Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Dolly Rocker
    • By Dolly Rocker 2nd Jul 17, 12:55 PM
    • 3,863Posts
    • 11,034Thanks
    Dolly Rocker
    The life and times of Dolly.........
    • #1
    • 2nd Jul 17, 12:55 PM
    The life and times of Dolly......... 2nd Jul 17 at 12:55 PM
    So I wanted to start this new long term diary as I want to put down some plans in my head & feel that this is the best way to do it.

    I am going to split my goals up a little, some will be never ending but some will come to a close when I meet the goals so here goes...............

    Lifetime Goals
    Debt free - COMPLETE - 21st December 2017
    Get to 10st - ONGOING (started Cambridge Weight Plan 2nd January 2018)
    Save our home deposit - NOT STARTED (first deposit 1st February 2018)
    Pay off our mortgage - NOT STARTED
    Save for retirement - NOT STARTED
    Take a world cruise - NOT STARTED
    Retire and enjoy life - LONG WAY TO GO YET!


    Neverending Lifetime Goals
    Pay for Christmas and Birthday with surveys - ONGOING
    Save a 6 month emergency fund - NOT STARTED
    Save for home improvements - NOT STARTED
    Save for holidays - ONGOING
    Stay at 10st - NOT STARTED
    Save the smoosh - ONGOING

    Dxxx
    Last edited by Dolly Rocker; 13-01-2018 at 1:26 PM.
    CWP Goal Weight 21lbs/91lbs
    Debt Free Wannabee 2,840.31/6,649.97
    3-6 Month EF, 140/7,000
    2nd July 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
Page 7
    • Dolly Rocker
    • By Dolly Rocker 13th Sep 17, 4:26 PM
    • 3,863 Posts
    • 11,034 Thanks
    Dolly Rocker
    15st 9lbs today.

    Hopefully the slow cooker will come tomorrow, husband wants the first dinner to me a massaman lamb curry.

    Looking for a recipe now, can find loads for beef but not many for lamb.

    Just about to use all my survey funds to order my Granny her 90th birthday present, a wheelchair so we can take her out more with us!

    Dxxx
    CWP Goal Weight 21lbs/91lbs
    Debt Free Wannabee 2,840.31/6,649.97
    3-6 Month EF, 140/7,000
    2nd July 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • Poor_Single_lady
    • By Poor_Single_lady 13th Sep 17, 9:26 PM
    • 1,414 Posts
    • 5,447 Thanks
    Poor_Single_lady
    You're doing so well Dolly. Got it all organised and almost there. xxxx
    • Dolly Rocker
    • By Dolly Rocker 18th Sep 17, 3:11 PM
    • 3,863 Posts
    • 11,034 Thanks
    Dolly Rocker
    Had a super fun but busy weekend with some family over from Canada.

    In work now till 6.30pm and we hit the ground running this morning, will try to pop on later for a proper browse and catch up but can only have a flying visit right now.

    Thanks PSL!

    Dxxx
    CWP Goal Weight 21lbs/91lbs
    Debt Free Wannabee 2,840.31/6,649.97
    3-6 Month EF, 140/7,000
    2nd July 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • Dolly Rocker
    • By Dolly Rocker 19th Sep 17, 12:27 PM
    • 3,863 Posts
    • 11,034 Thanks
    Dolly Rocker
    Well time for a wee update and some ramblings from me

    I've been having a wee look at all the totals this morning, I wanted to be debt free by 1 December 2017 but have known for a while that this wasn't going to happen but I'm starting to feel a bit sad about it

    I know I'm gonna be debt free now by February 2018 at the latest but I really wanted to start 2018 on a new slate so that we could start saving for our home.

    Oh well who ever had plans that went exactly as they thought they would, I will get over it!

    So based on my calculations there should still be around 1971.00 to be paid off in 2018.

    Will do what I can to pay off wee bits and bobs if there is any extra going at all but it's still not gonna make it go away this year

    Now here's my dilemma of sorts, I do have some money stashed away (1000.00). This has accumulated this year from my work bonus and referring people to Nationwide so it's really been money for nothing (so I'm telling myself) so I kinda want to keep this in the account as I've never had savings before so I'm loving the novelty of it

    I don't want to use this to pay the debt because it's still not gonna all be gone so I'm still gonna feel the same sadness that I have debt in 2018 anyway.

    Meh, this has been a bit of a ramble but felt like I needed to get it out of my head.

    Dxxx
    CWP Goal Weight 21lbs/91lbs
    Debt Free Wannabee 2,840.31/6,649.97
    3-6 Month EF, 140/7,000
    2nd July 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • Dolly Rocker
    • By Dolly Rocker 20th Sep 17, 11:02 AM
    • 3,863 Posts
    • 11,034 Thanks
    Dolly Rocker
    Right I'm kinda over the whole rant from yesterday.

    I have made great progress over the last year and I am super happy with that.

    I've thought about it and realised that it would have been so easy just to continue on the bad path that I was on to keep adding to the debt even slightly each year but I haven't. I have really focused and paid a lot of debt off this year.

    I don't think the husband realises either quite how much planning and organising goes into it but hey ho there you go!

    In work till 6.30pm then off till Tuesdayyyyyyyyy - oh yeah!

    Plans for the time off are;

    * See my sister and the munchkins tomorrow (low spend if possible)
    * Shopping for my grannies birthday on Friday (her birthday is Saturday)
    * Grannies 90th birthday party on Saturday!!!
    * Take the husband out for a nice Sunday roast (using up a 15.00 gift voucher that runs out 27.09.2017)
    * Cook a massaman lamb curry in the slow cooker (first use I am excited)
    * Lazy day at home Monday

    Dxxx
    CWP Goal Weight 21lbs/91lbs
    Debt Free Wannabee 2,840.31/6,649.97
    3-6 Month EF, 140/7,000
    2nd July 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • in need of direction
    • By in need of direction 20th Sep 17, 4:10 PM
    • 5,133 Posts
    • 29,969 Thanks
    in need of direction
    hey you, you're doing brilliantly. just stick with it and in less than 6 months, you'll be debt free with your nest egg intact
    Mortgage at 01.01.14 119,481.83 today 74,745.76, target 65,000 by 31/12/18 Offset fund today 297.27 target 5,500 by 31/12/18
    Emergency fund 0.2/5.5k & 200/200 cash.
    Weight 8 July 14st 4lb
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • Dolly Rocker
    • By Dolly Rocker 20th Sep 17, 4:42 PM
    • 3,863 Posts
    • 11,034 Thanks
    Dolly Rocker
    You're right INOD.

    I will be super chuffed with myself then.

    Dxxx
    CWP Goal Weight 21lbs/91lbs
    Debt Free Wannabee 2,840.31/6,649.97
    3-6 Month EF, 140/7,000
    2nd July 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • Poor_Single_lady
    • By Poor_Single_lady 30th Sep 17, 10:31 AM
    • 1,414 Posts
    • 5,447 Thanks
    Poor_Single_lady
    How is it going Dolly. I know you're more of a week day poster than a weekend posting person but I've been so busy lately during the week with hardly any time to post!

    Hope you're having good weekend. xxx
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
    • Dolly Rocker
    • By Dolly Rocker 3rd Oct 17, 12:11 PM
    • 3,863 Posts
    • 11,034 Thanks
    Dolly Rocker
    Hey PSL,

    Yeah I'm good, thanks for checking in with me.

    Had a wee weekend away to Chester and Liverpool with my sister and the kids.

    Had a great time.

    Didn't spend all my money I had saved when I was away so I used it for;

    * 52.00 - Body shop treats for myself, need to up my skincare regime
    * 72.00 - Aftershave for husbands Christmas
    * 50.00 - Payment to the CC (see did some debt busting)

    So I'm back to living on a budget now!

    Dxxx
    CWP Goal Weight 21lbs/91lbs
    Debt Free Wannabee 2,840.31/6,649.97
    3-6 Month EF, 140/7,000
    2nd July 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • Dolly Rocker
    • By Dolly Rocker 3rd Oct 17, 5:20 PM
    • 3,863 Posts
    • 11,034 Thanks
    Dolly Rocker
    Today I have;

    10.00 - won on a scratchcard
    15.00 - vouchers from EON
    40.00 - cash out from Onepoll

    Hoping to win this Euromillions tonight!

    Dxxx
    CWP Goal Weight 21lbs/91lbs
    Debt Free Wannabee 2,840.31/6,649.97
    3-6 Month EF, 140/7,000
    2nd July 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • monz
    • By monz 4th Oct 17, 9:18 AM
    • 3,234 Posts
    • 10,509 Thanks
    monz
    Ooo how did you get vouchers from EON?

    If you win euros halfers lol xxx
    Debt (1/9/14) 6,702.11 Debt free (30/11/2016)
    house pot for bobs after fees : 169.41
    car PCP - 628.97/11848.25 (0 overpayment) mum and dad 500/4,000
    boys bday 0/300 Christmas - 0/500
    • Dolly Rocker
    • By Dolly Rocker 4th Oct 17, 9:32 AM
    • 3,863 Posts
    • 11,034 Thanks
    Dolly Rocker
    It was the EON rewards, they have stopped them now

    Might just switch providers now.

    Well not a millionaire so no halfers for you

    Dxxx
    CWP Goal Weight 21lbs/91lbs
    Debt Free Wannabee 2,840.31/6,649.97
    3-6 Month EF, 140/7,000
    2nd July 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
  • E.ON Company Representative: Malc
    E.ON Rewards
    Today I have;

    10.00 - won on a scratchcard
    15.00 - vouchers from EON
    40.00 - cash out from Onepoll

    Hoping to win this Euromillions tonight!

    Dxxx
    Originally posted by Dolly Rocker
    It was the EON rewards, they have stopped them now

    Might just switch providers now.

    Well not a millionaire so no halfers for you

    Dxxx
    Originally posted by Dolly Rocker
    Morning Dolly Rocker and glad youve received your vouchers following the ending of our Rewards scheme. You can use these at various retail outlets that accept Bonus Bond vouchers.

    Its a shame weve had to pull this scheme but were looking to reinvest in different products and services as we redesign our offers and tariffs for the rest of this year and going in to next. This is an ongoing project and details will appear on our website first.

    Hope you enjoy the vouchers Dolly Rocker.

    Malc
    Official Company Representative
    I am an official company representative of E.ON. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • E.ON Company Representative: Malc
    E.ON Rewards
    Ooo how did you get vouchers from EON?

    If you win euros halfers lol xxx
    Originally posted by monz
    As above monz, this is something we did for a few years but had to pull earlier this year. Sorry it's no longer available but we are looking at other products/tariffs and details will appear on our website first.

    Malc
    Official Company Representative
    I am an official company representative of E.ON. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
    • Dolly Rocker
    • By Dolly Rocker 17th Oct 17, 4:44 PM
    • 3,863 Posts
    • 11,034 Thanks
    Dolly Rocker
    Eeeeeeeeeeek debit is in the 3k's!!!!!!!

    3830.19

    Super happy with this, trying to chip away at this as much as possible, every wee penny helps!

    Defo be in the 2k's next month

    Dxxx
    CWP Goal Weight 21lbs/91lbs
    Debt Free Wannabee 2,840.31/6,649.97
    3-6 Month EF, 140/7,000
    2nd July 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • Happierdays
    • By Happierdays 17th Oct 17, 5:29 PM
    • 154 Posts
    • 485 Thanks
    Happierdays
    Hello there... you have done so well and will soon have great cause for celebration! Well done
    • Dolly Rocker
    • By Dolly Rocker 17th Oct 17, 6:10 PM
    • 3,863 Posts
    • 11,034 Thanks
    Dolly Rocker
    Aw thanks Happierdays - roll on 2018!!

    Dxxx
    CWP Goal Weight 21lbs/91lbs
    Debt Free Wannabee 2,840.31/6,649.97
    3-6 Month EF, 140/7,000
    2nd July 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • in need of direction
    • By in need of direction 17th Oct 17, 10:58 PM
    • 5,133 Posts
    • 29,969 Thanks
    in need of direction
    As you know, I love when a debt falls below a certain figure. Brilliant news.
    Mortgage at 01.01.14 119,481.83 today 74,745.76, target 65,000 by 31/12/18 Offset fund today 297.27 target 5,500 by 31/12/18
    Emergency fund 0.2/5.5k & 200/200 cash.
    Weight 8 July 14st 4lb
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • Poor_Single_lady
    • By Poor_Single_lady 18th Oct 17, 12:37 AM
    • 1,414 Posts
    • 5,447 Thanks
    Poor_Single_lady
    Getting ready to wave you off from diary land. (Sobs) .

    Be under no illusion. The door will be locked and there is no return for you. We will miss you but we are glad to see you go onto saving for your house and important goals.
    Excited for you Dolly. xxx
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
    • Dolly Rocker
    • By Dolly Rocker 18th Oct 17, 8:19 AM
    • 3,863 Posts
    • 11,034 Thanks
    Dolly Rocker
    INOD - Me too, feels great to see that different number at the start.

    PSL - I'll be hanging around here, I love the DFW boards, everyone is so nice on here.

    Dxxx
    CWP Goal Weight 21lbs/91lbs
    Debt Free Wannabee 2,840.31/6,649.97
    3-6 Month EF, 140/7,000
    2nd July 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

4,303Posts Today

4,453Users online

Martin's Twitter