Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Erin19
    • By Erin19 14th Jun 17, 3:47 PM
    • 3Posts
    • 0Thanks
    Erin19
    Help
    • #1
    • 14th Jun 17, 3:47 PM
    Help 14th Jun 17 at 3:47 PM
    I have been charged nearly every month for the last year for being over my overdraft. Was wondering if someone could help me where to start reclaiming charges with tsb.

    Thanks.
Page 1
    • Moneyineptitude
    • By Moneyineptitude 14th Jun 17, 3:51 PM
    • 20,133 Posts
    • 11,076 Thanks
    Moneyineptitude
    • #2
    • 14th Jun 17, 3:51 PM
    • #2
    • 14th Jun 17, 3:51 PM
    There is no possibility of "reclaiming charges" unless they have been improperly applied or if you can show that you are in the Bank's definition of financial hardship.

    Understand that any refund, should it be granted, is done as a "goodwill" gesture and is typically only of charges during the last six months.

    Are you in financial hardship, or just dipping over your overdraft?
    • dunstonh
    • By dunstonh 14th Jun 17, 4:01 PM
    • 92,564 Posts
    • 59,862 Thanks
    dunstonh
    • #3
    • 14th Jun 17, 4:01 PM
    • #3
    • 14th Jun 17, 4:01 PM
    I have been charged nearly every month for the last year for being over my overdraft. Was wondering if someone could help me where to start reclaiming charges with tsb.

    Thanks.
    Originally posted by Erin19
    Why do you think you shouldn't be charged? Were the charges wrong?

    I
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

148Posts Today

2,387Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line? https://t.co/kwjvtd75YU

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin