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  • FIRST POST
    • Purplemumof2
    • By Purplemumof2 18th Jul 17, 1:57 PM
    • 6,008Posts
    • 21,944Thanks
    Purplemumof2
    Unsinkable
    • #1
    • 18th Jul 17, 1:57 PM
    Unsinkable 18th Jul 17 at 1:57 PM
    New diary, I have been thinking about it for a while now. I have been back almost a year give or take two weeks and boy what a year that has been, reading back over my old diary.

    The title of my new diary comes from a Lucy Spraggan song, which the lyrics fit the mood at the moment.

    Reflection on the past year:
    * Current debt is now - £8500, this doesn't include the OD or the BC (yet!)
    * Changed jobs four times and looking to move again, hopefully for the last time for a while
    * Moved house - This is my favourite one
    * Year Goals when I find them again are improving
    * Got a horrible situation with DS's ex-gf sorted
    * Still trying to get my MSE head to stay on, but I'm getting there slowly

    --------------------------------------------------------------------

    There are still improvements that need to be made but overall I/we are getting there. I think carefully about anything I go to buy.

    I am happy that I have rediscovered the survey sites and some new ones that I hadn't done before, my overall plan for next year is to build a stash up towards Christmas and birthdays, making 2018 as frugal as I can

    There are still things in the house that need sorting/unpacking/binning but it does feel like home and the kids love it and that to me is all that matters

    I like trying to get the most out of £2 per day, how sad is that?

    So as the song goes 'We won't abandon this ship. We are unsinkable'
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6500.00 Cap 1: £417.28 BC: £8224.59 (temporary)
    AFD xxx LTW 12/16
    POAMAYC 2018 #041 PD £3790.84/£7000
    Savings for Christmas £131.00/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
Page 52
    • pennywisepoundstupid
    • By pennywisepoundstupid 5th Apr 18, 11:07 AM
    • 4,734 Posts
    • 15,871 Thanks
    pennywisepoundstupid
    Good to see you posting again, you have been missed. xx
    Be mindful of your self-talk. It's a conversation with the Universe."
    Debt free and saving for my future
    Long term savings £10,000 Holiday spends £1000/£349.02 Kitchen savings stage 1 £1500/£160.24
    Amazon vouchers
    £5
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 5th Apr 18, 9:01 PM
    • 3,880 Posts
    • 25,890 Thanks
    HairyHandofDartmoor
    I'm glad things have calmed down enough for you to post Purplemum, it's good to have you back.
    My Diary http://forums.moneysavingexpert.com/showthread.php?t=5716867
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build an Emergency Fund & Loss of Income Fund. Then save up for repairs to the house.
    Emergency Fund 1 = £530/Emergency Fund 2 = £0/Loss of Income Fund £0
    • Purplemumof2
    • By Purplemumof2 9th Apr 18, 3:44 PM
    • 6,008 Posts
    • 21,944 Thanks
    Purplemumof2
    Good afternoon,

    Hope everyone's is ok? The weather is rather pants! to say the least. Hope it brightens up a bit as we go away to Centre Parks this weekend.

    Debt totals have been updated in my signature, so all is looking healthy there. I have also checked the bank accounts and surprisingly enough, my £2K deposit I can pay off the BC so once we get to the end off the month, I will arrange for that to happen.

    Aiming to bring my lunch with me every day as much as possible any way.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6500.00 Cap 1: £417.28 BC: £8224.59 (temporary)
    AFD xxx LTW 12/16
    POAMAYC 2018 #041 PD £3790.84/£7000
    Savings for Christmas £131.00/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • jwil
    • By jwil 10th Apr 18, 2:44 PM
    • 8,404 Posts
    • 25,521 Thanks
    jwil
    Fed up with the constant rain!

    Hope you have a good weekend
    "If you can dream it, you can do it". Walt Disney
    • Purplemumof2
    • By Purplemumof2 23rd Apr 18, 11:48 AM
    • 6,008 Posts
    • 21,944 Thanks
    Purplemumof2
    ****sneaks back in****

    Hi and happy Monday,

    Apologies for being AWOL, with background stuff, Centre Parcs and work. Life has been hectic to say the least.

    So I'm back and I really need to get posting daily again or I'll lose my mojo and momentum.

    Did really well with PA this past week and have managed a payout, this has gone off the Cap One card. I'm waiting for some money to clear on Quidco, then I can pay that off too, should be a decent chunk but I think it'll be three months before that happens.

    Centre Parcs was great and we had lovely weather, we did overspend but that was mainly due to not properly knowing what was there to book activities. Kids didn't want to leave and have asked if we can go back next year.

    Debt Update

    MBNA is going down nicely
    Cap One should be under £400 by next month
    BC has leapt up but will be back down to £6K as my £2K is due in by the end of the month

    Personal

    Lunches to work is still going on
    NSD's are still going
    AFD's need much improvement
    Flylady has been virtually non-existent and I need a kick up the bum to find my mojo for that
    Surveys - PA is going good but haven't made headway with the others
    DS is still a pain in the bum but that working on that one!
    Work wise - Aiming to try and find out on Friday if company will be taking me on....we found out that we have won the rest of the phases
    Pranged my car....nothing major but I need to sort a quote out to fix it
    Meal planning is still going on with a few deviations

    Conclusion

    Debt has risen, but it is going down if that makes sense
    Must keep trying
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6500.00 Cap 1: £417.28 BC: £8224.59 (temporary)
    AFD xxx LTW 12/16
    POAMAYC 2018 #041 PD £3790.84/£7000
    Savings for Christmas £131.00/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • WannabeFree
    • By WannabeFree 23rd Apr 18, 2:29 PM
    • 1,403 Posts
    • 11,704 Thanks
    WannabeFree
    Lovely to see you back again, the debt might have gone up slightly but at least you have a plan

    Take care
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
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