Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • Shadowdemon
    • By Shadowdemon 14th Jun 17, 9:04 PM
    • 15Posts
    • 30Thanks
    Household income on application ?
    • #1
    • 14th Jun 17, 9:04 PM
    Household income on application ? 14th Jun 17 at 9:04 PM

    I've never had any form of credit before and am hoping to start building my credit history. One of the best ways seems to be with a credit card, after looking around and using the sites eligibility calculator I've decided to apply for a Vanquis chrome card (good for bad credit or people with little to no history). My issue is that it asks for household income, it states "(Before tax and including benefits for ALL members of your household)".

    Is this standard for most applications ? I could probably guess roughly the household income if needed or does it need to be more exact ? I just don't want to be refused for a card i'm only getting to build credit. Also up until a month ago I was a full time carer for my mother receiving carers allowance. I'm now back in full time employment and am unsure if I should wait longer for them to be able to see this or if it will have no affect on the application ?

Page 1
    • zx81
    • By zx81 14th Jun 17, 9:56 PM
    • 16,840 Posts
    • 17,852 Thanks
    • #2
    • 14th Jun 17, 9:56 PM
    • #2
    • 14th Jun 17, 9:56 PM
    Individual is the norm. An estimate will be good enough.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,704Posts Today

7,854Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line?

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin