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    • MSE Luke
    • By MSE Luke 11th Apr 17, 8:34 PM
    • 268Posts
    • 74Thanks
    MSE Luke
    MSE News: New 1.29% five-year mortgage fix lowest-ever 'by a mile' - but you'll...
    • #1
    • 11th Apr 17, 8:34 PM
    MSE News: New 1.29% five-year mortgage fix lowest-ever 'by a mile' - but you'll... 11th Apr 17 at 8:34 PM
    App-based bank Atom is to offer a raft of "stunning" five-year fixed-rate mortgages this week...
    Read the full story:
    'New 1.29% five-year mortgage fix lowest-ever 'by a mile' - but you'll have to be quick'

    Click reply below to discuss. If you havenít already, join the forum to reply. If you arenít sure how it all works, read our New to Forum? Intro Guide.
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    • kingstreet
    • By kingstreet 20th Apr 17, 7:37 PM
    • 33,351 Posts
    • 18,042 Thanks
    I saw the MSE article and asked my broker.

    She said this "When we submit your application, the lender agrees to hold that rate for you for a period of time. As long as we progress to the offer stage within the time period, the rate will be secured, even if it is removed from the market. As of yet, Digital Mortgages have not set a deadline that applications need to be approved by to secure the rate"

    I've received a text from Atom today that they've received my valuation report. I hope it goes ahead.
    Originally posted by strawberries1

    "get yer apps in quick folks"

    which meant, get your applications submitted before midnight tonight. Sorry I didn't make it completely specific.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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