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  • FIRST POST
    • slowlysurely
    • By slowlysurely 27th May 17, 8:10 PM
    • 17Posts
    • 1Thanks
    slowlysurely
    Barclaycard- no transfer offers?
    • #1
    • 27th May 17, 8:10 PM
    Barclaycard- no transfer offers? 27th May 17 at 8:10 PM
    Hi, does anybody know if there is any way for existing customers to trigger 0% balance transfer offers from Barclaycard?
    They used to offer them every month for years and now when I am looking for one there is nothing.
    Have not had any offers from them in about nearly a year. Thanks
Page 4
    • Nasqueron
    • By Nasqueron 4th Jul 18, 4:51 PM
    • 4,920 Posts
    • 2,978 Thanks
    Nasqueron
    My card is under 50% and I get monthly offers
    • MABLE
    • By MABLE 4th Jul 18, 7:24 PM
    • 3,568 Posts
    • 1,875 Thanks
    MABLE
    I once played around with this (after a big balance transfer) and realised that offers were triggered when utilisation dropped under 90%.

    However, in the last year (or more) no offers at all have been available. I've paid off loads of debt in that time, and my utilisation is now 70%. I suspect they've tightened things up.

    Incidentally, I also used to have two Barclaycards without any problem so it's interesting that you can now only have one.
    Originally posted by circuit
    I have 4 and 2 through migration. I get good offers every month and latest one for money transfer is 0% 1.9% fee until Jan 20.
    • JPD86
    • By JPD86 12th Jul 18, 11:51 AM
    • 35 Posts
    • 4 Thanks
    JPD86
    I have had no offers since February this year, strangely they increased my credit limit in march but have had no offers since then.


    Frustratingly so as I have a balance I would like to transfer over.
    • Phil1957
    • By Phil1957 17th Jul 18, 6:51 PM
    • 1 Posts
    • 0 Thanks
    Phil1957
    Try calling. I used to get regular offers but they dried up so I sent a message on the website asking for a 0%. Got a message back saying no, sorry. So I called them and said I wanted to close the account unless they could offer me something. Lo and behold, when he 'checked' there was an offer of 0% for 18mnths, 2.9% fee. Not brilliant, but better than nothing. Same thing worked with MBNA some time ago. Of course, you are only in a strong position if your account is around zero. Always call....
    • john1002
    • By john1002 17th Jul 18, 7:21 PM
    • 914 Posts
    • 379 Thanks
    john1002
    And if you don!!!8217;t mind them closing the account if they call your bluff.

    John
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