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  • FIRST POST
    • tattycath
    • By tattycath 19th Apr 17, 5:51 PM
    • 6,820Posts
    • 35,978Thanks
    tattycath
    My big financial challenge to mortgage freedom
    • #1
    • 19th Apr 17, 5:51 PM
    My big financial challenge to mortgage freedom 19th Apr 17 at 5:51 PM
    I've been avidly paying off as much of the mortgage as I could for the last 8+ years, only...it wasn't my mortgage.
    Now we are parting ways and I'm ready for a new challenge.
    I need to get a mortgage-in the throes of, as we speak. Once I get it, I need to pay it off ASAP. It's more than 3 X the size of my ex partners mortgage.

    So, myself and Miss tc are buying a house together. (Trying to).
    We finally received documents to sign and the conveyancer wants the deposit. I'm hoping that we will be sorted and moved within a month.
    We are first time buyers and there is no chain.
    GE 36 *MFD
    MFIT-T4 No 83
    Mortgage overpayments:

    Emergency savings 100/2000
    Savercard Christmas savings 10
    12/3/17 175lb - 15/3/17 173lb - 28/6/17 167lb - 14/7/17 164lb - 12/9/17 160lb - 29/12/17 155lb
Page 8
    • tattycath
    • By tattycath 1st Jan 18, 10:06 PM
    • 6,820 Posts
    • 35,978 Thanks
    tattycath
    Start the way you mean to go on . . . . .

    Lets make this . . . The Year . . . Do everything we can to make o/p's - no matter how little/large

    I am going to batch cook, bake, survey, sell . . . make . . . the list is endless, all in the name of MF

    Happy, Healthy New Year to you & Ms TC

    Originally posted by A Frayed Knot
    Yes, let's make this our year.
    Happy new year AFK
    GE 36 *MFD
    MFIT-T4 No 83
    Mortgage overpayments:

    Emergency savings 100/2000
    Savercard Christmas savings 10
    12/3/17 175lb - 15/3/17 173lb - 28/6/17 167lb - 14/7/17 164lb - 12/9/17 160lb - 29/12/17 155lb
    • tattycath
    • By tattycath 1st Jan 18, 10:08 PM
    • 6,820 Posts
    • 35,978 Thanks
    tattycath
    No spend day today.
    I had home made vegetable soup today but I did add some meats I have loads of food that needs eating.

    Looking forward to a year of hard work so if you see me on here please give me a kick up my rear as I need to knuckle down and work my socks off.
    GE 36 *MFD
    MFIT-T4 No 83
    Mortgage overpayments:

    Emergency savings 100/2000
    Savercard Christmas savings 10
    12/3/17 175lb - 15/3/17 173lb - 28/6/17 167lb - 14/7/17 164lb - 12/9/17 160lb - 29/12/17 155lb
    • try harder
    • By try harder 1st Jan 18, 10:41 PM
    • 787 Posts
    • 3,036 Thanks
    try harder
    Good to see you back tattycath ,sorry to hear you have had such a rough time lately ,i hope 2018 will be a great year for you .
    • A Frayed Knot
    • By A Frayed Knot 1st Jan 18, 10:49 PM
    • 2,393 Posts
    • 10,722 Thanks
    A Frayed Knot
    Same here, hardly moved off my B**t today, so no spends, but in need of great rest.

    Worked hard last year, and it's telling on me, so know I can do it - all over again, Telling myself at least 1 more year

    Yes !!! Lets make it "Our All Positive Year"
    Always have 00.00 at the end of your mortgage balance and one day it will all be 0's
    Target 18 months 6/24
    MFMarch 30 Re/M Oct 23 Target -Dec 19
    O/P's 2014/4000, 2015/6294.69, 2016/3186.80, 2017 4068.97

    • A Frayed Knot
    • By A Frayed Knot 6th Jan 18, 11:44 AM
    • 2,393 Posts
    • 10,722 Thanks
    A Frayed Knot
    Oh Listen . . . . .

    a wee birdie has just told me . . . .


    Happy Birthday
    Always have 00.00 at the end of your mortgage balance and one day it will all be 0's
    Target 18 months 6/24
    MFMarch 30 Re/M Oct 23 Target -Dec 19
    O/P's 2014/4000, 2015/6294.69, 2016/3186.80, 2017 4068.97

    • juliejim
    • By juliejim 6th Jan 18, 12:46 PM
    • 7,546 Posts
    • 151,388 Thanks
    juliejim
    Happy Birthday tattycath!
    NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
    MBNA 5500
    • tattycath
    • By tattycath 7th Jan 18, 3:41 PM
    • 6,820 Posts
    • 35,978 Thanks
    tattycath
    Oh Listen . . . . .

    a wee birdie has just told me . . . .


    Happy Birthday
    Originally posted by A Frayed Knot
    Happy Birthday tattycath!
    Originally posted by juliejim
    Thank you both.
    GE 36 *MFD
    MFIT-T4 No 83
    Mortgage overpayments:

    Emergency savings 100/2000
    Savercard Christmas savings 10
    12/3/17 175lb - 15/3/17 173lb - 28/6/17 167lb - 14/7/17 164lb - 12/9/17 160lb - 29/12/17 155lb
    • A Frayed Knot
    • By A Frayed Knot 7th Jan 18, 4:13 PM
    • 2,393 Posts
    • 10,722 Thanks
    A Frayed Knot
    Hope you had a lovely day.
    Always have 00.00 at the end of your mortgage balance and one day it will all be 0's
    Target 18 months 6/24
    MFMarch 30 Re/M Oct 23 Target -Dec 19
    O/P's 2014/4000, 2015/6294.69, 2016/3186.80, 2017 4068.97

    • jwil
    • By jwil 15th Jan 18, 4:25 PM
    • 8,607 Posts
    • 26,508 Thanks
    jwil
    Happy Belated Birthday! Hope you had a good day xx
    "If you can dream it, you can do it". Walt Disney
    • A Frayed Knot
    • By A Frayed Knot 14th Mar 18, 7:35 PM
    • 2,393 Posts
    • 10,722 Thanks
    A Frayed Knot
    A while since you posted. How you doing? Hope it's because you are busy, busy, busy
    Always have 00.00 at the end of your mortgage balance and one day it will all be 0's
    Target 18 months 6/24
    MFMarch 30 Re/M Oct 23 Target -Dec 19
    O/P's 2014/4000, 2015/6294.69, 2016/3186.80, 2017 4068.97

    • jwil
    • By jwil 15th Mar 18, 12:18 PM
    • 8,607 Posts
    • 26,508 Thanks
    jwil
    Hope all is ok lovely xx
    "If you can dream it, you can do it". Walt Disney
    • tattycath
    • By tattycath 7th Apr 18, 5:35 PM
    • 6,820 Posts
    • 35,978 Thanks
    tattycath
    A while since you posted. How you doing? Hope it's because you are busy, busy, busy
    Originally posted by A Frayed Knot
    Hope all is ok lovely xx
    Originally posted by jwil
    Hi both. Great to hear from you.
    I have been unwell but now back to being super busy. Lots to do.
    I need to catch up with work so I'm working this weekend.
    I've set myself some personal targets regarding work. I work better from lists so I'm armed with lists and objectives.
    GE 36 *MFD
    MFIT-T4 No 83
    Mortgage overpayments:

    Emergency savings 100/2000
    Savercard Christmas savings 10
    12/3/17 175lb - 15/3/17 173lb - 28/6/17 167lb - 14/7/17 164lb - 12/9/17 160lb - 29/12/17 155lb
    • jwil
    • By jwil 8th Apr 18, 8:43 AM
    • 8,607 Posts
    • 26,508 Thanks
    jwil
    Glad you are better. Good luck with the lists!
    "If you can dream it, you can do it". Walt Disney
    • try harder
    • By try harder 8th Apr 18, 10:45 AM
    • 787 Posts
    • 3,036 Thanks
    try harder
    Good to see you back and glad you are feeling better
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