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  • FIRST POST
    • Dolly Rocker
    • By Dolly Rocker 2nd Jul 17, 12:55 PM
    • 3,815Posts
    • 10,896Thanks
    Dolly Rocker
    The life and times of Dolly.........
    • #1
    • 2nd Jul 17, 12:55 PM
    The life and times of Dolly......... 2nd Jul 17 at 12:55 PM
    So I wanted to start this new long term diary as I want to put down some plans in my head & feel that this is the best way to do it.

    I am going to split my goals up a little, some will be never ending but some will come to a close when I meet the goals so here goes...............

    Lifetime Goals
    Debt free - COMPLETE - 21st December 2017
    Get to 10st - ONGOING (started Cambridge Weight Plan 2nd January 2018)
    Save our home deposit - NOT STARTED (first deposit 1st February 2018)
    Pay off our mortgage - NOT STARTED
    Save for retirement - NOT STARTED
    Take a world cruise - NOT STARTED
    Retire and enjoy life - LONG WAY TO GO YET!


    Neverending Lifetime Goals
    Pay for Christmas and Birthday with surveys - ONGOING
    Save a 6 month emergency fund - NOT STARTED
    Save for home improvements - NOT STARTED
    Save for holidays - ONGOING
    Stay at 10st - NOT STARTED
    Save the smoosh - ONGOING

    Dxxx
    Last edited by Dolly Rocker; 13-01-2018 at 1:26 PM.
    CWP Goal Weight 31lbs/91lbs
    Debt Free Wannabee 696.97/6,649.97
    3-6 Month EF, 70/7,000
    3rd June 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
Page 12
    • I Love comps
    • By I Love comps 27th Dec 17, 9:38 AM
    • 1,109 Posts
    • 4,224 Thanks
    I Love comps
    Congratulations Dolly Rocker
    I'm a Board Guide on all of the Shopping Boards. "I am a volunteer to help get your forum questions answered and keep the forum running smoothly.
    Any views are my own and not the official line of moneysavingexpert.com. Board Guides are not moderators. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com
    • enthusiasticsaver
    • By enthusiasticsaver 27th Dec 17, 9:48 AM
    • 6,612 Posts
    • 13,910 Thanks
    enthusiasticsaver
    Well done Dolly. Next year that 15k can go towards your house
    Debt free and mortgage free and early retiree. Living the dream

    I'm a Board Guide on the Debt-Free Wannabe, Mortgages and Endowments, Banking and Budgeting boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Any views are mine and not the official line of moneysavingexpert.com. Pease remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com
    • Dolly Rocker
    • By Dolly Rocker 27th Dec 17, 9:53 AM
    • 3,815 Posts
    • 10,896 Thanks
    Dolly Rocker
    Thanks to you both.

    That's the plan, switch to savings now!

    Dxxx
    CWP Goal Weight 31lbs/91lbs
    Debt Free Wannabee 696.97/6,649.97
    3-6 Month EF, 70/7,000
    3rd June 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • MistyMountainTop
    • By MistyMountainTop 27th Dec 17, 9:54 AM
    • 680 Posts
    • 2,459 Thanks
    MistyMountainTop
    How exciting! I can't wait to have a mortgage to pay off!
    Current Weight Loss: 2/ 96
    • Dolly Rocker
    • By Dolly Rocker 27th Dec 17, 10:06 AM
    • 3,815 Posts
    • 10,896 Thanks
    Dolly Rocker
    Same MMT, will be a dream come true!

    Hopefully in the next 5 years for us.

    Dxxx
    CWP Goal Weight 31lbs/91lbs
    Debt Free Wannabee 696.97/6,649.97
    3-6 Month EF, 70/7,000
    3rd June 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • in need of direction
    • By in need of direction 27th Dec 17, 10:24 AM
    • 5,072 Posts
    • 29,459 Thanks
    in need of direction
    Whereas I'd love to be mortgage free in the next 5 years!
    Mortgage at 01.01.14 119,481.83 today 75,268.93, target 65,000 by 31/12/18 Offset fund today 247.27 target 5,500 by 31/12/18
    Emergency fund 0.7/5.5k & 200/200 cash.
    Current weight loss RUBBISH need to refocus
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • Dolly Rocker
    • By Dolly Rocker 27th Dec 17, 10:28 AM
    • 3,815 Posts
    • 10,896 Thanks
    Dolly Rocker
    Aw that would be brilliant!!!

    I already have a 10 year mortgage free plan, nothing like planning ahead

    Dxxx
    CWP Goal Weight 31lbs/91lbs
    Debt Free Wannabee 696.97/6,649.97
    3-6 Month EF, 70/7,000
    3rd June 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • in need of direction
    • By in need of direction 27th Dec 17, 10:29 AM
    • 5,072 Posts
    • 29,459 Thanks
    in need of direction
    Hilarious when you haven't got the mortgage yet!
    Mortgage at 01.01.14 119,481.83 today 75,268.93, target 65,000 by 31/12/18 Offset fund today 247.27 target 5,500 by 31/12/18
    Emergency fund 0.7/5.5k & 200/200 cash.
    Current weight loss RUBBISH need to refocus
    determined to stop defining myself by my mistakes.
    Progress not perfection.
    • abba1772
    • By abba1772 27th Dec 17, 12:24 PM
    • 4,808 Posts
    • 16,732 Thanks
    abba1772
    Well done that must be a fantastic feeling xx
    NEXT TARGET HALIFAX CC WAS July 17 3572.57 NOW 983.26
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 4430.14
    • Dolly Rocker
    • By Dolly Rocker 27th Dec 17, 1:35 PM
    • 3,815 Posts
    • 10,896 Thanks
    Dolly Rocker
    It really is!!

    Just went for a wee browse around Superdrug to see if I could pick up any bargains, managed to get all this for 11.34!

    * 3x carmex lip kits
    * 2x memo block pads
    * 2x elegant touch express manicure sets
    * make up brush set
    * plastic bag

    Not too bad at all!

    They will come in handy through the year.

    Dxxx
    CWP Goal Weight 31lbs/91lbs
    Debt Free Wannabee 696.97/6,649.97
    3-6 Month EF, 70/7,000
    3rd June 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • Dolly Rocker
    • By Dolly Rocker 28th Dec 17, 2:45 PM
    • 3,815 Posts
    • 10,896 Thanks
    Dolly Rocker
    Last day at work until 8th January 2018.

    Got a bit to do so the day should go by quickly, well whats left of it anyway!

    Dxxx
    CWP Goal Weight 31lbs/91lbs
    Debt Free Wannabee 696.97/6,649.97
    3-6 Month EF, 70/7,000
    3rd June 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • MistyMountainTop
    • By MistyMountainTop 31st Dec 17, 11:34 AM
    • 680 Posts
    • 2,459 Thanks
    MistyMountainTop
    I hope you have a lovely new year xx
    Current Weight Loss: 2/ 96
    • Dolly Rocker
    • By Dolly Rocker 4th Jan 18, 12:27 PM
    • 3,815 Posts
    • 10,896 Thanks
    Dolly Rocker
    Thanks MMT.

    So far it has been great. I took the first week in January off so have just stayed at home this week.

    Caught up on TV, watched some Amazon Prime, read books, slept in, took lush baths and also started my new diet!

    So I know that not everyone on here will agree with this and its not very MSE but I started the Cambridge Weight Plan on Tuesday and so far its going well.

    I'm on step 1 which is full meal replacement, you can do this for up to 12 weeks but I am going to aim to stay on plan up to and including the 2nd March as my birthday is the 4th so will want to have a wee celebration that weekend.

    Once it hits the 5th March I will be straight back on plan again, I might switch to step 2 at that point but I might do that just for a week then get back to step 1 for maximum weight loss.

    Will speak to my consultant at the time as she may be best to advise me what to do.

    I'm on day 3 and enjoying it so far, the hardest part for me so far has been drinking all the water! Up to 3 litres a day, jeez I am peeing a lot!!

    Anyhoo this has ended up a massive post none of it about debt but I'm refusing to leave this part of the forum because I LOVE IT HERE!!!!!!!!!

    Dxxx
    CWP Goal Weight 31lbs/91lbs
    Debt Free Wannabee 696.97/6,649.97
    3-6 Month EF, 70/7,000
    3rd June 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • Dolly Rocker
    • By Dolly Rocker 4th Jan 18, 12:37 PM
    • 3,815 Posts
    • 10,896 Thanks
    Dolly Rocker
    2018 plans.............
    Okay so getting it down here in black and white to hold myself accountable.

    * By the end of 2018 I want to have lost 6st 2lbs
    * By the end of 2018 I want to have saved 12,500
    * During 2018 I want to see my sister and the kids more
    * During 2018 I want to see my BFF and the kids more
    * During 2018 I want to save for Christmas and Birthdays with surveys
    * During 2018 I want to spend more quality time with my husband

    Dxxx
    CWP Goal Weight 31lbs/91lbs
    Debt Free Wannabee 696.97/6,649.97
    3-6 Month EF, 70/7,000
    3rd June 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • MistyMountainTop
    • By MistyMountainTop 4th Jan 18, 12:54 PM
    • 680 Posts
    • 2,459 Thanks
    MistyMountainTop
    It sounds like you've had a lovely week and your goals look good too.

    I would be happy to do something like the Cambridge Weight plan if it was within my budget. There is something liberating with not having to think about food, and the weight just falls off. I've done similar and also juice fasts with extremely good results but my problem has always been keeping the weight off long term. Once I go back to a more 'normal' diet, I haven't been able to sustain the loss and tend to re-gain all or most of the weight within a year. It sounds like you have a plan and proper support so I only wish you the best of luck!
    Current Weight Loss: 2/ 96
    • Dolly Rocker
    • By Dolly Rocker 4th Jan 18, 2:18 PM
    • 3,815 Posts
    • 10,896 Thanks
    Dolly Rocker
    I'm really excited to see the results.

    The 6 steps of this introduce healthy meals so by the time I get to goal my mindset around food will have totally changed.

    It's gonna be a healthy year, no junk food (well maybe once or twice a year) no eating out (maybe for birthdays and Christmas) so by the end of the year I will be out of the habit of just stuffing my body full of junk!!

    Dxxx
    CWP Goal Weight 31lbs/91lbs
    Debt Free Wannabee 696.97/6,649.97
    3-6 Month EF, 70/7,000
    3rd June 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • Poor_Single_lady
    • By Poor_Single_lady 7th Jan 18, 10:46 AM
    • 1,400 Posts
    • 5,398 Thanks
    Poor_Single_lady
    I love your 2018 goals Dolly.
    You never fail to inspire.

    Thank you so much for all your wise words and support. xxx
    2017- 5 credit cards plus loan
    Overdraft And 1 credit card paid off.

    2018 plans - reduce debt
    • Dolly Rocker
    • By Dolly Rocker 7th Jan 18, 12:28 PM
    • 3,815 Posts
    • 10,896 Thanks
    Dolly Rocker
    Aw thanks PSL.

    Right so back at work tomorrow for the first time in 2018, not gonna lie its gonna be a bi**h.

    I have been getting used to these lazy days at home, waking up and reading my book in bed until I feel like getting up.

    6:15am alarm tomorrow will be like a kick to the chunky a$$

    So today is day 6 of my new diet, it's been going really well, maybe a bit too well actually. I was fully expecting to be starving all day but I haven't just goes to show the products do what they say on the tin, Friday is my first WI so I cannot wait to see how much I lose.

    Imagine if I didn't

    God that would be the worst so it would.

    Made the husband a crockpot pasta bake yesterday and just dished it into 4 big beautiful plates of yumminess for him to have this week, will whack some mozzarella on top and bung them in the oven, that should keep him happy.

    My house smells sooooooooooooooo good!

    Just had my first shake, coffee and some water so ready to go and tackle my wardrobe which has been on my list for quite sometime, I open it now and stuff just falls out so it needs to be done today!

    Dxxx
    CWP Goal Weight 31lbs/91lbs
    Debt Free Wannabee 696.97/6,649.97
    3-6 Month EF, 70/7,000
    3rd June 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • Dolly Rocker
    • By Dolly Rocker 8th Jan 18, 8:53 AM
    • 3,815 Posts
    • 10,896 Thanks
    Dolly Rocker
    First day back at work, what a shock to the system when my alarm went off at 6:15am.

    Earliest I have been up allllllllllllll year.

    So plan for today diet wise is to have my products at the same time's I have been having them;

    *11:30am
    *4:30pm
    *8pm

    We will see how it goes considering I have been up 5 hours earlier than I have been all year

    Dxxx
    CWP Goal Weight 31lbs/91lbs
    Debt Free Wannabee 696.97/6,649.97
    3-6 Month EF, 70/7,000
    3rd June 2018 - I have 3 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • MistyMountainTop
    • By MistyMountainTop 8th Jan 18, 9:30 AM
    • 680 Posts
    • 2,459 Thanks
    MistyMountainTop
    I'm sure you will have lost something Dolly - the first couple of weeks is when it really flies off.
    Current Weight Loss: 2/ 96
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