Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

    • ForumUser
    • By ForumUser 19th Apr 17, 10:04 PM
    • 17Posts
    • 24Thanks
    Car insurance: returning expat with recent small claim
    • #1
    • 19th Apr 17, 10:04 PM
    Car insurance: returning expat with recent small claim 19th Apr 17 at 10:04 PM
    Hi, I'm returning to the uk after a decade abroad. I have a certificate from my current insurers showing 10 years without a claim, except a small claim of less than 200 last year to repair a minor panel dent caused by an adjacent parked car. It is listed as "collision" on the form.

    In retrospect, I should have paid for this repair directly, however it was a corporate fully comp policy with no excess.

    How will UK insurers view this incident? Will it ruin my no claims bonus? Anyone have any recommendations for a good broker or insurer who accepts foreign NCB?

Page 1
    • foxtrotoscar
    • By foxtrotoscar 19th Apr 17, 11:00 PM
    • 1,073 Posts
    • 1,640 Thanks
    • #2
    • 19th Apr 17, 11:00 PM
    • #2
    • 19th Apr 17, 11:00 PM
    You don't have 10 years without a claim as you've claimed and even if you had I'm not sure a foreign insurance NCD would be acceptable to UK insurers.
    • forgotmyname
    • By forgotmyname 20th Apr 17, 4:04 AM
    • 26,960 Posts
    • 10,857 Thanks
    • #3
    • 20th Apr 17, 4:04 AM
    • #3
    • 20th Apr 17, 4:04 AM
    Corporate policy so not your own personal and private policy?

    You have zero no claims.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
    • ForumUser
    • By ForumUser 20th Apr 17, 6:06 AM
    • 17 Posts
    • 24 Thanks
    • #4
    • 20th Apr 17, 6:06 AM
    • #4
    • 20th Apr 17, 6:06 AM
    Not claiming that I have 10 years of no claims, I'm simply relating my claim history to you.

    The most recent 3 years are on a corporate policy, but the certificate they have provided specifies me as the driver.

    I'm not familiar with the UK system and am only asking if it is so black and white that the recent <200 claim would wipe out all the positive history before.

    Documented foreign no claims is accepted by some insurers, hence me asking for recommendations or experiences.
    • Quentin
    • By Quentin 20th Apr 17, 9:05 AM
    • 35,607 Posts
    • 19,823 Thanks
    • #5
    • 20th Apr 17, 9:05 AM
    • #5
    • 20th Apr 17, 9:05 AM
    The recent claim recorded on the doc means the "proof" of 10 years claim free motoring you have won't work.

    See if a local broker (not Swinton) can get you an introductory discount to reflect you are not a novice
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,622Posts Today

7,719Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line?

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin