PLEASE READ BEFORE POSTING

Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

The MSE Forum will be undergoing some maintenance this evening. As a result, some users may experience temporary performance issues. Please use the Site Feedback board to report anything major. Thank you for your patience.

Evidence of dampness to ground floor walls

On my mortgage valuation it has a notice that there is evidence of dampness to down stairs walls

My question is, theyre still stating the house is worth the asking price, so is this likely to be anything to worry about. Of course I will get a survey carried out but should I be worried? :(

Comments

  • browneyone
    browneyone Posts: 73
    First Post First Anniversary Combo Breaker
    Forumite
    Our valuation report said somthing similar and the lender asked for a damp and timber survey to be carried out but as he can't lift carpets and laminate flooring it can be somewhat limited. We paid £45 for a survey and quoted £390 for treatment.
  • jadebee
    jadebee Posts: 174 Forumite
    Thank you for the reply.

    The mortgage company haven't asked for it to be done. It's just recommended. Weird.

    I'm going to chill out about it get the survey. If it was anything sinister the mortgage company would be all over it wouldn't they?
  • Davesnave
    Davesnave Posts: 34,741
    Name Dropper First Anniversary Photogenic First Post
    Forumite
    You need an independent damp and timber specialist for this survey, not a damp-proofing company, who will definitely find damp and then offer to treat it!

    A valuation survey is pretty cursory and therefore no hint has been given as to the cause of apparent dampness. There are many, including the lifestyles of occupants, so this is something that might, or might not, be an easy fix. As the lender is happy to go ahead at the price agreed, it probably isn't a large problem.
  • ProDave
    ProDave Posts: 3,674
    First Anniversary Name Dropper Combo Breaker First Post
    Forumite
    It is usually an outside problem, ground level to high, bridging the damp proof course, vegitation growing up the wall, leaking downpipe etc. Usually simple to fix.
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 342.4K Banking & Borrowing
  • 249.9K Reduce Debt & Boost Income
  • 449.4K Spending & Discounts
  • 234.6K Work, Benefits & Business
  • 607K Mortgages, Homes & Bills
  • 172.8K Life & Family
  • 247.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards