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Hi,
I purchased car insurance through Bell, part of the admiral group, over a month ago for about £1,300 (I'm 19 and drive a Cooper S). I then moved address for a couple of months so had to change this on my policy as my car has a temporary black box which would register that I wasn't keeping my car where I originally said, so I then paid an extra £800 just for this change of address.
As if this wasn't bad enough, about 2 weeks later I received an email asking for a copy of my drivers license front and back, my parents licenses front and back, a photo of the V5 log book, a bank statement and full driver's history for myself and my parents who are additional drivers on my policy. (confirmed this over the phone and email, it's legitimate)
I see this as really unnecessary but they're saying they will cancel the insurance in 7 days if I don't send all the documents as part of an "audit". This isn't the only issue, my bank statements would be at my old address as well as my license (same goes for my parents). (I'm only at this current address for 2 or 3 months so I can't change this with my bank or DVLA as I will be going back to my old address soon)
Do I have a leg to stand on or should I cancel the policy before they cancel it on me?
Originally posted by willwigzell
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You can, just change it back when you move back. You should by law change your address with the dvla on your licence and your cars v5.
You don't want a cancelled policy on your record as insurance will be next to impossible to get in the future.
You want them to cover you, you need to provide what they require. What happens if the new company you go to want the same things?