Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • DebB248
    • By DebB248 16th Jun 17, 3:51 PM
    • 1Posts
    • 0Thanks
    Just been quoted 4360/yr for car insurance!
    • #1
    • 16th Jun 17, 3:51 PM
    Just been quoted 4360/yr for car insurance! 16th Jun 17 at 3:51 PM
    Hello, I've just been quoted 4360/ yr for car insurance on a second-hand car, then quotes between 3000 and 1600! Each time being told over the phone that these were competitive rates. I have been out of UK for 8 years working full time in a European country. I have an EU driving licence now, but my original one was issued in the UK when I passed my test in 2005. When I passed my test in 2005 I wasn't even paying this much on car insurance.

    I haven't been given any guidance or reasons for the high quotations, but I wonder if it is because I hold a full clean EU drivers licence and no longer a UK one. Can anyone help me? I have just got a job offer as a care assistant and will therefore need a car to carry out the job, but may end up rejecting the offer as I will struggle to pay car insurance at these rates.

    How do I get a reasonable rate on car insurance in my circumstances?
Page 1
    • dacouch
    • By dacouch 16th Jun 17, 4:32 PM
    • 20,437 Posts
    • 12,659 Thanks
    • #2
    • 16th Jun 17, 4:32 PM
    • #2
    • 16th Jun 17, 4:32 PM
    Because you have zero no claims bonus and you for not have a full UK Licence
    • forgotmyname
    • By forgotmyname 16th Jun 17, 5:01 PM
    • 26,951 Posts
    • 10,851 Thanks
    • #3
    • 16th Jun 17, 5:01 PM
    • #3
    • 16th Jun 17, 5:01 PM
    Make sure you have the right cover...

    Care assisant to one place of business or to several clients? Will you be carry a client at any time?

    You may need business use.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

107Posts Today

1,651Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line?

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin