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    • Woodaaay
    • By Woodaaay 9th Jun 17, 12:57 PM
    • 7Posts
    • 4Thanks
    SKIPTON LISA Fine Print
    • #1
    • 9th Jun 17, 12:57 PM
    SKIPTON LISA Fine Print 9th Jun 17 at 12:57 PM
    Hi All,

    The Skipton LISA currently states that they reserve the right to remove the ability to transfer into the LISA at any time. The MSE LISA page recommends waiting to transfer the H2B into the LISA until 2018 to get the most interest. However, you might find that you wait and then you cannot actually transfer into it as Skipton have decided to stop this function.

    In this scenario (and given enough time to do something about it), would it be possible to transfer the Skipton LISA to another cash LISA provider accepting transfers, and still be able to top-up any remaining LISA allowance for the 2017/2018 tax year? I ask because ordinarily you can only contribute to one of each type of ISA in a given tax year (as far as i'm aware).

    Is it actually ok that Skipton can remove this feature? The government LISA specification states that you can transfer a H2B into the LISA in the first year to get the additional bonus on the 2016/2016 H2B contributions so how is a provider allowed to ignore that?
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