turn green.
    NST Survive July #4; NSD 9/15; Ex 13/20 ; craft / (77); remove 29 (509)
    2018 Pay off: 2334; 2
    018 sell 49.10; WLOSW /10

    Mortgage 20,809 (01/14: 78,201; 01/15: 59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143) MFWDate Dec 2018
    • mothernerd
    • By mothernerd 10th Sep 17, 8:18 PM
    • 2,462 Posts
    • 25,740 Thanks
    Slow start to the day but clutter (craft) clearing is going apace - I now have three empty 'bags for life'. NSD as I have only been as far as the bins.

    Today I am grateful for imagination, recycling and re-using.
    This year I will be fierce
    NST Jul #10 SFD 6 /13 Food 100.54/150 Travel 17.60/15 Ent/diy 6/30
    No Debt No mortgage
    • clippy_girl
    • By clippy_girl 10th Sep 17, 8:31 PM
    • 2,253 Posts
    • 8,777 Thanks
    Apple muncher this is the recipe, it's Thai red curry. It's sooo nice! I just have it on its own but the cauli rice is also very nice

    Ok I confess I have the hearing on! It was under 19c and I had some Airbnb guests coming and it was really cold
    • Lauralozzle
    • By Lauralozzle 10th Sep 17, 10:24 PM
    • 560 Posts
    • 4,955 Thanks
    Today has been a NSD and I really need the rest of the week to follow suite too.

    Had a fairly relaxing/nothing day as it was raining and we didn't fancy getting wet. Made Sunday lunch, will use up leftovers and make pie. To avoid spending I will have to make my own pastry which I'm not overly chuffed about but I don't want to lose a NSD for that.

    I've made some leek and potato soup for lunches, definitely enough for tomorrow and a Tuesday - might be enough for Wednesday (it depends if Tom wants some too). Was going to make Lemon and Poppyseed cake but never got around to making it.

    Spent the evening writing out evening invitations - waiting to hear back from people to confirm their address before we send. I'm happy that I only have two weeks left at work before I have a week off. Although it will be a busy week as wedding stuff to do.

    I've been wondering - I managed to save 250 for silly alterations at the bridal shop but I'm considering whether to ask people about the cost of a bustle.

    In reality it shouldn't be too difficult to do myself, make a loup from thread and sew on a button but I have images of ruining my wedding dress. My sewing skills aren't amazing but I can sew on a button.

    I've been watching you tube videos but I'm undecided about what to do. There is a loup tie thing at the bottom underneath of the dress but that is for hanging up the train. I'm thinking I could use it as a wrist strap but it might get heavy in the evening? I might see how confident my mum would be sewing on a bustle - she's better with a needle than me.

    I chilled out tonight watching silly wedding programs. It's eight weeks away and I'm getting excited so I apologise if every post is wedding related lol!
    Credit Card 1: 0.00 (0%) | Credit Card 2: 1,951.50 (0%) | Credit Card 3: 764.20 (0%) Car Finance: 7,491 (7.9% APR) | Mortgage: 110,794 (2.79% APR) | Emergency Fund: 69.68/1000 | Honeymoon Fund: 1,042
    • bizzie
    • By bizzie 10th Sep 17, 11:14 PM
    • 169 Posts
    • 2,032 Thanks
    Check in #10.

    After my normal weekend tasks I spent a bit of time and went screen shopping. Went through my shopping lists putting the selected products into my online baskets but not actually checking out. Will revisit tomorrow and the items that are still needed will be purchased. So although tomorrow is now definitely looking like it will be a spendy day it did mean I achieved another NSD today so now at #8/18.

    Heating still off but making use of blankets when sitting on the sofa.
    Groceries 90.13/300.00 Personal Spend /100.00
    NST July #19 NSD 6/13 @09/07/18
    Goals for 2018: Balance in
    Self: Health: Wealth :
    • threepenny bit
    • By threepenny bit 11th Sep 17, 2:39 AM
    • 214 Posts
    • 1,778 Thanks
    threepenny bit
    nice warm day here today, got gardening done and some of our tree pruned (well scalped more like!) Managd to get our duvet washed but had to TD it and now it is airing on the bannister in hopes it will soon be dry.
    Spent a little more in grocery store than I wanted but there were some fruits on offer and so got them. Have spent $81 of our !50 for the month but we are stocked up on wash powder and dishwasher tablets now as well.
    Going to make some SW friendly meals tomorrow for freezer before I start back at work - anyone else doing SW?
    1st challenge to pay CC (JV1) 0/$2100 updated
    Christmas 2018 challenge 50/600
    Work on selling items and decluttering
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

260Posts Today

3,781Users online

Martin's Twitter