Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • Mark1t
    • By Mark1t 10th Jun 17, 6:53 PM
    • 2Posts
    • 0Thanks
    Insurance increase after non fault accident
    • #1
    • 10th Jun 17, 6:53 PM
    Insurance increase after non fault accident 10th Jun 17 at 6:53 PM
    Hi all
    My son is about to change his car, his current insurance have declined to cover him due to it being a new, more expensive and more powerful car which is ok as it expires on the day he collects his new one.
    Earlier this year he was hit from behind by another driver, their insurance settled and fixed the car no problem, however the accident has caused his new policy to increase by 1000 for a repair of around 600. I know this by not declaring it ,then adding the accident to the proposal for the renewal. Is this right my son can be 1000 out of pocket because of some other idiot not paying attention.
Page 1
    • Quentin
    • By Quentin 10th Jun 17, 7:41 PM
    • 35,589 Posts
    • 19,794 Thanks
    • #2
    • 10th Jun 17, 7:41 PM
    • #2
    • 10th Jun 17, 7:41 PM
    You need to do a whole of market quotes rather than just the one (which may be a company that prefers claim free driver's.

    Follow the mse guide to motor insurance to get a better view. Link in quick links at top of page

    But generally any claim does increase future premiums
    • Tarambor
    • By Tarambor 10th Jun 17, 10:12 PM
    • 2,839 Posts
    • 2,056 Thanks
    • #3
    • 10th Jun 17, 10:12 PM
    • #3
    • 10th Jun 17, 10:12 PM
    One thing you could do is to contact the insurers of the at fault party in the accident he had and try and get the additional increase in premium out of them. After all it is a financial loss as a direct result of their client's actions.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,189Posts Today

7,920Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line?

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin