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  • FIRST POST
    • gll5dm
    • By gll5dm 9th May 17, 9:51 AM
    • 110Posts
    • 73Thanks
    gll5dm
    Very difficult situation regarding grandmother's will
    • #1
    • 9th May 17, 9:51 AM
    Very difficult situation regarding grandmother's will 9th May 17 at 9:51 AM
    Hi all,

    I!!!8217;d appreciate any advice anybody may have on this. It will be quite longer winded, so thanks in advance if you!!!8217;re prepared to read and reply.

    My grandmother died 20 years ago and left money to her daughter (my mother), and her four grandchildren (me, my two brothers and the son of her second husband!!!8217;s son whom she didn!!!8217;t know).
    When she died !!!8211; and I don!!!8217;t know how it happened !!!8211; the solicitor in charge of her will told us we had all been left X amount. Let!!!8217;s say 30k each for the sake of argument. This money would only be accessible for those under 25 (everybody apart from my mother) if there was a valid reason, for example a school trip, a first car, study fees, etc.

    It couldn!!!8217;t just be given out willy-nilly, so to speak, aside from my mother!!!8217;s share which she was given right away and used for home improvements and a nice family holiday.

    The fourth grandchild that my grandmother didn!!!8217;t know was left twice as much as her own daughter, as, prior to the death of my grandmother!!!8217;s second husband, he!!!8217;d had a huge argument with his son and cut him out of the will and left that share to his grandson, essentially giving him two shares and everybody else one.

    This went on for a decade, before the solicitor retired and passed it on to a different company, who then told us the conditions were actually completely different, and that the money was being saved in !!!8220;stocks and shares!!!8221; and was being kept in a fund, not divided up between everybody but rather available for everybody to access if they had a valid reason, which I find completely crazy.

    The parents of the fourth grandchild were given permission to take an interest-free loan of 30k from the will around 10 years ago, and have seemingly only just paid it back recently, while the final two grandchildren (the fourth one plus my younger brother) will turn 25 next year. Once this happens, I have been told by the solicitor, any funds remaining will be split four ways between us.

    I have also been told that those over 25 cannot access any further funds until the final grandchild reaches 25, so myself and my older brother essentially need to sit and wait and see whether the fourth grandchild makes a request for further funds, even though he!!!8217;s received far, far more than even my grandmother!!!8217;s only child.
    We assume he!!!8217;ll be doing all he can do drain as much from what remains (around 40k) in the fund, in the knowledge that once he passes 25 he!!!8217;ll have to do as we are doing now, which is sit and wait for my younger brother to turn 25 which happens a few months later next year.

    Does anybody have any advice here? This guy has received an awful lot of money from the will of a grandmother he didn!!!8217;t even know, while my mother who has been scrimping and saving for years could end up without a further penny from what her mother left behind.

    We need to somehow get access to these funds to stop this guy from draining even more than he already has. It appears my younger brother is the only one who can access them, given that only he is under 25. I!!!8217;d love nothing more than to be able to hand my !!!8216;share!!!8217; of what!!!8217;s left over (currently around 10k per person) to my mother, but know this fourth grandchild can request funds for another year over and over again until there is nothing left.

    Thanks for any advice and tips.
    Last edited by gll5dm; 15-05-2018 at 6:59 AM.
Page 8
    • buildersdaughter
    • By buildersdaughter 18th Apr 18, 4:23 PM
    • 170 Posts
    • 448 Thanks
    buildersdaughter
    I think you could at least make enquiries of the Ombudsman, good luck, and thank you so much for updating us.
    • gll5dm
    • By gll5dm 19th Apr 18, 8:49 AM
    • 110 Posts
    • 73 Thanks
    gll5dm
    I think you could at least make enquiries of the Ombudsman, good luck, and thank you so much for updating us.
    Originally posted by buildersdaughter
    Approaching one year working on this in two weeks time - wow!
    • gll5dm
    • By gll5dm 26th Apr 18, 10:42 AM
    • 110 Posts
    • 73 Thanks
    gll5dm
    No response whatsoever since I sent my letter. Legal ombudsman said they have eight weeks, so I guess it's yet more waiting. Grr.
    • buildersdaughter
    • By buildersdaughter 26th Apr 18, 11:05 AM
    • 170 Posts
    • 448 Thanks
    buildersdaughter
    I think in another week, I would be tempted to spend another stamp on a letter saying that you will be going to the Ombudsman when the 8 weeks is up. I can see why it's hardly worth the bother, but as the deadline approaches they might just start to wonder what can be done.
    I would be mortified if I was them - which may explain why I'm not a lawyer......
    • gll5dm
    • By gll5dm 26th Apr 18, 1:41 PM
    • 110 Posts
    • 73 Thanks
    gll5dm
    I think in another week, I would be tempted to spend another stamp on a letter saying that you will be going to the Ombudsman when the 8 weeks is up. I can see why it's hardly worth the bother, but as the deadline approaches they might just start to wonder what can be done.
    I would be mortified if I was them - which may explain why I'm not a lawyer......
    Originally posted by buildersdaughter
    Thankfully I am going on holiday today for 4 weeks, so when I get back the 8 week deadline will nearly be up. Hopefully the Ombudsman can get involved then. Have heard not even a peep from the solicitor in several months now, crazy. Part of me thinks they've silently gone into administration like the old place.
    • buildersdaughter
    • By buildersdaughter 26th Apr 18, 2:16 PM
    • 170 Posts
    • 448 Thanks
    buildersdaughter
    What a good idea! Park this at your door, and don't think about it while you're away.
    Have a lovely holiday
    • gll5dm
    • By gll5dm 15th May 18, 5:05 AM
    • 110 Posts
    • 73 Thanks
    gll5dm
    Sooo ...

    Been six weeks since formal complaint was sent via post and no response to that yet.

    However ...

    We received an email to say all monies have now been received by the solicitor and he's in a position to transfer to us should we be in agreement with the breakdown of monies he suggested (which we are).

    He also said he would withhold approximately 10% of monies just in case there are any tax implications (but he does not assume there will be), and if not will transfer this money too.

    I guess we need to wait and see how long it takes him to push the button ...
    • troubleinparadise
    • By troubleinparadise 15th May 18, 8:13 AM
    • 1,023 Posts
    • 1,728 Thanks
    troubleinparadise
    Blimey - a year to get to this point! And the winners are - answers on a postcard..... ;-)

    There almost seems light at the end of the tunnel - nearly there now!
    • mrschaucer
    • By mrschaucer 15th May 18, 5:30 PM
    • 530 Posts
    • 598 Thanks
    mrschaucer
    Random thought - if the solicitor is emailing about transferring money and you are talking about pushing buttons, just make sure you/the solicitor haven't fallen victim to the email-hack-scam which seems increasingly prevalent, and do let him have your bank account details either in person or by phone ...
    • gll5dm
    • By gll5dm 16th May 18, 4:25 AM
    • 110 Posts
    • 73 Thanks
    gll5dm
    Random thought - if the solicitor is emailing about transferring money and you are talking about pushing buttons, just make sure you/the solicitor haven't fallen victim to the email-hack-scam which seems increasingly prevalent, and do let him have your bank account details either in person or by phone ...
    Originally posted by mrschaucer
    Oh the "pushing buttons" thing just meant how long will it take for him to send across the monies. hehe
    • gll5dm
    • By gll5dm 18th May 18, 4:39 AM
    • 110 Posts
    • 73 Thanks
    gll5dm
    Alas stil nothing after the email on Tuesday saying payment ready to be made.

    I guess it'll take them a number of weeks to make a simple bloody bank transfer.

    By the way, they are charging 42 quid for a BACS payment, unbelievable!
    • Yorkshireman99
    • By Yorkshireman99 18th May 18, 9:30 AM
    • 4,314 Posts
    • 3,536 Thanks
    Yorkshireman99
    I will find them, and I will provide you with them.

    In all seriousness though, I am panicking because this one grandchild is a complete pain in the !rse of a man and absolutely does not deserve a single penny more than the piles of cash he's already been given. Comes from a terrible family and is involved with all sorts of dodgy people. Now I know this all plays no role at all in the will, but I'd be seething if he comes out of this a rich man while the grandchildren she actually knew, and particularly her own daughter, are left with nothing.

    That cannot be right. Nobody else from my family seems willing or capable of sorting this, so I've taken it upon myself to try and get to the bottom of it and stop this guy leeching every last penny from what our grandmother left behind.
    Originally posted by gll5dm
    You need to provide them to an independet solicitor to get it sorted. I can.t help you further nor can anyone on this forum because we don.t have the expertise.
    • gll5dm
    • By gll5dm 25th May 18, 9:55 AM
    • 110 Posts
    • 73 Thanks
    gll5dm
    They claim monies being sent via BACS today.

    Let's see. Will wait until Wednesday of next week.
    • gll5dm
    • By gll5dm 25th May 18, 3:35 PM
    • 110 Posts
    • 73 Thanks
    gll5dm
    My brother has received his share!

    I will need to wait a few days as I am based abroad and thus it'll need a few days to clear in my account.

    An end is in sight - hurrah!
    • Yorkshireman99
    • By Yorkshireman99 25th May 18, 5:20 PM
    • 4,314 Posts
    • 3,536 Thanks
    Yorkshireman99
    Wel done you for being persistatnt!
    • gll5dm
    • By gll5dm 30th May 18, 8:51 AM
    • 110 Posts
    • 73 Thanks
    gll5dm
    This international transfer sure is taking its time! No sign of any movement in my bank yet. But my brothers have received their shares, so no reason to think mine won't clear this week.
    • gll5dm
    • By gll5dm 1st Jun 18, 9:14 AM
    • 110 Posts
    • 73 Thanks
    gll5dm
    Done!

    One year and three weeks later (roughly) and the monies have been paid and cleared in our bank accounts.

    Thanks all for your kind words and support!
    Last edited by gll5dm; 01-06-2018 at 9:22 AM.
    • Sea Shell
    • By Sea Shell 1st Jun 18, 9:57 AM
    • 803 Posts
    • 1,137 Thanks
    Sea Shell


    Finally!!
    " That pound I saved yesterday, is a pound I don't have to earn tomorrow "
    • gll5dm
    • By gll5dm 7th Jun 18, 12:42 PM
    • 110 Posts
    • 73 Thanks
    gll5dm
    Good GOSH! The saga continues!

    Just received an email from the solicitor requesting we (me and my two brothers) all send back 1300 of what we received from his distribution as it was incorrectly calculated and that money should actually have gone to the grandson from the other fund.

    What! Surely the money should only have been transferred when it was all 100% sorted. Are we obligated to send the money back?

    In any case, before I send any money back I will play them at their own game and wait a few months before replying to their email.
    • mrschaucer
    • By mrschaucer 7th Jun 18, 4:05 PM
    • 530 Posts
    • 598 Thanks
    mrschaucer
    And then when you finally reply, merely ask them for full details of all the relevant calculations so you can look through it ... I'm sure you'll enjoy spinning all this out for as long as possible.
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