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  • FIRST POST
    • Urban Tangleweed
    • By Urban Tangleweed 14th Jun 17, 8:35 PM
    • 24Posts
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    Urban Tangleweed
    retailCURe
    • #1
    • 14th Jun 17, 8:35 PM
    retailCURe 14th Jun 17 at 8:35 PM
    Has anyone experience of the retailCURe credit union?

    They're offering a 3% fixed rate 12 month saver for up to 15,000 which seems good compared to offerings elsewhere.
Page 1
    • badger09
    • By badger09 15th Jun 17, 11:24 AM
    • 5,941 Posts
    • 5,281 Thanks
    badger09
    • #2
    • 15th Jun 17, 11:24 AM
    • #2
    • 15th Jun 17, 11:24 AM
    Has anyone experience of the retailCURe credit union?

    They're offering a 3% fixed rate 12 month saver for up to 15,000 which seems good compared to offerings elsewhere.
    Originally posted by Urban Tangleweed
    No experience, but they are authorised by FCA, & covered by FSCS so you should be ok if things go wrong, as they have in the past with some credit unions.

    I don't know what the membership T&Cs are, but if they're not onerous this is likely to be a popular product.
    • badger09
    • By badger09 15th Jun 17, 1:37 PM
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    badger09
    • #3
    • 15th Jun 17, 1:37 PM
    • #3
    • 15th Jun 17, 1:37 PM
    Just had a closer look. Only open to those who work in retail.

    I knew there had to be a catch
    • Urban Tangleweed
    • By Urban Tangleweed 15th Jun 17, 2:24 PM
    • 24 Posts
    • 11 Thanks
    Urban Tangleweed
    • #4
    • 15th Jun 17, 2:24 PM
    • #4
    • 15th Jun 17, 2:24 PM
    Fortunately I do meet the criteria for working in retail, think I'll go for it.
    • TheGardener
    • By TheGardener 15th Jun 17, 4:34 PM
    • 2,277 Posts
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    TheGardener
    • #5
    • 15th Jun 17, 4:34 PM
    • #5
    • 15th Jun 17, 4:34 PM
    ..and I believe a limited number (only 100) accounts at the 12mth term at 3% rate are available. Last payslip required as evidence of employment in the retail industry. Thing is you can't find out if any of the 100 accounts are still available until after you have set up a regular easy saver.
    • Zanderman
    • By Zanderman 11th Nov 17, 7:52 AM
    • 1,473 Posts
    • 3,966 Thanks
    Zanderman
    • #6
    • 11th Nov 17, 7:52 AM
    • #6
    • 11th Nov 17, 7:52 AM
    ..and I believe a limited number (only 100) accounts at the 12mth term at 3% rate are available. Last payslip required as evidence of employment in the retail industry. Thing is you can't find out if any of the 100 accounts are still available until after you have set up a regular easy saver.
    Originally posted by TheGardener
    It's now 24 months for the 3% term desposit. Max 15k.
    No info on whether this is a limited offer.
    Same joining conditions (you have to work in retail and prove that you do).
    Can't deposit until accepted as a member.
    Must open basic easy saver account before term deposit.
    Easy saver has no need for regular payments.
    https://www.retailcure.org.uk/
    • Zanderman
    • By Zanderman 17th Mar 18, 11:02 AM
    • 1,473 Posts
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    Zanderman
    • #7
    • 17th Mar 18, 11:02 AM
    • #7
    • 17th Mar 18, 11:02 AM
    Just for info/update.
    Their 3% 2 year scheme is now fully subscribed.
    But they still have their 2% 12 months scheme on offer - max 15k.
    Same conditions as before so not for everyone (you have to work in retail) but 15k at 2% for 12 months outpaces all the conventional one-year fixed savers (best one-year rate with banks is about 1.8% at the moment I think)
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