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    • determined new ms
    • By determined new ms 13th Mar 17, 7:38 AM
    • 6,808Posts
    • 39,798Thanks
    determined new ms
    What small DFW things will you do this week? w/c 13/03
    • #1
    • 13th Mar 17, 7:38 AM
    What small DFW things will you do this week? w/c 13/03 13th Mar 17 at 7:38 AM
    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

    But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

    Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

    So be proud of those small steps, they really are important
    DF as at 30/12/16
    Wombling 2017 3016.55/Roadkill 8.73
    Wombling 2018 145.73/RK 0.04
Page 8
    • ziggy2407
    • By ziggy2407 19th Mar 17, 8:44 PM
    • 3,072 Posts
    • 23,266 Thanks
    Hi all

    Left the 1 that I keep in my gym bag in the locker door at the gym on Friday. Really annoyed with myself about this. DS has a friend who helps out at the gym and he told me that they make a fortune out of this. That really didnt make me feel any better.
    Originally posted by YORKSHIRELASS
    Could you use a "trolley coin" in future and then if you leave it, it won't really matter (if you want any let me know have found 3 that you can have)

    It is better to take many small steps in the right direction than to make a great leap forward only to stumble backward. (Old Chinese Proverb)

    Make 5 per day in Jan 18: 491.91/155 Make 5 per day in Feb 18: 51.40/140 Make 5 per day in Mar 18: 150.36/155 Make 5 per day in Apr 18: 78.25/150
    • armchairexpert
    • By armchairexpert 19th Mar 17, 11:11 PM
    • 768 Posts
    • 4,987 Thanks
    I spent Sunday evening baking and listening to podcasts, and this morning I sent the family off to school/work with HM mini pizzas, sandwiches made with HM bread and leftover corned beef, and banana-andcranberry teabread for afters. Feeling very smug.

    Now to take the washing in before the threatened rain...
    MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 aiming for May 2028
    14 August 2017 - Refinanced: $220,000
    December 2017 - $214,653.00 Current MFD 31 July 2035
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