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    • buttonmoon
    • By buttonmoon 19th Jun 17, 10:03 PM
    • 109Posts
    • 59Thanks
    Nationwide Reduced Overdraft
    • #1
    • 19th Jun 17, 10:03 PM
    Nationwide Reduced Overdraft 19th Jun 17 at 10:03 PM
    Am a bit hacked off as I switched from Barclays to Nationwide on Feb. I opened a flex direct account with an interest free overdraft for 12 months as part of the deal. I have just received a letter reducing my overdraft from 2,750 to 2,000 on the basis of my credit scoring. The letter also states I will be charged 50p per day I use my overdraft (whereas I signed up to an overdraft with no charges for 12 months). I haven't gone over my overdraft limit, or missed any bill payments. I checked my noddle credit file and the only thing which stands out is that there have been a number of credit searches as I have been looking for car insurance. I know banks can recall overdrafts at any time, but I am peeved as I have never had the done before!

    I also overpay my Nationwide mortgage by 200 a month as well!

    Tried to call the number on the letter and it was for collections but it was closed!
Page 1
    • TadleyBaggie
    • By TadleyBaggie 20th Jun 17, 12:12 AM
    • 2,741 Posts
    • 2,078 Thanks
    • #2
    • 20th Jun 17, 12:12 AM
    • #2
    • 20th Jun 17, 12:12 AM
    Duplicate thread:
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