Can't keep burying my head in the sand!
Comments
-
I just received a £10 off £70 Tesco voucher in the post but it's from the credit card I just closed account and not my clubcard, do you think I can still use them? I could still hand over the credit card linked to it as I Havent cut it up yet and not pay on it altho the accounts closed and I can't use them online.DEC GC £463.67/£450
EF- £110/COLOR]/£10000 -
I just received a £10 off £70 Tesco voucher in the post but it's from the credit card I just closed account and not my clubcard, do you think I can still use them? I could still hand over the credit card linked to it as I Havent cut it up yet and not pay on it altho the accounts closed and I can't use them online.
You could try but I doubt they'd go through.0 -
Deleted_User wrote: »You could try but I doubt they'd go through.
Hmm I might message them on Facebook and ask. I wouldn't normally spend £70 in Tesco anyway so I'd just be spending it for the sake of saving the money and right now I could use that money for other things.DEC GC £463.67/£450
EF- £110/COLOR]/£10000 -
So I had planned to go shopping today but after a quick rummage in my freezer I've decided I'll just ask hubby to grab some milk from the filling station for bottles and cereal. Meals for the next few days look like this...
Wed-burgers new potatoes and mixed veg
Thur-spag bol
Fri-chicken curry
Sat- fish/fishfingers and oven chips with beans
Sun- beef stew with veg and mash.
breakfast is cereal/toast/yogurt
lunch is sandwiches/pasta/cheese on toast
I'm hoping to get a sack of potatoes and carrots on sat, if that doesn't happen Sunday dinner might change.DEC GC £463.67/£450
EF- £110/COLOR]/£10000 -
I did go shopping yesterday in the end. Hubby managed to get some of his pay early so £20 in my car and £29.75 on a few bits of shopping. I"m not doing very well at this £40 a week but I think it will even out over the month so I'm going to aim for £160 this month instead.
Goals for August
Spend less than £160..... £178.34
Have 20 NSD.
Cook at home most days 15
Earn £5 on swagbucks. done!!! £15
Get school uniform for under £200
Pay atleast £600 off debt (it's gonna be a tight month, I'm hoping to pay more but don't want to over stretch and fail).
Save £5 a week in emergency fund. £20DEC GC £463.67/£450
EF- £110/COLOR]/£10000 -
I think it's wise to split your spends over the course of the month, particularly on weeks that you need shopping AND fuel, you can't just ditch shopping because you need petrol
How are the NSDs going?
I'm really rubbish at those because I can be a bit disorganised and forget things at the shop, so i often find myself nipping into the Sainsbury's local to pick up rice or some essential dinner ingredient that I've forgotten. These types of things scupper me quite often!CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))
July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
*My debt busting and savings diary*0 -
I think it's wise to split your spends over the course of the month, particularly on weeks that you need shopping AND fuel, you can't just ditch shopping because you need petrol
How are the NSDs going?
I'm really rubbish at those because I can be a bit disorganised and forget things at the shop, so i often find myself nipping into the Sainsbury's local to pick up rice or some essential dinner ingredient that I've forgotten. These types of things scupper me quite often!
When the kids are back to school my budget will increase greatly but I'll also be filling my car up which will cost me £80-£90 a time so that will be pretty much my whole weekly spends in one go so really that's not going to work!
I"m not too bad with nsd anyway, I found it really hard last winter because there was an hour between one of my school pick up's and the other and I had tonsillitis on and off for ages so I kept being tempted by those £1.50 hot chocolates at the shop round from school :rotfl: (I'm a coffee girl but that shop does the worst coffee ever) this year they are all in til 3 :j
I really hate taking all my kids shopping so I tend to do it all in one go then just grab milk and bread later in the week. Usually I go on a Monday and get desil and shopping then on a thur/fri I'll top up and get nicer bits for over the weekend.
I tend to just muddle threw with what I have if I run out. I keep emergency oven chips and fishfingers/chicken nuggets in the freezer and I always keep a spare small bag of pasta and jar of pasta bake aswell as some pouches of rice. I lift meat out the night before so I'll check if I have rice/potatoes ect and change my plans of I need to. My biggest issue is milk. We've used 2 litres since I went shopping last night!DEC GC £463.67/£450
EF- £110/COLOR]/£10000 -
Wow! You are doing great. £1313 off in a month! Will be following!0
-
Wow! You are doing great. £1313 off in a month! Will be following!
I won't manage that every month :rotfl: I"m one of the few mothers who actually save money in summer. My kids go to a special school and my desil costs are shocking. I spend more of desil than I do on food :eek:
I'm enjoying not being tided to my car all day aswell. We have a jungle gym and have been walking the dog so no really need to drive anywhere. MY kids aren't huge fans of outdoors anyway (due to low muscle tone they get tired and feel the cold alot...even when it's not cold)DEC GC £463.67/£450
EF- £110/COLOR]/£10000 -
I won't manage that every month :rotfl: I"m one of the few mothers who actually save money in summer. My kids go to a special school and my desil costs are shocking. I spend more of desil than I do on food :eek:
I'm enjoying not being tided to my car all day aswell. We have a jungle gym and have been walking the dog so no really need to drive anywhere. MY kids aren't huge fans of outdoors anyway (due to low muscle tone they get tired and feel the cold alot...even when it's not cold)
Even once in a while is a good hit on the debts! Lovely to be able to walk places and not have to drive. Hope the weather improves though!0
This discussion has been closed.
Categories
- All Categories
- 343K Banking & Borrowing
- 250K Reduce Debt & Boost Income
- 449.6K Spending & Discounts
- 235.1K Work, Benefits & Business
- 607.8K Mortgages, Homes & Bills
- 173K Life & Family
- 247.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.9K Discuss & Feedback
- 15.1K Coronavirus Support Boards