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  • FIRST POST
    • spendaholic
    • By spendaholic 19th Apr 17, 1:50 PM
    • 1,444Posts
    • 7,660Thanks
    spendaholic
    It's possible!
    • #1
    • 19th Apr 17, 1:50 PM
    It's possible! 19th Apr 17 at 1:50 PM
    I don't join in with the discussions very often, but if I see something I can help on, I do. However, today I'm just bursting just a little bit and had to share it somewhere, so you're it!

    Today I wiped out 4 debts! One finished; one was so small I was able to clear it; one offered me a FFS, which I accepted; and one had a (very) small credit on it, which they're sending me back!

    You'll see from my sig that my debt has been with me for a long time. BUT it has always gone DOWN instead of UP. And now it's within spitting distance!

    So, don't give up hope ... I even have a debt-free-wannabe number somewhere, but I can't remember what it is.

    Highest debt: 35k (2005); Current debt: 6k (2018)
    MY WINS

    2 tickets to the Home Building & Renovation show; 50 to spend on chocolate; 2 tickets to see the Harlem Globetrotters; designer cat food caddy; 2,500 cash; 36 cash; Jesus Christ Superstar tickets + 2 t-shirts; Creative Craft Show tickets; Birmingham City v Barnsley FC tickets; Marillion tickets; Beyond the Pole DVD; 1,000 cash; Legend of the Guardians goody bag; Dancing on Ice tickets; Barnsley FC v Millwall tickets
Page 1
  • National Debtline
    • #2
    • 19th Apr 17, 2:20 PM
    • #2
    • 19th Apr 17, 2:20 PM
    Well done and keep up the good work.


    Dennis
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
    • Twins
    • By Twins 19th Apr 17, 3:20 PM
    • 266 Posts
    • 1,177 Thanks
    Twins
    • #3
    • 19th Apr 17, 3:20 PM
    • #3
    • 19th Apr 17, 3:20 PM
    I don't join in with the discussions very often, but if I see something I can help on, I do. However, today I'm just bursting just a little bit and had to share it somewhere, so you're it!

    Today I wiped out 4 debts! One finished; one was so small I was able to clear it; one offered me a FFS, which I accepted; and one had a (very) small credit on it, which they're sending me back!

    You'll see from my sig that my debt has been with me for a long time. BUT it has always gone DOWN instead of UP. And now it's within spitting distance!

    So, don't give up hope ... I even have a debt-free-wannabe number somewhere, but I can't remember what it is.

    Originally posted by spendaholic

    Congrats That's fab news. Must feel like a total weight has been lifted. Oh I can't wait for the day that I feel like that... give me hope. Thanks for sharing and enjoy being debt free!!!
    LBM April 2011 Debt 30,800 now in DMP land
    Self Managing my DMP May 2017

    Slowly chipping away at my debts: April 17 17,388 June 17 11,268.06
    Debt free date: Jan 2023 Dec 2022. April 2019 I will be free
    2 Savers club #39
    • enjoyyourshoes
    • By enjoyyourshoes 19th Apr 17, 3:21 PM
    • 1,061 Posts
    • 1,300 Thanks
    enjoyyourshoes
    • #4
    • 19th Apr 17, 3:21 PM
    • #4
    • 19th Apr 17, 3:21 PM
    well done, carry on carrying on.
    Debt is a symptom, solve the problem.
    • spendaholic
    • By spendaholic 19th Apr 17, 3:22 PM
    • 1,444 Posts
    • 7,660 Thanks
    spendaholic
    • #5
    • 19th Apr 17, 3:22 PM
    • #5
    • 19th Apr 17, 3:22 PM
    Thanks for sharing and enjoy being debt free!!!
    Originally posted by Twins
    Thank you! But it's still a way off yet. I was just so chuffed to have wiped out 4 debts in one day. Five more to go ...
    Highest debt: 35k (2005); Current debt: 6k (2018)
    MY WINS

    2 tickets to the Home Building & Renovation show; 50 to spend on chocolate; 2 tickets to see the Harlem Globetrotters; designer cat food caddy; 2,500 cash; 36 cash; Jesus Christ Superstar tickets + 2 t-shirts; Creative Craft Show tickets; Birmingham City v Barnsley FC tickets; Marillion tickets; Beyond the Pole DVD; 1,000 cash; Legend of the Guardians goody bag; Dancing on Ice tickets; Barnsley FC v Millwall tickets
    • sourcrates
    • By sourcrates 19th Apr 17, 3:59 PM
    • 14,018 Posts
    • 13,271 Thanks
    sourcrates
    • #6
    • 19th Apr 17, 3:59 PM
    • #6
    • 19th Apr 17, 3:59 PM
    Thank you!
    Originally posted by spendaholic
    One piece of advice..........get a new username !!
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Free Legal advice see : http://legalbeagles.info/
    • parsniphead
    • By parsniphead 19th Apr 17, 3:59 PM
    • 2,451 Posts
    • 15,592 Thanks
    parsniphead
    • #7
    • 19th Apr 17, 3:59 PM
    • #7
    • 19th Apr 17, 3:59 PM
    Well done. It must feel good. The figures in the sig are fab.
    My mini challenge: pay off MBNA by 31/08/18. 53.10/502 10.57%
    Total outstanding consumer debt - 53.10/ 7864.52
    Without ambition one starts nothing. Without work one finishes nothing. The prize will not be sent to you. You have to win it. -Ralph Waldo Emerson
    • spendaholic
    • By spendaholic 19th Apr 17, 4:01 PM
    • 1,444 Posts
    • 7,660 Thanks
    spendaholic
    • #8
    • 19th Apr 17, 4:01 PM
    • #8
    • 19th Apr 17, 4:01 PM
    One piece of advice..........get a new username !!
    Originally posted by sourcrates
    Heh heh heh - I've had it a long time ...
    Highest debt: 35k (2005); Current debt: 6k (2018)
    MY WINS

    2 tickets to the Home Building & Renovation show; 50 to spend on chocolate; 2 tickets to see the Harlem Globetrotters; designer cat food caddy; 2,500 cash; 36 cash; Jesus Christ Superstar tickets + 2 t-shirts; Creative Craft Show tickets; Birmingham City v Barnsley FC tickets; Marillion tickets; Beyond the Pole DVD; 1,000 cash; Legend of the Guardians goody bag; Dancing on Ice tickets; Barnsley FC v Millwall tickets
    • EssexHebridean
    • By EssexHebridean 19th Apr 17, 4:26 PM
    • 8,678 Posts
    • 45,732 Thanks
    EssexHebridean
    • #9
    • 19th Apr 17, 4:26 PM
    • #9
    • 19th Apr 17, 4:26 PM
    Well done - it's lovely to see people posting their successes here - quite aside from anything else it gives hopes to the newbies who arrive thinking "I can't do this!"
    MORTGAGE FREE 30/09/2016
    Sainsbugs 0% card: 22/12/16 1229.00/944.19 (15/05/18)
    SOA Calculator for DFW newbies: Stoozing.com SOA Calculator
    • Twins
    • By Twins 19th Apr 17, 7:38 PM
    • 266 Posts
    • 1,177 Thanks
    Twins
    Congrats That's fab news. Must feel like a total weight has been lifted. Oh I can't wait for the day that I feel like that... give me hope. Thanks for sharing and enjoy being debt free!!!
    Originally posted by Twins
    Oops sorry! Got ahead of myself there.. well that's a good sign then isn't it? Looking forward to striking a few more debts off the list like this. Anyway, good job and keep going
    LBM April 2011 Debt 30,800 now in DMP land
    Self Managing my DMP May 2017

    Slowly chipping away at my debts: April 17 17,388 June 17 11,268.06
    Debt free date: Jan 2023 Dec 2022. April 2019 I will be free
    2 Savers club #39
    • January2015
    • By January2015 19th Apr 17, 8:22 PM
    • 2,065 Posts
    • 5,145 Thanks
    January2015
    Well done - great feeling to see the number of creditors reduce
    DFW Nerd No. 1484 LBM 07/01/15 Debt was 95k I'm driving it down
    1k emergency fund (member #84) 1k/1k
    [COLOR=Blue][SIZE=2]
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