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  • FIRST POST
    • Andrew Ryan 89
    • By Andrew Ryan 89 7th Mar 17, 7:40 AM
    • 505Posts
    • 284Thanks
    Andrew Ryan 89
    Santander banking app
    • #1
    • 7th Mar 17, 7:40 AM
    Santander banking app 7th Mar 17 at 7:40 AM
    It amazes me how bad some banking apps and online services are. Fun y enough, the best one I have come across is Tesco! Bloody Tesco have better online banking than all the actual banks.

    Anyway I am looking to switch to Santander soon to take advantage of their cashback incentives as I have a mortgage with them but wanted to know more about how their app works.

    Mainly, can you see pending payments and do you need a card reader?
Page 1
    • NoMore
    • By NoMore 7th Mar 17, 8:06 AM
    • 175 Posts
    • 146 Thanks
    NoMore
    • #2
    • 7th Mar 17, 8:06 AM
    • #2
    • 7th Mar 17, 8:06 AM
    Yes to pending payments and you don't need a card reader.


    Caveat: I only just found the pending payments section on app and have never used it before, its currently empty for me so I'm not sure how up to date it ever is.
    • Rola_cola
    • By Rola_cola 7th Mar 17, 8:18 AM
    • 9 Posts
    • 16 Thanks
    Rola_cola
    • #3
    • 7th Mar 17, 8:18 AM
    • #3
    • 7th Mar 17, 8:18 AM
    There is a tab for pending payments but I've never seen anything in there - I've used the app for a couple of years
    • theburningcat
    • By theburningcat 7th Mar 17, 8:54 AM
    • 189 Posts
    • 54 Thanks
    theburningcat
    • #4
    • 7th Mar 17, 8:54 AM
    • #4
    • 7th Mar 17, 8:54 AM
    Pending payments in Santander means post-dated BACS transfers. As far as I know, Santander will only show pending authorisations for credit cards, not debit cards. For credit cards, at the bottom of the transaction list, there's a link for recently authorised transactions.

    Tesco is also the best app I've seen. Santander's personal app is actually pretty good. Their business app hasn't been updated in many years.
    • badger09
    • By badger09 7th Mar 17, 11:04 AM
    • 5,944 Posts
    • 5,283 Thanks
    badger09
    • #5
    • 7th Mar 17, 11:04 AM
    • #5
    • 7th Mar 17, 11:04 AM
    This isn't something which usually interests me as I keep my own record.

    However, about 15 minutes ago I made a debit card payment in excess of 2k. I've just checked and the detail doesn't show in the pending payments section of the app, but the available balance correctly reflects it.
    • the silence
    • By the silence 12th Mar 17, 7:58 PM
    • 8 Posts
    • 3 Thanks
    the silence
    • #6
    • 12th Mar 17, 7:58 PM
    • #6
    • 12th Mar 17, 7:58 PM
    The iPhone app still doesn't have Touch ID.
    • realaledrinker
    • By realaledrinker 12th Mar 17, 11:57 PM
    • 1,575 Posts
    • 537 Thanks
    realaledrinker
    • #7
    • 12th Mar 17, 11:57 PM
    • #7
    • 12th Mar 17, 11:57 PM
    You can set up new payees directly on the App. No need to go online.
    Ethical moneysaver
    • AndyPK
    • By AndyPK 13th Mar 17, 12:28 PM
    • 2,829 Posts
    • 786 Thanks
    AndyPK
    • #8
    • 13th Mar 17, 12:28 PM
    • #8
    • 13th Mar 17, 12:28 PM
    This is a fairly recent addition. About time too
    • Sean473
    • By Sean473 13th Mar 17, 5:03 PM
    • 80 Posts
    • 34 Thanks
    Sean473
    • #9
    • 13th Mar 17, 5:03 PM
    • #9
    • 13th Mar 17, 5:03 PM
    The iPhone app still doesn't have Touch ID.
    Originally posted by the silence
    Yes, that is indeed irritating but the app has much more functionality and usability then before. In fact, it would be one of the best mobile banking apps for me if they add Touch ID!
    • the silence
    • By the silence 29th Nov 17, 5:25 AM
    • 8 Posts
    • 3 Thanks
    the silence
    Santander seem to have released a new app called 'Flite'. It supports touch ID!

    You'll need to uninstall the personal banking app first. In my opinion the Flite app is better designed than the personal banking app. I'm not sure why there are now two apps, or what happened to their voice banking app. What a confusing mess.
    • msallen
    • By msallen 29th Nov 17, 8:48 AM
    • 805 Posts
    • 890 Thanks
    msallen
    I don't tend to do much banking via app but this thread tempted me to download the Santander one (standard not Flite as it was unclear if Flite was only intended for Fingerprint recognition logging in), and I have to say that as of my first exploration of it, it seems very good.
    • RG2015
    • By RG2015 29th Nov 17, 12:44 PM
    • 1,219 Posts
    • 710 Thanks
    RG2015
    I don't tend to do much banking via app but this thread tempted me to download the Santander one (standard not Flite as it was unclear if Flite was only intended for Fingerprint recognition logging in), and I have to say that as of my first exploration of it, it seems very good.
    Originally posted by msallen
    Flite accepts both PIN and fingerprint recognition and it has improved functionality.
    • enthusiasticsaver
    • By enthusiasticsaver 29th Nov 17, 7:31 PM
    • 6,394 Posts
    • 13,128 Thanks
    enthusiasticsaver
    I like the Santander banking app and love the spendylitics app which analyses your spends on both the debit and credit card.
    Debt free and mortgage free and early retiree. Living the dream

    I'm a Board Guide on the Debt-Free Wannabe, Mortgages and Endowments, Banking and Budgeting boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Any views are mine and not the official line of moneysavingexpert.com. Pease remember, board guides don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com
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