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    • susieq87
    • By susieq87 20th Apr 17, 11:17 AM
    • 188Posts
    • 345Thanks
    Lost 0% offer but getting another offer
    • #1
    • 20th Apr 17, 11:17 AM
    Lost 0% offer but getting another offer 20th Apr 17 at 11:17 AM

    i just have a quick question and i am hoping the well informed people of MSE can help. I have a halifax credit card which i did a balance transfer on but unfortunately i went over the limit which means the offer of 0% interest was removed. i immediately got an MBNA CC which i have transferred the balance from Halifax but now halifax is showing some more balance transfer offers.

    i have a lloyds credit card which i am paying interest on (little interest but interest nonetheless) so i was thinking i could transfer it to my halifax. my question is are these new halifax offers interest free even though i went over my limit voiding the original promotional offer?
    Don't sweat the small stuff
Page 1
    • zx81
    • By zx81 20th Apr 17, 12:06 PM
    • 16,849 Posts
    • 17,861 Thanks
    • #2
    • 20th Apr 17, 12:06 PM
    • #2
    • 20th Apr 17, 12:06 PM
    If the offer is 0% interest, then it will be 0% interest.
    • Voyager2002
    • By Voyager2002 20th Apr 17, 2:17 PM
    • 12,076 Posts
    • 8,216 Thanks
    • #3
    • 20th Apr 17, 2:17 PM
    • #3
    • 20th Apr 17, 2:17 PM
    Probably not: generally these offers come with a new card, and since you fairly recently opened a card account with them you would not be able to apply for another one until after at least six months. However, it is worth asking them...
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