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  • FIRST POST
    • MSE Martin
    • By MSE Martin 8th Aug 17, 2:04 PM
    • 8,115Posts
    • 42,285Thanks
    MSE Martin
    How good are you with numbers? Take the National Numeracy test
    • #1
    • 8th Aug 17, 2:04 PM
    How good are you with numbers? Take the National Numeracy test 8th Aug 17 at 2:04 PM
    Being numerate isn’t about your algebra and calculus skills, it’s about your ability to cope with the day to day calculations all of us need to do. I’ve campaigned for financial education to be on the curriculum for many years, and we succeeded in getting it there in 2014 for senior schools. Financial numeracy is a key part of that, but of course there are many adults who struggle.

    So why not see how good you are, using tests from the National Numeracy charity.

    There’s the quick test which takes a couple of minutes – though far better is the full National Numeracy Challenge (requires a login). It’ll assess you and then provide free courses to improve in areas you’re lacking

    Report your score
    If you do the full test, do report your score in the forum post.
    I got 98. One of my two wrong was due to rushing and refusing to use a calculator, the other I’ve been in touch with National Numeracy to dispute the answer!

    Let us know below

    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by Former MSE Andrea; 14-08-2017 at 11:36 AM.
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.

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    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
Page 1
    • maman
    • By maman 8th Aug 17, 3:10 PM
    • 19,813 Posts
    • 118,426 Thanks
    maman
    • #2
    • 8th Aug 17, 3:10 PM
    • #2
    • 8th Aug 17, 3:10 PM
    Anyone getting fed up with maths homework? This is the school holidays!!
    • silvercar
    • By silvercar 8th Aug 17, 5:15 PM
    • 39,037 Posts
    • 162,688 Thanks
    silvercar
    • #3
    • 8th Aug 17, 5:15 PM
    • #3
    • 8th Aug 17, 5:15 PM
    Anyone getting fed up with maths homework? This is the school holidays!!
    Originally posted by maman
    Never fed up of maths!

    I scored 99; I wonder whether the one I missed was the one Martin is disputing?
    • pinkshoes
    • By pinkshoes 8th Aug 17, 7:27 PM
    • 16,397 Posts
    • 22,663 Thanks
    pinkshoes
    • #4
    • 8th Aug 17, 7:27 PM
    • #4
    • 8th Aug 17, 7:27 PM
    I got 99 too! I quite enjoyed some holiday maths!

    I got wrong:
    You buy a laptop that costs 899, including VAT at 20%. How much of the purchase price is VAT?

    Why is it not 179.80??? I cannot understand why I got it wrong.

    Am I mis-reading the question?
    Last edited by pinkshoes; 08-08-2017 at 7:33 PM.
    Should've = Should HAVE (not 'of')
    Would've = Would HAVE (not 'of')

    No, I am not perfect, but yes I do judge people on their use of basic English language. If you didn't know the above, then learn it! (If English is your second language, then you are forgiven!)
    • debtisnotme
    • By debtisnotme 8th Aug 17, 7:30 PM
    • 107 Posts
    • 78 Thanks
    debtisnotme
    • #5
    • 8th Aug 17, 7:30 PM
    • #5
    • 8th Aug 17, 7:30 PM
    I enjoy some holiday Maths too, only got 94 though, I always get confused with the averages!
    Debt on 25/5/17
    Mortgage 61,999 59,335
    Secured loan approximately 20,000 19,353
    Unsecured debt in DMP with Stepchange 38,887 37,763
    • Kim_13
    • By Kim_13 8th Aug 17, 7:42 PM
    • 1,901 Posts
    • 2,037 Thanks
    Kim_13
    • #6
    • 8th Aug 17, 7:42 PM
    • #6
    • 8th Aug 17, 7:42 PM
    Bookmarked the full test to do it when I have more time and am not so tired.

    Just managed to accidentally click an obviously wrong answer rushing the quick test.
    Sealed Pot 11 #520 ~ /100
    VSP 2018 #9 ~ 19.55/180.00
    CCCC 2018 #1 ~ 20.75/180.00
    • greyfox
    • By greyfox 8th Aug 17, 8:25 PM
    • 456 Posts
    • 2,449 Thanks
    greyfox
    • #7
    • 8th Aug 17, 8:25 PM
    • #7
    • 8th Aug 17, 8:25 PM

    I got wrong:
    You buy a laptop that costs 899, including VAT at 20%. How much of the purchase price is VAT?

    Why is it not 179.80??? I cannot understand why I got it wrong.
    Originally posted by pinkshoes
    Let's say a pre-VAT price was 100. VAT @ 20% would add 20, so VAT-inclusive price would be 120. The VAT element of that would be 20/120 (1/6) - bringing us back to the 20.

    Therefore, the VAT element of 899 purchase price would be
    (899x20) /120 (or, if you prefer, one sixth of 899) which is 149.83 or thereabouts.
    Last edited by greyfox; 08-08-2017 at 8:26 PM. Reason: omitted
    • Zeni
    • By Zeni 8th Aug 17, 8:31 PM
    • 408 Posts
    • 808 Thanks
    Zeni
    • #8
    • 8th Aug 17, 8:31 PM
    • #8
    • 8th Aug 17, 8:31 PM
    I got 99 too! I quite enjoyed some holiday maths!

    I got wrong:
    You buy a laptop that costs 899, including VAT at 20%. How much of the purchase price is VAT?

    Why is it not 179.80??? I cannot understand why I got it wrong.

    Am I mis-reading the question?
    Originally posted by pinkshoes
    I read this that the total price of laptop + VAT is 899. So by my calculations the laptop on its own costs 749.17 and the VAT is 149.83. (essentially i treated the full price as 120% of the purchase price so then ivided this number by 6 to find the 20% VAT). I haven't actually done the test so no idea if this is right but thats what I would of said.
    Swagbuckling since Aug 2016 - Earnings so far.. 55.
    • silvercar
    • By silvercar 8th Aug 17, 9:10 PM
    • 39,037 Posts
    • 162,688 Thanks
    silvercar
    • #9
    • 8th Aug 17, 9:10 PM
    • #9
    • 8th Aug 17, 9:10 PM
    I read this that the total price of laptop + VAT is 899. So by my calculations the laptop on its own costs 749.17 and the VAT is 149.83. (essentially i treated the full price as 120% of the purchase price so then ivided this number by 6 to find the 20% VAT). I haven't actually done the test so no idea if this is right but thats what I would of said.
    Originally posted by Zeni
    I agree.



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    • Zeni
    • By Zeni 8th Aug 17, 9:43 PM
    • 408 Posts
    • 808 Thanks
    Zeni
    Finished the test with 98, pretty happy. Realised one I got wrong by not reading the question properly (The helicopter flew north west not north opps..) and another was a silly error. Actually impressed I got the worst two about the paper weight and the fraction off families as they took me a minute!
    Swagbuckling since Aug 2016 - Earnings so far.. 55.
    • PhilTilson
    • By PhilTilson 8th Aug 17, 10:19 PM
    • 12 Posts
    • 6 Thanks
    PhilTilson
    I wonder if the one Martin was querying is the one about the spanner. To my mind, 17.008/32nds is close enough to 17/32nds - but it seems they disagree! 0.00025" seems a bit silly to argue about, and that's only if the nut is actually 13.499999mm across!
    • chezmoi
    • By chezmoi 8th Aug 17, 10:24 PM
    • 7 Posts
    • 3 Thanks
    chezmoi
    Yippee!
    I got 100!
    I did not use a calculator but needed pen and paper for 5 questions!

    There was one poorly worded question which took a while to work out and as with all maths tests they try to catch you out!
    • chezmoi
    • By chezmoi 8th Aug 17, 10:26 PM
    • 7 Posts
    • 3 Thanks
    chezmoi
    On another point being out of work you need to be able to complete numeracy tests to get invited to some interviews so this is all helpful!
    • batvink
    • By batvink 8th Aug 17, 10:46 PM
    • 125 Posts
    • 102 Thanks
    batvink
    Yay, 100, first time
    I agree, some questions worded very oddly.

    Last edited by batvink; 08-08-2017 at 10:50 PM.
    Thanks in advance,

    Steve V
    • darrylfrancis
    • By darrylfrancis 8th Aug 17, 11:09 PM
    • 1 Posts
    • 1 Thanks
    darrylfrancis
    99. No calculator, spreadsheet, pen/paper, slide rule used. All mental calculations.
    • soryan25
    • By soryan25 8th Aug 17, 11:57 PM
    • 2 Posts
    • 1 Thanks
    soryan25
    I got 88 out of 100, So proud of myself and did not use a calculator....
    • Barnwood5
    • By Barnwood5 9th Aug 17, 3:12 AM
    • 1 Posts
    • 2 Thanks
    Barnwood5
    I got 95 - only one I didn't do as it was confusing. Interestingly reading the threads I think the questions may be varied across the population because I didn't get the mortgage question or one of the others so there may be a whole load of random ones out there still to be done!
    • Ju73
    • By Ju73 9th Aug 17, 5:32 AM
    • 1 Posts
    • 2 Thanks
    Ju73
    Ju73
    It looks like you are adding the 20% to the 899 to get the Vat, the 899 includes Vat so I the net price is 749.18 + 20% which is 149.84 vat
    • Jzero
    • By Jzero 9th Aug 17, 5:54 AM
    • 2 Posts
    • 1 Thanks
    Jzero
    Faulty score!
    I got 97% but when it showed my wrong answers I had actually chosen the correct answer in all but one question (the wheels of the bike.. Silly me was thinking circumference). Good fun tho.
    • Mikeschap
    • By Mikeschap 9th Aug 17, 6:16 AM
    • 1 Posts
    • 1 Thanks
    Mikeschap
    Vat
    Hi yer, the amount you have as V.A.T. Is 20% of 899 not 20% added to the cost before V.A.T.
    The cost of the item is 749.17 + 20% = 899
    Using your method 899 - 20% which is 179.8
    off 899 = 719.2
    If the item before V.A.T. was 719.2 the total cost would be 863.04.
    I hope this helps, I'm sorry if my explaination isn't clear.
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