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  • FIRST POST
    • jckh14
    • By jckh14 18th May 17, 2:05 PM
    • 68Posts
    • 10Thanks
    jckh14
    Lloyds Choice Card/s
    • #1
    • 18th May 17, 2:05 PM
    Lloyds Choice Card/s 18th May 17 at 2:05 PM
    I've been looking at the choice card/s by lloyds and I'm wondering if it a good card to have?

    The point system seems fairly good and I also have a club lloyds account, which would half the yearly cost of 24 to 12.

    Also the card currently has a 0% purchase offer for 29 month, so I could potentially stooze money in the club lloyds account at 2% plus get the cashback. This would cover the 12 and much more.

    The card/s also have an offer of 10 point per 1 on AMEX, which would be doubled to 20 points per 1 in the first 6 month. It seems like a win win, has anyone came across any disadvantages to this offer from lloyds?
    Debt Free and Stoozing
Page 1
    • jonesMUFCforever
    • By jonesMUFCforever 18th May 17, 6:28 PM
    • 24,757 Posts
    • 11,967 Thanks
    jonesMUFCforever
    • #2
    • 18th May 17, 6:28 PM
    • #2
    • 18th May 17, 6:28 PM
    If you already hold at least 5k in the club Lloyds current account use your stooze pot to open a monthly saver (max 400 pm)
    What goes around - comes around
    give lots and you will always receive lots
    • 20aday
    • By 20aday 18th May 17, 6:50 PM
    • 2,191 Posts
    • 907 Thanks
    20aday
    • #3
    • 18th May 17, 6:50 PM
    • #3
    • 18th May 17, 6:50 PM
    I have one of these cards and the double points promotion was worth it as it helped me out at Christmas with some gift vouchers.

    The card(s) are ideal for you if you spend at least 350/month on them (it's on their website) and they tend to give out credit limit increases every six months; when I opened my account last May I started off with 800 and by the end of this month it'll be 2050.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
    • Ben8282
    • By Ben8282 19th May 17, 2:00 AM
    • 2,281 Posts
    • 1,016 Thanks
    Ben8282
    • #4
    • 19th May 17, 2:00 AM
    • #4
    • 19th May 17, 2:00 AM
    These cards are a satisfactory rewards/cashback product.
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