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  • FIRST POST
    • missymoo81
    • By missymoo81 10th Aug 17, 4:56 PM
    • 5,909Posts
    • 20,339Thanks
    missymoo81
    Missy's spend 10 a week on groceries get the house sorted & hit this debt hard diary
    • #1
    • 10th Aug 17, 4:56 PM
    Missy's spend 10 a week on groceries get the house sorted & hit this debt hard diary 10th Aug 17 at 4:56 PM
    Right debts are at an all time high! House is an all time mess!!!!! I'm going to put the two credit cards onto a single 0% card (hopefully) and try and pay it all off in 2 years! Which means hefty payments of 340 a month!! I CAN do it.
    And to get me started I am going to spend only 10 per week on shopping for the next 6 weeks!!!!! OH is away working so it's just me DD 4yr old May and DS 5yr old Roo to feed.

    I have MASSES of food in all cupboards, freezers and fridge!

    Along side this I need to get the house sorted, img my house is a mess, just stuff everywhere, Everything needs a good clean and a good declutter!

    So who's with me?!

    Will write a meal plan and shopping list for Monday later! And to keep myself accountable I will update daily!

    Much love

    Missy
    Last edited by missymoo81; 12-08-2017 at 8:02 AM.
Page 29
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 2nd Oct 17, 9:06 PM
    • 4,426 Posts
    • 30,722 Thanks
    HairyHandofDartmoor
    I do want a secret monkey army . Yours isn't a secret any more though missy
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = 58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • Hiddenidenity
    • By Hiddenidenity 2nd Oct 17, 9:08 PM
    • 5,213 Posts
    • 26,743 Thanks
    Hiddenidenity
    Night Missy have a good night's sleep x
    • missymoo81
    • By missymoo81 2nd Oct 17, 9:12 PM
    • 5,909 Posts
    • 20,339 Thanks
    missymoo81
    I do want a secret monkey army . Yours isn't a secret any more though missy
    Originally posted by HairyHandofDartmoor
    Shhhhhhh.....!!!!!
    • missymoo81
    • By missymoo81 3rd Oct 17, 4:03 AM
    • 5,909 Posts
    • 20,339 Thanks
    missymoo81
    Ahhh can't sleep! This is ridiculous when I'm so tired! Grrrr!
    • Purplemumof2
    • By Purplemumof2 3rd Oct 17, 5:22 AM
    • 6,153 Posts
    • 22,636 Thanks
    Purplemumof2
    Morning,

    I thought I was up early!
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: 6200.00 Cap 1: 395.80 BC: 6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD 6288.87/7000
    Savings for Christmas 191.84/365
    20p Savers 2018 2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • missymoo81
    • By missymoo81 3rd Oct 17, 6:48 AM
    • 5,909 Posts
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    missymoo81
    I am so tired. Woke up at 3.30am! Am absolutely shattered! No idea how I'm going to make it through the day!!!
    • Hiddenidenity
    • By Hiddenidenity 3rd Oct 17, 7:00 AM
    • 5,213 Posts
    • 26,743 Thanks
    Hiddenidenity
    Are you in work today? Or can you try and have a nap?

    Hope your day goes okay xx
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 3rd Oct 17, 7:05 AM
    • 4,426 Posts
    • 30,722 Thanks
    HairyHandofDartmoor
    Oh no how annoying . Can you manage a nap in the daytime?

    I woke up at 400am and never really got back to sleep properly after that. It happens to me if I'm a bit tense or my mind is too full of stuff .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = 58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • missymoo81
    • By missymoo81 3rd Oct 17, 7:18 AM
    • 5,909 Posts
    • 20,339 Thanks
    missymoo81
    I'm at work today! With a 50 minute commute either way! So won't be home until 6. It's my own fault. I had proper coffee yesterday and that makes me like wake up and be awake! But I thought with my exercise and being so tired it would be OK!! Coffee is not my friend!
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 3rd Oct 17, 7:35 AM
    • 4,426 Posts
    • 30,722 Thanks
    HairyHandofDartmoor
    Coffee is friend or foe depending upon the time of day! Hope you manage to get through the day.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = 58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • greenbee
    • By greenbee 3rd Oct 17, 7:54 AM
    • 12,636 Posts
    • 220,326 Thanks
    greenbee
    I was awake early - migraine thankfully gone, just feeling slightly hungover. Maybe you were awake eary because you went to bed so early?
    • Purplemumof2
    • By Purplemumof2 3rd Oct 17, 9:17 AM
    • 6,153 Posts
    • 22,636 Thanks
    Purplemumof2
    Hope you manage to get through the day ok.

    I've heard that bananas and water help
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: 6200.00 Cap 1: 395.80 BC: 6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD 6288.87/7000
    Savings for Christmas 191.84/365
    20p Savers 2018 2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • missymoo81
    • By missymoo81 3rd Oct 17, 10:15 AM
    • 5,909 Posts
    • 20,339 Thanks
    missymoo81
    Hey guys. Thanks for the well wishes. Ran from school to car park and drove at break neck speed to work. Crazy! Not sure I can keep this up or find another solution?!

    I did go to bed early I guess but I've been averaging 5 hours sleep and have to go to bed to early sometimes to make up the deficit!

    Need to do a workout tonight. Then see about getting organised. Small ones got to school on time, with washed and ironed pe kit. With teeth and hair brushed and no shouting. But I have nothing prepared for dinner at all and May is so so tired and we won't be back from after school club until 5.50 and she'll need to be in bed by 6.30 latest as we've got another late night tomorrow night with Roo starting Beavers. Ahhhh there's so much to do!

    And breathe, I have coffee and biscuits. Work is freezing though!
    • missymoo81
    • By missymoo81 3rd Oct 17, 10:26 AM
    • 5,909 Posts
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    missymoo81
    Ok question lovely people! I have a slow cooker and just trying to think about getting organised with meals. In out of the house for ten hours, is that too long for my slow cooker to be on. I guess it is. I wonder if I should set a timer thingy....
    • greenbee
    • By greenbee 3rd Oct 17, 10:27 AM
    • 12,636 Posts
    • 220,326 Thanks
    greenbee
    I was averaging under 4 hours at one point. But I find I can't 'catch up' on sleep. And the stress of not sleeping was making things worse. However, a reasonable routine (starting to wind down around 9pm, getting ready for bed at 10ish and hopefully being in bed and asleep by 11pm) means I have a reasonable chance of a sensible amount of sleep before 6.30am.

    What really seems to have made a difference is regular exercise and eating earlier... I'm now averaging just over 5 hours a night (and I can see the blip where I have a late evening meeting). Ironically I'm probably more tired now... possibly because I'm not running on adrenaline!
    • missymoo81
    • By missymoo81 3rd Oct 17, 11:51 AM
    • 5,909 Posts
    • 20,339 Thanks
    missymoo81
    Thanks Greenbee, exercise helps. It's just small one gets up at 5-5.30 so I have to go to bed early. I can easily wind down, just wake in the night for hours!

    Brrrrrr work is so cold. Prob not helped by the freezing banana smoothie I just drank. Sort that's 2 bananas I've had today and small peeps have had 1 each. Going to make banana loaf tomorrow!
    • missymoo81
    • By missymoo81 3rd Oct 17, 12:43 PM
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    • 20,339 Thanks
    missymoo81
    Just sat trying to work out money and it looks like, after I have paid everything, living on 10 a week, and including my 200 CC payment I am left with 10 and I'll need to pay 36 after school fees!!!! So I'm -26....... Obv that can't happen soneBay I think will be my best friend. I have 7.50 worth of bids at the moment.... Arrghhh why are things so tight!!!!
    • laurenh1
    • By laurenh1 3rd Oct 17, 1:01 PM
    • 495 Posts
    • 5,214 Thanks
    laurenh1
    Do you have a buy and sell site on face crack? I occasionally have some luck with that? I will have a think of anything extra you could do to make cash!! Do you get any moneu mid month? Xx
    • missymoo81
    • By missymoo81 3rd Oct 17, 1:03 PM
    • 5,909 Posts
    • 20,339 Thanks
    missymoo81
    Right going to sit tonight and come up with a make ends meet plan of action!
    • missymoo81
    • By missymoo81 3rd Oct 17, 1:08 PM
    • 5,909 Posts
    • 20,339 Thanks
    missymoo81
    Do you have a buy and sell site on face crack? I occasionally have some luck with that? I will have a think of anything extra you could do to make cash!! Do you get any moneu mid month? Xx
    Originally posted by laurenh1
    Hey lovely thanks for posting, no I don't get money mid month, and I'm not on the face thing. I have plenty to eBay just hate the fees after the first 20 items. Will list some more higher value things on Sunday and see how I go. Trying to think I'd there is anything I can take back too. Might have 10's worth to take back to primarni but was going to exchange for Xmas presents. Oh actually have a pair of jeans I bought last month with tags on still I can exchange for presents and the 10 of stuff that is in date for refund I can just get a refund on. So that gives me 10.
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