Onwards and downwards...

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  • jwil
    jwil Posts: 19,109 Forumite
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    Todays pads:

    £2.31 to Mortgage
    £5.00 to savings
    £3.14 to joint od

    I've just redeemed £3.21 in amazon vouchers from TCB. Must check surveys as I think I'm close with them too.

    One parcel posted today. 2 items listed.
    "If you can dream it, you can do it". Walt Disney
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Glad you enjoyed your trip to see family.

    Shame about the F&F offer rejection but it was a very low offer. If you can go up a bit higher they may go for it next time.

    Your daily pads must be making quite a difference over time I should think :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
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    Well done on the savings/pads

    Have a lovely day x
  • jwil
    jwil Posts: 19,109 Forumite
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    HairyHandofDartmoor wrote: »
    Glad you enjoyed your trip to see family.

    Shame about the F&F offer rejection but it was a very low offer. If you can go up a bit higher they may go for it next time.

    Your daily pads must be making quite a difference over time I should think :)

    Thank you. It was a very low offer and a cheeky one so I wasn't expecting it to be accepted. They offered a £2k discount which I thought was fair but I can't afford it at the moment. I'm going to leave it for a bit and try and add to the fund.
    Hiddenidenity wrote: »
    Well done on the savings/pads

    Have a lovely day x

    Thank you HI, you too :)
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,109 Forumite
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    Todays pads:

    £1.31 to Mortgage
    £4.00 to savings
    £1.09 to joint od

    Mortgage rates are up, so ours will be going up soon :( If I remember rightly it's only about £15 a month, so not the end of the world.

    Now that I've got some savings, it would be nice to see a bit of a rise there though :D

    I'm delighted to say that for the first time in about 8 years I have a dining table :T :T It's been buried under a pile of stuff for as long as we've lived here. I've cleared out some stuff, moved around a bit and now there's enough room for the kids to sit there and eat/craft/do homework etc. :j Whilst clearing the junk I have sorted some more bits for ebay too. It also means we should be able to get rid of the highchair now too :D

    Trying to get some listing done before I start dinner.
    "If you can dream it, you can do it". Walt Disney
  • in_need_of_direction
    in_need_of_direction Posts: 7,282 Forumite
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    Well done you. Two of the four places at my kitchen table are now usable.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
  • jwil
    jwil Posts: 19,109 Forumite
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    Todays pads:

    £1.31 to Mortgage
    £3.00 to savings
    £1.69 to joint od

    Well they didn't waste any time! The new mortgage rate is showing in my account, but not the new payment amount yet.

    1 parcel posted today. Also some baby wipes to return as they are faulty (got £6 in vouchers for the privilege!). I also complained about getting the wrong item in a bag from the bakery at Morrisons and have supposedly been credited 10,000 points (£10) for that to my card, but they are not showing yet.
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,109 Forumite
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    in_need_of_direction wrote: »
    Well done you. Two of the four places at my kitchen table are now usable.

    Thank you :) and well done to you too. It's nice to see space appearing!
    "If you can dream it, you can do it". Walt Disney
  • pennywisepoundstupid
    pennywisepoundstupid Posts: 5,975 Forumite
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    Jwil I have found it has sometimes taken a week for points to be added to my Mr M card. x
    Mortgage Jan 2023 9yrs 11mths £61,389 Mortgage overpayment £1867/£3600 Mortgage Jan 2022 11yrs 6mths £69.996 Mortgage overpayment £3132/£3600
  • jwil
    jwil Posts: 19,109 Forumite
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    pennywisepoundstupid wrote: »
    Jwil I have found it has sometimes taken a week for points to be added to my Mr M card. x

    Ah, thank you, I was wondering how long to leave it before I complained (again!). I'll give it a few days then. :)
    "If you can dream it, you can do it". Walt Disney
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