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  • FIRST POST
    • Purplemumof2
    • By Purplemumof2 18th Jul 17, 1:57 PM
    • 6,151Posts
    • 22,621Thanks
    Purplemumof2
    Unsinkable
    • #1
    • 18th Jul 17, 1:57 PM
    Unsinkable 18th Jul 17 at 1:57 PM
    New diary, I have been thinking about it for a while now. I have been back almost a year give or take two weeks and boy what a year that has been, reading back over my old diary.

    The title of my new diary comes from a Lucy Spraggan song, which the lyrics fit the mood at the moment.

    Reflection on the past year:
    * Current debt is now - £8500, this doesn't include the OD or the BC (yet!)
    * Changed jobs four times and looking to move again, hopefully for the last time for a while
    * Moved house - This is my favourite one
    * Year Goals when I find them again are improving
    * Got a horrible situation with DS's ex-gf sorted
    * Still trying to get my MSE head to stay on, but I'm getting there slowly

    --------------------------------------------------------------------

    There are still improvements that need to be made but overall I/we are getting there. I think carefully about anything I go to buy.

    I am happy that I have rediscovered the survey sites and some new ones that I hadn't done before, my overall plan for next year is to build a stash up towards Christmas and birthdays, making 2018 as frugal as I can

    There are still things in the house that need sorting/unpacking/binning but it does feel like home and the kids love it and that to me is all that matters

    I like trying to get the most out of £2 per day, how sad is that?

    So as the song goes 'We won't abandon this ship. We are unsinkable'
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6200.00 Cap 1: £395.80 BC: £6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD £6288.87/£7000
    Savings for Christmas £191.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
Page 42
    • WannabeFree
    • By WannabeFree 9th Jan 18, 1:16 PM
    • 1,587 Posts
    • 13,942 Thanks
    WannabeFree
    Have a lovely day PMO2 x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • Purplemumof2
    • By Purplemumof2 9th Jan 18, 3:46 PM
    • 6,151 Posts
    • 22,621 Thanks
    Purplemumof2
    Gah! so much for my NSD today.

    Had to replace DS's bus pass.....£15
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6200.00 Cap 1: £395.80 BC: £6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD £6288.87/£7000
    Savings for Christmas £191.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 9th Jan 18, 6:05 PM
    • 4,397 Posts
    • 30,458 Thanks
    HairyHandofDartmoor
    Oh no, did he lose it? How infuriating .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • Purplemumof2
    • By Purplemumof2 9th Jan 18, 6:21 PM
    • 6,151 Posts
    • 22,621 Thanks
    Purplemumof2
    Oh no, did he lose it? How infuriating .
    Originally posted by HairyHandofDartmoor
    He said he thinks someone went in his coat and took it. I personally think he's lost it.

    Thankfully the bus company will let him on the bus without it, as the council contacted them to let them know.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6200.00 Cap 1: £395.80 BC: £6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD £6288.87/£7000
    Savings for Christmas £191.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 9th Jan 18, 6:43 PM
    • 4,397 Posts
    • 30,458 Thanks
    HairyHandofDartmoor
    That's a relief then. Is a weekly one?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • Purplemumof2
    • By Purplemumof2 9th Jan 18, 6:45 PM
    • 6,151 Posts
    • 22,621 Thanks
    Purplemumof2
    Dinner cooking away in the oven nicely, pork and apple casserole, uses up some reduce pork loin I picked up in November.

    Lunch made for tomorrow, rice, peas, red onion, cooked chicken and spinach. Can't decide on BBQ sauce or salad cream to finish it off tomorrow though.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6200.00 Cap 1: £395.80 BC: £6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD £6288.87/£7000
    Savings for Christmas £191.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • Purplemumof2
    • By Purplemumof2 9th Jan 18, 6:46 PM
    • 6,151 Posts
    • 22,621 Thanks
    Purplemumof2
    That's a relief then. Is a weekly one?
    Originally posted by HairyHandofDartmoor
    No, it's one they issue for the year. DD's one I pay for.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6200.00 Cap 1: £395.80 BC: £6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD £6288.87/£7000
    Savings for Christmas £191.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • Purplemumof2
    • By Purplemumof2 10th Jan 18, 10:44 AM
    • 6,151 Posts
    • 22,621 Thanks
    Purplemumof2
    Morning,

    Half was through the week already and its going fast.

    AFD number 2 for yesterday, although not sleeping properly. I think it's the lack of alcohol, not that I drank loads but obviously enough to make a difference. I'm aiming for no drinking Mon - Thurs as much as possible this year.

    DH's birthday at the end of the month, kids can't decide between a bike link cufflinks or Lego cufflinks. Bought him a t-shirt in the sales and he wants a painting reframing that got broke a few years ago.

    Dinner is burgers and chips tonight, its running around after the Herbert's tonight as DD is back at Guides as well as DS at Cadets.

    Sainsbury's order done last night for delivery Sat morning, for the next two weeks, I only need to buy a few extra bits at the weekend and we should then only need a top up or two before the end of the month.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6200.00 Cap 1: £395.80 BC: £6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD £6288.87/£7000
    Savings for Christmas £191.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • Purplemumof2
    • By Purplemumof2 10th Jan 18, 8:50 PM
    • 6,151 Posts
    • 22,621 Thanks
    Purplemumof2
    Evening,

    Kids wanted both sets of cufflinks, so both have been ordered, they're reasonably priced so I don't mind.

    Bus driver gave DS a hard time and nearly refused him because he doesn't have his pass. DS explained everything and he then allowed him on and told him that he needs a note from the school, as the school don't know I've written him a note with my contact number should he feel the need to ring me Gggrrr

    DD's Guide bits have been paid for tonight, all budgeted for so I still get my NSD today

    Had my finance summary through confirming the payment date, first payment is 4/2 which does help as other payment was towards the end of the month.

    Lunch made for tomorrow and I have a cuppa soup left in my drawer at work.

    AFD number 3 for tonight too, just hope I nod off easily.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6200.00 Cap 1: £395.80 BC: £6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD £6288.87/£7000
    Savings for Christmas £191.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 10th Jan 18, 9:33 PM
    • 4,397 Posts
    • 30,458 Thanks
    HairyHandofDartmoor
    I do Mon-Fri alcohol free most weeks. I find I sleep better on the nights I don't have it .

    You're having a busy week. The after school activities certainly keep you busy, I was quite glad when mine didn't want to do them any more at around late secondary school age.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • Purplemumof2
    • By Purplemumof2 10th Jan 18, 9:44 PM
    • 6,151 Posts
    • 22,621 Thanks
    Purplemumof2
    I do Mon-Fri alcohol free most weeks. I find I sleep better on the nights I don't have it .

    You're having a busy week. The after school activities certainly keep you busy, I was quite glad when mine didn't want to do them any more at around late secondary school age.
    Originally posted by HairyHandofDartmoor
    I'm trying to be good and do Mon to Thurs but some times even that's testing

    DS is hoping to get into the Air Force and DD wants to be a Guide leader, so doubtful at the moment that they'll give it up.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6200.00 Cap 1: £395.80 BC: £6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD £6288.87/£7000
    Savings for Christmas £191.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • WannabeFree
    • By WannabeFree 10th Jan 18, 9:54 PM
    • 1,587 Posts
    • 13,942 Thanks
    WannabeFree
    Well done on the AFD's keep going!

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • MistyMountainTop
    • By MistyMountainTop 11th Jan 18, 10:07 AM
    • 680 Posts
    • 2,459 Thanks
    MistyMountainTop
    Good on you with the AFD days! I often have trouble sleeping but have such a bad cold at the moment that I've been taking those day/night cold tablets. The nighttime ones are really knocking me out - it's the best sleep I've had in ages!
    Current Weight Loss: 2/ 96
    • Purplemumof2
    • By Purplemumof2 11th Jan 18, 11:50 AM
    • 6,151 Posts
    • 22,621 Thanks
    Purplemumof2
    I tried night nurse once, its awful stuff and made me feel like I was constantly in a lift but a really good nights sleep with it.

    Hope you're feeling better soon xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6200.00 Cap 1: £395.80 BC: £6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD £6288.87/£7000
    Savings for Christmas £191.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 11th Jan 18, 10:47 PM
    • 4,397 Posts
    • 30,458 Thanks
    HairyHandofDartmoor
    I'm trying to be good and do Mon to Thurs but some times even that's testing

    DS is hoping to get into the Air Force and DD wants to be a Guide leader, so doubtful at the moment that they'll give it up.
    Originally posted by Purplemumof2
    My best friend from primary school never left the guides . She was a guide leader for years and is now in a top leadership role in the guides and she's 53 .

    It's great that they have ambitions .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • WannabeFree
    • By WannabeFree 12th Jan 18, 9:42 AM
    • 1,587 Posts
    • 13,942 Thanks
    WannabeFree
    Happy Friday Pmo2 Have a lovely day x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the right way.”
    • Purplemumof2
    • By Purplemumof2 13th Jan 18, 3:24 PM
    • 6,151 Posts
    • 22,621 Thanks
    Purplemumof2
    Happy Saturday
    Is it me or is the new eBay radio advert annoying? It doesn't give me any inclination to sell anything on there

    Busy day today, done the majority of Level 1 of flylady, just a few bits left to do.

    Bins and recycling emptied today, back to normal on Friday now they've caught up on Christmas

    Food shop delivered and top up shop done, just need to buy chicken next weekend.

    Weekly round up:

    Good things

    Managed 3 AFD's
    Did flylady today
    Took DH's painting to be fixed - £10
    Managed 4 NSD's
    Bought remainder of DH's birthday presents
    Took my lunch to work 4 days in a row
    Kept up with checking the bank account
    Kept up with meal plan

    Bad things

    DS ran up his mobile bill by buying data add ons - he's now on a PAYG phone from CPW
    Didn't get 4 AFD's, must try harder next week
    The wire in my new bra came out

    Things left to do

    Sew more badges on DD's blanket
    Complete form for DD to go ice skating with Guides next week
    Change our bed and wash bedding
    Make beef & ale pie tomorrow for dinner
    Ironing - Booo hate it!
    Sort lunch for Monday
    Check kids do homework & sign their planners
    Fix my bra
    Go for a walk

    First pair of DH's cufflinks arrived during the week, the Lego block ones and the cufflink box came today, they look really cool and I'm impressed.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6200.00 Cap 1: £395.80 BC: £6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD £6288.87/£7000
    Savings for Christmas £191.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
    • Nicnak
    • By Nicnak 13th Jan 18, 7:21 PM
    • 923 Posts
    • 5,165 Thanks
    Nicnak
    I can usually do four AFDs a week when I'm in work. I try to make sure i do, and I agree with Hairy that I seem to sleep much better.

    How did you do with the rest of the list? x
    September 6th 2017 - Updated 13th May 2018
    Credit Card £0 now: £0 Tesco Loan £7500 = £0 Consolidation £15,000 = £13,855 Total = £25,330 £13,855 43% gone EMF #252 = £700/£1000
    Sealed pot challenge #589
    Pay off all your debts by Christmas #71
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 13th Jan 18, 7:25 PM
    • 4,397 Posts
    • 30,458 Thanks
    HairyHandofDartmoor
    You seem to have got a lot done Purplemum. DH's cufflinks sound amazing
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 DEBT FREE 31 OCTOBER 2017
    NEW GOALS - Build Emergency Fund & Loss of Income Fund. Save for house repairs.
    "Tough times never last, but tough people do" - Robert H Schuller
    • Purplemumof2
    • By Purplemumof2 13th Jan 18, 8:06 PM
    • 6,151 Posts
    • 22,621 Thanks
    Purplemumof2
    I can usually do four AFDs a week when I'm in work. I try to make sure i do, and I agree with Hairy that I seem to sleep much better.

    How did you do with the rest of the list? x
    Originally posted by Nicnak
    I'm leaving the rest until tomorrow, I'm too tired now to do any more.

    You seem to have got a lot done Purplemum. DH's cufflinks sound amazing
    Originally posted by HairyHandofDartmoor
    The cufflinks were from an Etsy? (I think that's how you spell it) store, I was originally going to get him some Lego mini figure ones but figured he'd probably wear the bricks ones more. The bike chain ones are really cute and definitely something different.

    These are the ones:

    Lego - https://www.etsy.com/uk/listing/166920716/chrome-silver-brick-cufflinks-handmade?ga_order=most_relevant&ga_search_type=all &ga_view_type=gallery&ga_search_query=lego%20cuffl inks&ref=sr_gallery-1-2

    Bike chain - https://www.etsy.com/uk/listing/247677062/bicycle-bike-chain-cufflinks-made-from?ga_order=most_relevant&ga_search_type=all&ga_ view_type=gallery&ga_search_query=bike%20chain%20c ufflinks&ref=sr_gallery-1-13

    Hope the links work.
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    MBNA: £6200.00 Cap 1: £395.80 BC: £6841.81
    AFD xxx LTW 6/16
    POAMAYC 2018 #041 PD £6288.87/£7000
    Savings for Christmas £191.84/£365
    20p Savers 2018 £2 Savers 2018 50p Savers 2018 SPC 11 2018 #003
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